CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN Member CDFI in your state, use the search criteria below. You can also visit our Member Profile Directory to learn about their important work.
Lower Valley Credit Union is an $85 million, Low Income Designated, CDFI certified credit union deeply rooted in Washington State’s Lower Yakima Valley. Founded in 1958 and headquartered in Sunnyside, the credit union also operates branches in Prosser and Grandview. LVCU is dedicated to serving the needs of its community and growing membership of over 10,000 strong through following its vision of ‘Planting Seeds of Opportunity for a Better Tomorrow’.
In 2016, OBDC Small Business Finance announced a name change to Main Street Launch. Main Street Launch celebrates our rich 37-year history of small business development as a vehicle for community economic development. It reflects the exciting future of our work as we continue to innovate, pursuing strategies that leverage our small business expertise and capital as a catalyst for an inclusive and diverse local economy through entrepreneurship and jobs. Our name has changed, but our work supporting new and existing small businesses remains the same. Our commitment to the communities we serve in Oakland, San Francisco, and U.S. military veterans is deeper than ever before. Our mission is to create economic opportunity by empowering entrepreneurs. Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our borrowers create jobs and stimulates economic development in low-to-moderate income communities.
MaineStream Finance is a certified CDFI based in Bangor Maine. It began lending in 2000 and at FYE 2006 had over $3.9 million in assets. MaineStream Finance is a private non-profit corporation dedicated to promoting community development through financial training and financing activities to specifically benefit low- and moderate-income residents of Maine.
Manatee Community Federal Credit Union (MCFCU) is located in Bradenton, Florida and was certified as a CDFI in 2012. MCFCU was originally founded in 1958 exclusively serving employees of Tropicana Products and their families. In 2004 MCFCU changed to community charter and redirected its efforts to serve all of Manatee County, Florida. In 2010 MCFC was designated as a Low-Income credit union and has built its product offering around satisfying the special needs of economically challenged and underserved populations. MCFCU’s mission is to strengthen communities, build assets, and improve lives in Manatee County by providing access to affordable, high-quality financial products and related services with emphasis on the needs of low-income communities.
Maryland Capital Enterprises, Inc (MCE) is a 501(c)(3) nonprofit organization that specializes in supporting microenterprise and small business needs on Maryland's Eastern Shore and in the Annapolis - Baltimore area. Founded in 1998, MCE serves low-income and underserved entrepreneurs with business assistance, technical assistance, business training and loans. Loan limits are $5,000 to $50,000 for micro loans and $5,000 to $150,000 for small business loans. MCE was certified as a Community Development Financial Institution (CDFI) in 2002. MCE also serves as an intermediary lender for SBA, USDA and the State of Maryland. Its mission is to empower businesses to grow, create jobs and generate wealth on Maryland's Eastern Shore and across the State. Based in Salisbury, MD, it has offices for the Upper Shore region and one located in Baltimore.
Mercy Loan Fund, a subsidiary corporation of Mercy Housing, Inc. (MHI), was established in 1984. MHI seeks to create stable, vibrant, healthy communities by developing, financing and operating affordable, program-enriched housing for families, seniors and people with special needs who lack the economic resources to access quality, safe housing opportunities. MLF lends to nonprofit developers of affordable housing when conventional financing is not available or affordable. MLF's clients provide low-income housing for poor working families, the elderly, farm workers, veterans, the homeless and those with special needs, such as persons living with HIV/AIDS, persons recovering from substance abuse, and the disabled.
Metro Community Development has two overarching goals: maintaining community stability and stimulating community economic development. These goals align along the focus areas, as a community development continuum, Asset Building, Community Building, and Coalition Building. These goals drive the financial products and development services the organization provides to the investment area. As a Certified CDFI and SBA intermediary MCD provides a critical role in the region (Genesee, Lapeer, Saginaw and Shiawassee) by providing technical assistance and affordable financial products to clients who would otherwise be unable to obtain loans from traditional financial institutions.
The Metropolitan Economic Development Association (MEDA) provides development assistance including consulting and financing to businesses owned and managed by entrepreneurs of color with a vision of creating thriving communities through equal economic participation.
The Midwest Housing Development Fund (MHDF) is a loan fund established in 2000 to promote the development of safe, decent and affordable housing for the lower income and special needs population of Nebraska, Iowa, Kansas and Wyoming. The loan fund serves developers and sponsors of affordable housing in the region. In addition to loan products, technical assistance is offered to developers and sponsors of affordable housing.
