create and sustain jobs, and to stabilize communities.
Access a PPP Loan Through an OFN Member CDFI
Use the "Loan Program & Area Served" filters below to identify nearby PPP lenders who are CDFIs within the OFN membership. Not finding a lender in your area? More information on PPP lenders is available at the SBA.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at apuzzuoli@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
Formally First State Community Loan Fund (FSCLF), True Access Capital is a nonprofit community development financial institution (CDFI) that specializes in supporting microenterprises, small businesses, and affordable housing throughout the State of Delaware. True Access Capital leverages funds from investors and contributors to lend for the startup and expansion of businesses, the construction and renovation of affordable housing, and the provision of essential community services. Established in 1993, the mission of True Access Capital is to actively promote and provide creative opportunities for access to capital for small businesses, community organizations, and developers of affordable housing throughout Delaware.
CDFI OFN Member Since:
1993
TruFund Financial Services, Inc.
New York City,NYContact: James BasonPhone: 212.204.1303
39 West 37th Street, 7th Floor New York City, NY 10018
TruFund Financial Services, Inc. is a 501(c)(3) certified community development financial institution (CDFI) headquartered in New York City with field offices in Alabama and Louisiana. TruFund tailors its financial and technical assistance to the unique needs of each site—from contractor mobilization lending in New York and Louisiana to rural Black Belt initiatives in Alabama.
CDFI OFN Member Since:
2008
Union County Economic Development Corporation
Cranford,NJContact: Adam FarrahPhone: 908.527.1166
Union County Economic Development Corporation is a private, nonprofit economic development corporation dedicated to boosting local economies and strengthening communities through business development and job creation. Since 1977, we’ve been helping small businesses by making loans, training and mentoring business owners, helping businesses obtain government contracts, and providing accurate and relevant business information.
CDFI OFN Member Since:
2019
Upper Manhattan Empowerment Zone Development Corporation
New York City,NYContact: Blair DuncanPhone: (212) 555-0399
55 West 125th Street, 11th Floor New York City, NY 10027
Upper Manhattan Empowerment Zone Development Corporation (UMEZ) sustains the vitality of all communities in Upper Manhattan through loans and grants to initiatives that help with job creation, corporate alliances, strategic investments, and small business assistance. UMEZ facilitates economic development in the neighborhoods of Central, West, and East Harlem, Washington Heights, and Inwood.
CDFI OFN Member Since:
2020
Urban Strategies, Inc. (USI)
St. Louis,MOContact: Julian WyattPhone: 314.421.4200
USI is a national nonprofit that assists over 30,000 low-to-moderate income families that live in assisted housing, to become stable and thriving. We partner with community stakeholders to design and implement place-based economic and human capital development strategies in communities that are undergoing housing and neighborhood transformation. USI’s CDFI Loan Fund provides equitable and accessible capital, along with financial services and technical assistance to Black, Brown and Indigenous individuals and W/MBEs. The Fund is used as a tool to propel entrepreneurs to prosperity and economic liberation through the creation of middle income and wealth generating jobs and businesses.
Utah Microloan Fund
Salt Lake City,UTContact: Doug KeefePhone: 801.746.1180
Since 1991, the Utah Microloan Fund (formerly Utah Micro-enterprise Loan Fund) has helped hundreds of entrepreneurs make their dreams come true by providing low interest small business loans. Our mission is to empower underserved communities throughout Utah by providing business training and funding to entrepreneurs in startup and existing businesses that do not qualify for traditional funding sources.
The Utica Industrial Development Corporation (UIDC) is a small nonprofit loan fund that serves the Utica-Rome area in Upstate New York. In existence since 1962, UIDC became a certified CDFI in 2016. UIDC’s primary mission is to encourage the location and expansion of industrial and manufacturing capacity, the creation of new and improved job opportunities, the reduction of unemployment, and the betterment of individual and community prosperity in Utica-Rome.
Ventana Fund was established in 2014 to meet the critical need for an increased supply of financing for affordable housing construction and rehabilitation in New Mexico. It is a 501(c)(3) nonprofit corporation organized by private citizens and housing professionals who are dedicated to increasing the number of decent affordable homes available to New Mexico’s lower-income residents. Ventana Fund was certified as a community development financial institution (CDFI) by the U.S. Department of the Treasury in March 2015.
The Ventura County Community Development Corporation (VCCDC) has a vision focused on empowering people and strengthening communities through education, counseling, and homeownership. From our education services, including workshops and counseling, to our lending and realty support, including down payment assistance and consulting for first-time buyers, we ensure that our clients are supported from start to finish of the home-buying process.
CDFI OFN Member Since:
2020
Venture North Funding & Development
Traverse City,MIContact: Laura GalbraithPhone: 231.995.7110
202 East Grandview Parkway, Suite 203 Traverse City, MI 49684
Venture North is a community development financial institution (CDFI) that provides loans and resources to small businesses and entrepreneurs in Northwest Lower Michigan. The mission of Venture North is to support the region's economic growth and community development efforts by providing funding options, offering technical assistance, and building connections for viable businesses in low- and moderate-income communities. We make capital accessible to entrepreneurs who might not have other avenues to start or grow their businesses.
CDFI OFN Member Since:
2020
Vermont Community Loan Fund, Inc.
Montpelier,VTContact: Will BelongiaPhone: 802.223.4428
The Vermont Community Loan Fund (VCLF) creates opportunities leading to healthy communities and financial stability for all Vermonters. An expert in financing opportunities that don’t yet qualify for credit from traditional lenders, VCLF puts capital in the hands of small businesses, entrepreneurs, and community organizations who can’t access it anywhere else, to benefit the Vermonters who need it most. VCLF finances the development of safe, affordable homes, quality early care and education, essential community services, and small businesses, including farms, food producers, and natural resources-based enterprises. VCLF combines lending with financial consulting and business development services to make sure borrowers have access to everything they need to succeed.
Village Capital Corporation was launched in 1991 as a subsidiary of Neighborhood Progress, Inc., a nonprofit created to build stronger neighborhoods by channeling funds from Cleveland's philanthropic and corporate community to local community development organizations. VCC specializes in making loans for the development of real estate, but within that niche it invests in many different types of properties, including residential, retail, commercial, industrial, and community facilities. Over the past five years, VCC has leveraged more than 19 private and public dollars for each dollar it has invested.
CDFI OFN Member Since:
2006
Virginia Community Capital
Christiansburg,VAContact: Wayne WaldropPhone: 504.260.3126
Virginia Community Capital (VCC) is a community development financial institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life in our communities. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools and professional advisory services to individuals and organizations in low- and moderate-income and underserved communities. VCC’s subsidiary bank, VCC Bank, is an FDIC-insured, certified bank offering products tailored to socially conscious investors, along with personal and business checking, savings, and certificate of deposit accounts. VCC is also a certified B Corp.
CDFI OFN Member Since:
2006
Vital Healthcare Capital
New York City,NYContact: Steve WeingartenPhone: 212.586.2821
85 Broad Street, 28th Floor New York City, NY 10004
Vital Healthcare Capital (V-Cap) provides flexible loans to community health centers, mental health and substance abuse treatment providers, providers of aging services and long-term care, and specialty services for high medically complex populations.
CDFI OFN Member Since:
2017
Washington Area Community Investment Fund
Washington,DCContact: H PettigrewPhone: 202.529.5505
2012 Rhode Island Avenue Northeast Washington, DC 20018
Established in 1987, the Washington Area Community Investment Fund (Wacif)’s mission is to increase equity and economic opportunity in underserved communities in the Washington, D.C., area by investing knowledge, social, and financial capital in low- and moderate-income entrepreneurs. Our mission is driven by three strategic pillars: inclusive entrepreneurship, community wealth building, and equitable economic development, and is fulfilled by providing access to capital products and services, and capacity building technical assistance to low- and moderate-income entrepreneurs.
CDFI OFN Member Since:
2019
Westminster Economic Development Initiative, Inc. (WEDI)
Westminster Economic Development Initiative, Inc. (WEDI) is a certified community development financial institution (CDFI) that serves Buffalo, NY, and surrounding areas of highly concentrated poverty, primarily through microenterprise loans to communities that face significant barriers to accessing capital and asset-building opportunities. The organization’s mission is to empower economically disadvantaged people in Buffalo, NY, with a primary focus on the West Side community.
The White Earth Investment Initiative began in 2002 and became a certified Community Development Financial Institution in 2007. Its history of service to Native American communities, particularly the White Earth Reservation, has led to economic impacts in the area of job creation and development in distressed communities.
Wind River Development Fund
Fort Washakie,WYContact: Eric SwackPhone: 781.507.1933
P.O. Box 661, 3 Ethete Road Fort Washakie, WY 82514
WRDF’s mission is to provide financial opportunities to stimulate economic development on the Wind River Indian Reservation, promoting self-sufficiency, self-determination and an enhanced quality of life for the reservation community. (Maker Space 307)
CDFI OFN Member Since:
2014
Wisconsin Native Loan Fund, Inc.
Lac du Flambeau,WIContact: Fern OriePhone: 715.588.1600
Wisconsin Native Loan Fund is a certified Native American community development financial institution (CDFI) located in Lac du Flambeau, Wisconsin. We are a nonprofit 501(c)(3) organization looking to better our community by providing affordable lending to Native Americans. Through the use of generous donations we are a revolving loan fund that supports the renovations of distressed homes for people in need. We also provide down-payment assistance and debt consolidation loans.
Established in 1987, the Wisconsin Women's Business Initiative Corporation (WWBIC) is an economic development corporation providing quality business education and access to capital for entrepreneurs. We open the doors of opportunity by providing targeted individuals who are interested in starting, strengthening, or expanding businesses with access to critical resources such as responsible financial products and quality business and financial education. We focus on individuals who face barriers in accessing traditional financing or resources in pursuit of their dreams and economic well-being, in particular women, people of color, veterans, and low-income individuals.
CDFI OFN Member Since:
2001
Women's Economic Ventures
Santa Barbara,CAContact: Marni BrookPhone: 805.232.3083
Women’s Economic Ventures (WEV) is dedicated to creating an equitable and just society through the economic empowerment of women. WEV provides training, consulting, and loans to help entrepreneurs start, grow, and thrive in business. WEV serves residents located in Santa Barbara and Ventura counties. While WEV targets its services toward women, it helps everyone.
Services are provided in both English and Spanish.
WEV is a U.S. Small Business Administration’s Women’s Business Center and Microlender, as well as a certified Community Development Financial Institution (CDFI).
CDFI OFN Member Since:
2020
WomenVenture
Minneapolis,MNContact: Susan Joos
2021 East Hennepin Avenue, Suite 200 Minneapolis, MN 55413
For over 40 years, WomenVenture has provided women of all ages, cultures, races, and income levels with the tools and resources to achieve economic success through small business ownership. Our vision is to empower entrepreneurial women with tools, capital, and support to lead businesses that create living wage jobs.
Woodlands Community Lenders (WCL) fosters entrepreneurship and community revitalization by providing access to capital and technical assistance to businesses and nonprofit organizations located in the underserved communities of Barbour, Randolph, and Tucker Counties in North Central West Virginia. WCL is a certified community development financial institution (CDFI) that provides loans, business development services, and finance packaging for small businesses and real estate projects that are otherwise “unbankable.” WCL takes an alternative approach to assessing and mitigating risk, supporting small business development in ways that traditional lenders often cannot.
Worcester Community Housing Resources (WCHR) is a nonprofit organization whose mission is to create and preserve affordable housing opportunities for low- to moderate-income households and to initiate and support neighborhood revitalization throughout Worcester County in Massachusetts. As a community development financial institution (CDFI), WCHR's Revolving Community Loan Fund provides home-repair financing for low-income homeowners and others working in low-income neighborhoods throughout Worcester County.
CDFI OFN Member Since:
1987
Working Solutions
San Francisco,CAContact: Sara RazaviPhone: 415.780.1217
930 Montgomery Street, Suite 400 San Francisco, CA 94133
Working Solutions is the 'First to Believe' in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in the San Francisco Bay Area. As a nonprofit microlender and a certified CDFI, we prioritize serving entrepreneurs who often have limited access to capital, especially low-income individuals, women, and entrepreneurs of color. We pair microloans of $5,000 to $50,000 with up to five years of free, one-on-one business consulting to help budding entrepreneurs not just survive, but thrive.
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