Opportunity Finance Network (OFN) is the leading national network of CDFIs investing in opportunities that benefit low-income, low-wealth, and other disinvested communities in the U.S.
Our Members are performance-oriented, responsible community development banks, credit unions, loan funds, and venture capital funds. They operate in urban, rural, and Native communities across the country, spurring economic growth and job creation and building stronger and healthier individuals, families, and neighborhoods.
As the leader of the growing mission-focused opportunity finance industry, OFN:
Shapes and advocates for policy that helps CDFIs better meet the needs of the people we serve.
Partners with government, corporations, foundations, banks, and other opportunity investors to drive change and provide opportunity in low-income, economically-stressed communities.
Conducts and publishes research about our industry, its impact, best practices, and more.
Connects capital with communities where it can have the greatest impact.
Mission, Core Purpose & Vision, and Values
OFN’s mission through 2025 is to lead CDFIs and their partners to ensure that low-income, low-wealth, and other disadvantaged people and communities have access to affordable, responsible financial products and services.
Core Purpose & Vision
OFN exists to align capital with social, economic, and political justice. This is OFN’s purpose. OFN will pursue this purpose for as long as it takes to achieve. When capital and justice are aligned, all people will have the resources and opportunities to act in the best interests of their communities, themselves, and future generations. This is OFN’s vision.
OFN’s work is bounded by two values that anchor all that we do:
Justice: Every facet of our work should be directed toward and reflect an unwavering commitment to fair and equal access to, opportunity in, and responsibility for social, economic, and political life. For us, justice is a unifying value.
Excellence: The people and communities CDFIs serve have a right to expect excellence, and we have a responsibility to provide it. A commitment to excellence is a statement of respect for our customers, investors, funders, staff, Board, and Members.
OFN's mission is to lead CDFIs and their partners to ensure that low-income, low-wealth, and other disadvantaged people and communities have access to responsible, affordable financial products and services. How do CDFIs align capital with justice? Finding and Financing Opportunities that Others MissTM.
Well more than half of OFN Members contributed their ideas, views, and recommendations to the development of this Strategic Plan. Responsibility for the plan and the decisions that went into it falls to the OFN Board.
The 2011-2025 plan turns the lens on what OFN leadership should achieve. Individual CDFIs, not OFN, produce the impact that we aspire to. OFN is focused on leading the dynamic and diverse CDFI industry forward.
View the Strategic Plan in its entirety.
CDFIs are well positioned to align capital with social and economic justice. As the CDFI industry leader, OFN is committed to identifying opportunities and strategies that will strengthen the impact of diverse communities, beginning with communities of color.
Diversity refers to the wide array of differences among people and their perspectives on the world. Yet, a diverse organization is not necessarily an equitable organization.
Inclusion means the ability of diverse people to raise their perspectives authentically, and for those voices to matter and impact decisions. It usually refers to majority-group settings where the organizational culture has been enabled for that to happen.
Equity refers to the result of actions so that advantage and disadvantage are not distributed on the basis of race and ethnicity. Strategies that produce equity must be targeted to address the unequal needs, conditions, and positions of people and communities that are created by institutional and structural barriers. Equity requires a set of informed policies and practices that are intentionally designed to rectify disparities, as well as informed people positioned to implement them effectively.
Where equity exists, diversity and inclusion will also be present.
Additional resources for OFN Members can be found on the CDFI Connect Community.