CDFI Impact

CDFIs Create Impact

Community development financial institutions (CDFIs) provide responsible financial products and services where mainstream finance doesn’t traditionally invest.

Since 1973

CDFIs have worked for economic, social, and racial justice.

More than 1,400 CDFIs

There are more than 1,400 certified CDFIs nationwide, of which more than 470 are OFN members.

Sources: CDFI Fund 2025 and OFN 2025

$222 Billion

Nationwide, the CDFI industry manages more than $222 billion, creating jobs, affordable housing, financial health, and opportunity for all.

Infographic for OFN's statistics.

CDFIs Invest in Opportunity

CDFIs serve Black, Latino, Native, and rural communities, and other areas of persistent poverty.

Source: OFN Annual Member Survey, FY 2023

CDFIs leverage $8 in private sector investment for every $1 in public funding.

CDFIs Leverage Capital

CDFIs make $1 do the work of $8. CDFIs leverage $8 in private sector investment for every $1 in public funding.

Source: Janet Yellen, U.S. Secretary of the Treasury

CDFIs recycle capital

CDFIs Recycle Capital

As borrowers repay their loans, CDFIs recycle the money back into the community through new borrowers.

Cumulative CDFI Impact

Source: OFN Annual Member Survey, FY 2023

In 2023, OFN members have provided $124 billion in cumulative financing in rural, urban, and Native communities. This financing has helped to create or maintain more than …

15,000 Community Facilities

1 million Businesses and Microenterprises

3.4 million Jobs

3 million Housing Units

OFN Publications

Interested in further assessing the CDFI industry’s activity and performance? Read OFN’s reports on the CDFI industry and our membership.

See Publications

CDFI Borrower Stories

Arkansas Mother Saves Family Home from Foreclosure with CDFI Support

Learn how Southern Bancorp financed opportunity and justice for homeowner Cheryl Hampton in Marianna, AR.

Native Entrepreneur Opens Gift Shop with CDFI Support After Pandemic Halts Tourism Business

Learn how Nimiipuu Fund financed justice and opportunity for Native entrepreneur and Nez Perce Tourism owner Stacia Morfin in Lewiston, ID.

Kentucky Community Center Adds Solar Panels and Expands Sustainably Using CDFI Financing

Learn how Mountain Association financed opportunity and justice for local hub Hemphill Community Center in Neon, KY.

See more inspiring stories about people and places transforming their lives and communities with financial support from CDFIs.

Read Stories

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