create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at apuzzuoli@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
NOTE: the list of members shown when a specific "Area Served" is selected reflects members who lend in that selected region regardless of the location of their headquarters mentioned.
Bankers Small Business CDC of California
San Diego,CAContact: Robert VillarrealPhone: 619.291-3594
2448 Historic Decatur Road, #200 San Diego, CA 92106
CDC Small Business Finance is a nonprofit lender providing capital to small businesses so they can expand, grow, and create jobs in California, Arizona, and Nevada. As a leader in the community and economic development field, CDC Small Business Finance provides access to transformative products, services, and advocacy to ensure all small businesses have the opportunity to succeed and grow.
BCL of Texas is a 501(c)(3) nonprofit economic development organization providing lending, homeownership, entrepreneurship, and community development programs to fulfill our mission of Building Strong Communities across Texas.
CDFI OFN Member Since:
2019
Beaufort County Black Chamber of Commerce
Beaufort,SCContact: Larry HolmanPhone: 843.986.1102
Established in 2002, the Beaufort County Black Chamber of Commerce (BCBCC) is dedicated to the economic empowerment of African American communities and small businesses. BCBCC is a membership organization that offers products, services, and educational programming for multi-cultural business-owners and professionals within the Beaufort and neighboring communities. The individuals and businesses we serve are federally recognized as disadvantaged business enterprises and/or have been denied access to capital in traditional finance markets. We are organized as a 501(c)(3) corporation in South Carolina.
The Black Business Investment Fund (BBIF) is a certified community development financial institution (CDFI) and a community development enterprise (CDE) lending institution that specializes in aiding micro, small and minority business owners in building their management capacity and in providing loan capital. The BBIF has served Central Florida's business community for more than 20 years through the provision of direct loans, loan guarantees, technical assistance, and advocacy. The BBIF specializes in providing direct loans and developing business owners' management skills. The organization is primarily interested in projects and activities that have an economic and a community development impact and business investment, charitable, or educational focus.
BlueHub Capital—formerly known as Boston Community Capital—is a national mission-driven nonprofit organization dedicated to building healthy communities where low-income people live and work. Based on Boston, MA, BlueHub's mission has not changed since its beginnings in the mid-1980s; but its footprint has—from an early focus on Boston’s neighborhoods, to the Commonwealth of Massachusetts and, then nationally. BlueHub accomplishes its mission by financing affordable housing, child and youth programs, schools and health care facilities; renovating commercial real estate in distressed neighborhoods; introducing solar power to help contain energy costs of low-income families; and lending to home owners facing the threat of foreclosure.
BOC Capital Corp is a technical assistance-led microlender catering to underserved markets and borrowers throughout New York City. Using flexible and non-traditional evaluation criteria, BOC Capital provides innovative loan structures to assist promising entrepreneurs in growing their businesses. BOC Capital makes loans of up to $25,000 and has established relationships with banks and other microlenders with whom we partner to satisfy the needs of a wide range of clients. The majority of BOC's clients are women and/or ethnic minorities working or living in the Borough of Brooklyn.
The mission of the Brazos Valley CDC (BVCDC) is to provide access to financial products, services, and education to the residents and businesses of our community in a way that maximizes the affordability of safe and decent housing, especially for low-income individuals and families.
CDFI OFN Member Since:
2010
Bridge Investment Community Development Corporation
Rock Island,ILContact: Brian HollenbackPhone: 309.794.6711
Bridge Investment Community Development Corporation (Bridge Investment) works to advance job creation and economic guidance by assisting small businesses in low-and-moderate income communities and underserved areas and advances affordable housing initiatives. Bridge Investment is a national not-for-profit organization, but primarily serves businesses and municipalities in Illinois and Iowa.
Bridgeway Capital
Pittsburgh,PAContact: T.J. BogdewicPhone: 412.201.2450
At Bridgeway, we refuse to let money and a lack of resources divide us. We provide flexible capital and growth opportunities that help businesses and communities left behind. As a lender, we know what success looks like in your market. We understand the passion that drives you and the challenges you face. We believe that businesses and real estate development projects can be positive forces for good. For nearly three decades, Bridgeway has provided inclusive funding, innovative solutions, and hands-on assistance to support projects that become cornerstones of their communities. From help connecting you to resources to walking you through funding solutions, we help you every step of the way.
CDFI OFN Member Since:
1992
Building Hope...A Charter School Facilities Fund
Washington,DCContact: Robin OdlandPhone: 202.457.1989
910 17th Street Northwest, Suite 1100 Washington, DC 20006
Building Hope supports high quality public charter schools in Washington D.C., Florida, and other U.S. locations by providing business services and technical and financial assistance for educational facilities. As a nonprofit organization, Building Hope supports the expansion of academically successful schools with the capacity to grow their enrollments. This allows Building Hope to catalyze change across the local public education systems by promoting school-centered community revitalization. We believe that excellent charter school programs and facilities help transform economically depressed neighborhoods into places where children thrive.
Business Expansion Funding Corp has been assisting small businesses since 1982 as North Carolina's largest certified development company for SBA 504 loans. The organization also assists businesses with a separate loan fund available in rural areas in North Carolina. BEFCOR focuses on helping small businesses have responsibly priced loans for emergence and expansion. Since receiving CDFI certification in January 2021, our team is working to expand its reach through more intensive technical assistance programs and COVID recovery services for businesses.
Originally founded by the city of Charlotte, the organization is now statewide in North Carolina, with lending capabilities in specified upstate South Carolina counties. We currently have offices with experienced staff in Charlotte, Raleigh and New Bern.
Licensed by the U.S. Small Business Administration, BEFCOR is a Certified Development Company authorized to provide SBA 504 loans. SBA 504 loans offer long-term, fixed-rate financing to businesses, enabling them to own their commercial real estate rather than leasing it. The program also offers financing for other fixed assets, such as machinery and equipment. Refinancing of land, building and equipment is also available.
Business Impact NW
Seattle,WAContact: Joe Sky-TuckerPhone: 206.324.4330
Business Impact NW (BIN) is a nonprofit economic development organization and CDFI formed in 1997. Created to serve underbanked entrepreneurs, BIN provides access to capital and free comprehensive business technical assistance. BIN serves startups as well as existing businesses, and is dedicated to helping entrepreneurs at every stage in their business model, whether they are newly established or at a growth stage. BIN’s small business loans range from $5,000 to $350,000 to serve the needs of Washington and Oregon State entrepreneurs. BIN’s business assistance centers include the Washington Women’s Business Center (WWBC), the Food Business Resource Center (FBRC), and the Region X Veterans Business Outreach Center (VBOC), offering small business coaching services, classes/training, and networking.
CDFI OFN Member Since:
2002
C3 Fund
Chicago,ILContact: Dan McLaughlinPhone: 312.279.7305
The C3 Fund lends to real estate investors in low- and moderate-income (LMI) neighborhoods in Chicagoland. The Fund’s goal is to provide financing and technical support to create and retain badly needed naturally occurring affordable housing (NOAH) through innovative capital solutions. The C3 Fund nimbly serves investors with small portfolio rental loans and short-term construction loans that help to maximize the positive community benefits from residential renovation and investment activities.
CDFI OFN Member Since:
2019
CAHEC Capital, Inc.
Raleigh,NCContact: Dana BoolePhone: 919.420.0063
7700 Falls of Neuse Road, Suite 200 Raleigh, NC 27615
CAHEC Capital is a nonprofit CDFI and lending affiliate of Community Affordable Housing Equity Corporation (CAHEC), a nonprofit tax credit equity syndicator founded in 1992 and located in Raleigh, NC. With lending operations commencing in 2015, CAHEC Capital provides flexible and affordable loan products to Low-Income Housing Tax Credit (LIHTC) developers focusing on development financing for new affordable housing communities as well as the preservation and improvement of existing low-income neighborhoods. CAHEC Capital's mission is to promote healthy, empowered, and sustainable housing opportunities for low- and moderate-income individuals and their families.
CDFI OFN Member Since:
2018
California Coastal Rural Development Corporation
Salinas,CAContact: Lee TakikawaPhone: 831.424.1099
Chartered in 1981, the California Coastal Rural Development Corporation (Cal Coastal) promotes community development by providing credit and technical assistance to small farmers and small businesses located on the central coast of California. We serve the counties of Monterey, Santa Cruz, San Benito, Santa Clara, San Luis Obispo, Santa Barbara, and Ventura counties. Cal Coastal offers direct loans and loan guarantees with state, federal, and Small Business Administration (SBA) financing. Cal Coastal is the largest CDFI serving farmers in the country.
The mission of California FarmLink is to invest in the prosperity of farmers and ranchers through lending, education, and access to land. FarmLink helps farmers to access fair financing, build strong business skills, and establish secure land tenure. Established in 1999, FarmLink supports beginning and limited-resource farmers with a focus on women and farmers of color.
CDFI OFN Member Since:
2018
Capital for Change
Wallingford,CTContact: Cal VinalPhone: 860.233.5165
Capital for Change (C4C) was established from a 2016 merger that brought together a team with more than 50 years of combined expertise and knowledge. Today, C4C proudly offers a variety of flexible lending, funding, and service solutions that benefit low- and moderate-income people and communities in Connecticut.
CDFI OFN Member Since:
2001
Capital Good Fund
Providence,RIContact: Andrew PosnerPhone: 401.339.5437
Capital Good Fund is a nonprofit, U.S. Treasury-certified community development financial institution (CDFI) that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, and Delaware. Our mission is to create pathways out of poverty and advance a green economy through inclusive financial services.
Through capital and commitment, Capital Impact Partners helps people build communities of opportunity that break barriers to success. Through mission-driven financing, social innovation programs, capacity building, and impact investing, we champion social and economic justice issues. With a focus on economic empowerment and wealth creation, we engage with communities and support their solutions to overcome historic and systemic disinvestment. Through this work, we help increase equitable access to quality health care and education, healthy foods, affordable housing, cooperative development, and the ability to age with dignity.
CDFI OFN Member Since:
2011
Capital Plus Financial
Bedford,TXContact: Eric DonnellyPhone: 817.656.5153
Capital Plus Financial is dedicated to enhancing the quality of life for families by providing the opportunity for homeownership through residential mortgage loans and other educational services. We seek to improve low- to moderate-income areas of Texas with fully restored homes and provide mortgage financing to those who are otherwise ostracized from the conventional mortgage market.
CDFI OFN Member Since:
2017
Carolina Community Impact
Raleigh,NCContact: Scott WolfordPhone: 919.861.5321
Carolina Community Impact, Inc. (CCI) is a nonprofit organization that provides access to credit building and asset building techniques for individuals and small businesses who have frequently been excluded from traditional financial services markets due to income, asset, or credit limitations. We are able to offer these services through financial education and loans.
CDFI OFN Member Since:
2020
Carolina Small Business Development Fund
Raleigh,NCContact: Mark RoysterPhone: 919.803.1437
3128 Highwoods Boulevard, Suite 170 Raleigh, NC 27604
Carolina Small Business Development Fund (CSBDF) promotes community economic development via affordable financing, technical assistance, and policy research. The work conducted by CSBDF helps aid in neighborhood-level revitalization and sustainable development via small business creation and expansion. Our programs are designed to foster an array of positive socioeconomic outcomes including lowering income inequality, creating entrepreneurial social capital, and promoting aggregate economic growth. Though our services are open to all, we’re intentional about trying to assist underserved populations and places. We know that when businesses get access to capital and have the tools to succeed, their growth potential is unlimited.
CDFI OFN Member Since:
2010
CASA of Oregon
Sherwood,ORContact: Peter HainleyPhone: 503.537.0319
20508 Southwest Roy Rogers Road, Suite 155 Sherwood, OR 97140
CASA of Oregon works alongside community organizations to provide programs and resources that strengthens families’ financial well-being. We began our work thirty years ago helping local organizations provide housing for farmworkers and other marginalized populations in primarily rural areas. While focusing on those who are often unable to advocate for themselves, we are positioned as a liason to the community with government, industry, and community organizations.
CBA Fund is a nonprofit CDFI intermediary with a mission of expanding the capacity of nonprofits to provide safe and affordable small dollar consumer loans (SDLs) and credit building products to low- and moderate-income individuals. CBA Fund was founded by parent company Credit Builders Alliance (CBA) in 2018 to provide capital solutions for the extension small dollar consumer loans, primarily among CBA’s existing membership of 550+ credit building organizations. CBA Fund pursues its mission through a three-pronged approach to supporting eligible nonprofit lenders by providing: 1) Affordable and patient loan capital, 2) Supplemental capacity building grants, and 3) Training and technical assistance.
CDCLI Funding Corporation, a community development financial institution (CDFI), was established in 1997 to promote community development by making equity investments, loans, and grants to benefit low-to-moderate income (LMI) households, under-resourced communities, and those lacking adequate access to capital and credit. The 501(c)(3) nonprofit also gathers and disseminates information about the need for such lending, and provides technical assistance and development services in conjunction with its parent company, Community Development Corporation of Long Island. CDCLI Funding’s core objective is to provide financial products designed to fill a niche need within the target market. We are the only comprehensive CDFI on Long Island with a history of offering a variety of business, residential, and personal loan products and are committed to responding to the needs of our diversified communities without duplicating efforts.
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