create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI that you are looking for, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at apuzzuoli@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
Charleston LDC
Charleston,SCContact: Steve SaltzmanPhone: 843.724.3796
Established in 1979, the Charleston LDC ("the LDC") invests in small businesses and microenterprises for maximum community benefit. As a non-profit community development lender, the LDC leverages capital to create local impact, elevate opportunity, and advance social and economic justice.
SERVICES OFFERED: Community Development Financial Institution
Charter Schools Development Corporation
Hanover,MDContact: Laura FiemannPhone: 443.561.1280
7880 Milestone Parkway, Suite 425 Hanover, MD 21076
Charter Schools Development Corporation (CSDC) is a 501(c)(3) and CDFI established to promote competition, choice, and innovation in education by financing and building great public charter schools. With offices in Maryland and Colorado, CSDC provides comprehensive and affordable financial and real estate development services to charter schools nationally. CSDC offers high-performing charter schools credit enhancements to secure loans and leases through the Building Block Fund, build-to-suit facilities either for lease with option-to-purchase or on an outsourced basis as a fee developer through the Turnkey Development Program, and innovative loan products through CSDC Direct. For charter schools located in Colorado, New Mexico, Utah, or Wyoming, CSDC offers financing through its Mountain West Charter Schools Fund.
CDFI OFN Member Since:
2011
Chehalis Tribal Loan Fund
Oakville,WAContact: Lawrence SpottedBirdPhone: 360.709.1631
The Chehalis Tribal Loan Fund (CTLF) is a nonprofit organization of the Confederated Tribes of Chehalis Reservation and a certified Native CDFI (community development financial institution). The CTLF provides training, technical assistance, business incubation, and small loans to support the economic development of the Tribal reservation and surrounding communities in Grays Harbor, Thurston, and Lewis Counties of Washington State.
CDFI OFN Member Since:
2019
Chi Ishobak, Inc.
Dowagiac,MIContact: Sean WintersPhone: 269.783.4157
Chi Ishobak, Inc. is a certified Native community development financial institution (CDFI). Established in 2009 as a 501(c)(3) nonprofit corporation in Michigan, Chi Ishobak serves the citizens of the Pokagon Band of Potawatomi Indians, a federally recognized Indian tribe located in Michigan and Indiana. It is the mission of Chi Ishobak to provide economically disadvantaged tribal citizens with access to affordable capital for the purposes of business loans and individual financial development through collaborative and education-oriented lending services. Chi Ishobak practices responsible lending in order to protect loan capital for future generations of tribal citizens.
Chicago Community Loan Fund (CCLF) provides low-cost, flexible financing to nonprofit and for-profit community development organizations for the revitalization of low- and moderate-income neighborhoods throughout metropolitan Chicago, and has been so engaged since 1991. CCLF accomplishes its mission by supporting, through finance and technical assistance, the work of community development organizations engaged in affordable and supportive housing production and preservation, economic development, and social service initiatives in low-wealth neighborhoods throughout Chicagoland.
CDFI OFN Member Since:
1992
Chicago Neighborhood Initiatives Micro Finance Group, Inc.
In collaboration with City of Chicago, the Chicago Neighborhood Initiatives launched a small business micro-lending program in October 2012: Chicago Neighborhood Initiatives Micro Finance Group (CNIMFG). CNIMFG focuses on low- to moderate-income neighborhoods throughout Chicago and the surrounding suburbs. CNIMFG has provided nearly 40 businesses with $500,000 in microloans within the first two-and-a-half years of operations, with 80 percent of these loans being deployed to African Americans and 47 percent to women small business owners.
The mission of Children's Investment Fund (CIF) is to improve the quality of and expand access to early learning and school-age child care programs for low- and moderate-income families. CIF also supports affordable housing for low-income families through place-based two-generation and other strategies that result in safer, healthier, and more stable environments for young children. With specialized training, intensive technical assistance, accessible loan capital, and grants, CIF has created a comprehensive support system for child care facilities in Massachusetts, modeled after more traditional affordable housing and community development approaches but applied to the child care sector in an innovative way.
Cincinnati Development Fund (CDF) is a driving force behind neighborhood revitalization in Greater Cincinnati’s urban core. By providing pioneer developers with technical assistance and access to capital, CDF supports high-impact projects from concept to completion. Through strong partnerships with financial institutions, community and government leaders, and developers, CDF nimbly and creatively brings resources together to ensure vital neighborhood projects succeed.
CDFI OFN Member Since:
2005
Cinnaire Lending Corporation
Lansing,MIContact: Mark McDanielPhone: 517.482.8555
Cinnaire (formerly Great Lakes Capital Fund) helps community development organizations, lending partners, and socially-motivated investors accomplish goals in underserved communities. We fill gaps in community development funding by leveraging capital from public and private sector organizations and bringing expertise to communities that need it most.
CDFI OFN Member Since:
2014
Citizen Potawatomi Community Development Corporation
Organized in May 2003, the Citizen Potawatomi Community Development Corporation (CPCDC), is designed to address the lack of access to capital and financial services in Native American communities. The mission of the CPCDC is to provide access to capital through loan fund support and business development services to Native Americans designed to expand the capacities of small businesses and aspiring entrepreneurs. The CPCDC Commercial Lending Program has developed non-traditional mechanisms to deliver capital on Indian lands and provide technical assistance and training. The program provides credit and helps small business owners to increase their incomes, create new jobs, and strengthen the Native American community.
City First Enterprises is a nonprofit bank holding company and incubator of social finance solutions located in Washington, D.C., that promotes social justice by increasing economic access and expanding opportunity for low-wealth communities.
CDFI OFN Member Since:
2014
Civic San Diego Economic Growth and Neighborhood Investment Fund
San Diego,CAContact: Michael LengyelPhone: 619.533.7158
Civic San Diego Economic Growth and Neighborhood Investment Fund is a community development entity (CDE) and emerging community development financial institution (CDFI) formed in 2012. Our mission is to spur community and economic development by providing capital and real estate solutions as well as technical assistance. We serve an investment area of all low-income census tracts in the County of San Diego.
CDFI OFN Member Since:
2020
Clearinghouse Community Development Financial Institution
Lake Forest,CAContact: Douglas BystryPhone: 949.859.3600
23861 El Toro Road, Suite 401 Lake Forest, CA 92630
Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) addresses unmet credit needs in California, Nevada, Arizona, New Mexico, and Indian Country. Since 1996, Clearinghouse CDFI has helped bridge the gap between conventional lending standards and the needs of low-income and distressed communities. Clearinghouse CDFI provides loans for nonprofits, community facilities, affordable housing, commercial real estate, small businesses, and other projects that create positive impacts in underserved areas.
CDFI OFN Member Since:
2001
Cleveland Development Advisors Community Reinvestment Fund
Cleveland Development Advisors (CDA) is a real estate and business development finance organization that invests private capital and New Markets Tax Credit allocations into catalytic projects in Cleveland. Established in 1989 by a nonprofit group comprised of the CEOs of fifty of Cleveland's largest corporations, CDA today is the real estate and business finance affiliate of the Greater Cleveland Partnership—one of the nation's biggest chambers of commerce.
Coastal Enterprises (CEI) integrates financing, business and industry expertise, and policy solutions to help grow good jobs, environmentally sustainable enterprises, and shared prosperity in Maine and other rural regions. CEI envisions a world in which communities are economically and environmentally healthy, enabling all people, especially those with low incomes, to reach their full potential.
Colorado Enterprise Fund (CEF) is a nonprofit community development financial institution (CDFI) founded in 1976 for the purpose of community and economic development. CEF’s mission is to accelerate community prosperity by financing and supporting entrepreneurs and small businesses. By providing entrepreneurs with access to loan capital and business technical assistance, CEF fills a gap for businesses that are not eligible for bank financing. CEF assists communities by acting as a resource for access to capital for existing businesses and startups. CEF nurtures its borrowers by providing technical assistance critical to their success, enabling them to grow into market-based financing resources.
CDFI OFN Member Since:
1998
Common Capital, Inc.
Springfield,MAContact: Raymond Lanza-WeilPhone: 413.233.1687
Established in 1990, the mission of Common Capital, a nonprofit community development financial institution (CDFI), is to strengthen communities by creating economic opportunities for low- and moderate-income people in western and central Massachusetts. We focus on developing tailored financing and technical assistance to microenterprises, small businesses, and nonprofits that do not qualify for traditional loans. In addition to offering loans and technical resources, we partner with a wide variety of organizations, including local banks, to provide funding solutions to meet economic development needs. Our products and services include term loans, lines of credit, technical assistance, and other specialized programs.
Communities Unlimited, Inc., is a multi-state rural development organization established in 1975. Communities Unlimited's core programs focus on "providing the basics": water and wastewater services; access to credit (lending); housing; and transportation. All Communities Unlimited strategies are designed to help low-income families and communities increase their income and/or build their assets to help people move out of poverty.
CDFI OFN Member Since:
2001
Community Assets for People
Stevens Point,WIContact: Laura West-KralcikPhone: 715.343.7500
CAP Services created CAfP in 1991 to bring low-cost capital to underserved markets, especially those providing significant benefit to low- and moderate-income people. CAfP provides business, housing, and consumer (auto) loans in six central Wisconsin counties: Marquette, Portage, Outagamie, Waupaca, Waushara, and Wood.
CDFI OFN Member Since:
2009
Community Capital Bank of Virginia
Christiansburg,VA
110 Peppers Ferry Road, NW Christiansburg, VA 24073
Virginia Community Capital (VCC) is a statewide community development financial institution (CDFI) focused on geographies and markets that are underserved by traditional capital sources. Our mission is to offer innovative, flexible financial products designed to support housing and community development ventures, increase jobs, and build sustainable communities. VCC provides both capital and technical assistance to neighborhoods and towns throughout Virginia.
Community Capital New York provides economic opportunities and microfinance lending to create self-sufficiency and success for low-income individuals and communities, especially minorities and women. Community Capital makes the American Dream come true by providing working people with working capital and the power of knowledge, helping to break the cycle of poverty through economic empowerment. We provide affordable housing loans to both for-profit and nonprofit developers, small business loans, and consumer loans including credit builder loans, job opportunity loans, family reunification loans, and lending circle loans focused on immigrants and refugees, veterans, survivors of domestic violence, children aging out of foster care, and other low-income, minority individuals.
Community Capital of Vermont’s mission is to help small businesses and lower income entrepreneurs prosper through the provision of flexible business financing. Community Capital of Vermont (CCVT) provides flexible business financing to people interested in starting or growing small businesses in Vermont. We work with diverse partners to strengthen downtowns and our rural economy by providing loans and business support to women, people with limited credit or collateral, and low- and moderate-income entrepreneurs.
CDFI OFN Member Since:
2003
Community Development Fund of Utah
Salt Lake City,UTContact: Greg LambertPhone: 801.944.7222
Community Development Corporation of Utah (CDCU) is a 501(c)(3) nonprofit organization founded in 1990. Our organization has since grown to be a major affordable housing provider throughout the state of Utah. We build new single- and multi-family housing, rehabilitate existing housing stock, and work to revitalize neighborhoods around the state. We also provide a combination of critical community services including homebuyer education, homeowner case management, down payment assistance, and mortgage lending. Everything we do is designed to help low-to-moderate income families make homeownership a reality.
CEDS Finance supports the American Dream of financial self-sufficiency by assisting immigrants, refugees, and those from underserved communities to start, grow, or strengthen their small businesses in Metro Denver. In 2012 CEDS was certified through the U.S. Department of Treasury as a community development financial institution (CDFI). In 2015 CEDS was approved by the Small Business Administration (SBA) as an SBA Microloan Program intermediary lender, only the third such program in Colorado. Also in 2015, CEDS received the first program related investment made by The Denver Foundation.
CDFI OFN Member Since:
2019
Community First Fund
Lancaster,PAContact: Marilyn YoderPhone: (717) 869-5426
51 South Duke Street, Suite 400 Lancaster, PA 17602
Founded in 1992, Community First Fund is a private, independent nonprofit community development financial institution (CDFI) based in Pennsylvania whose mission is to provide capital in places where it is not usually available. We seek to create positive change in a community by providing entrepreneurs with access to business development loans for projects that generate jobs, create affordable housing, and help to revitalize communities.
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