create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Dominic Swain at dswain@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
NOTE: the list of members shown when a specific "Area Served" is selected reflects members who lend in that selected region regardless of the location of their headquarters mentioned.
Community Capital Bank of Virginia
Christiansburg,VA
110 Peppers Ferry Road Northwest Christiansburg, VA 24073
Virginia Community Capital (VCC) is a statewide community development financial institution (CDFI) focused on geographies and markets that are underserved by traditional capital sources. Our mission is to offer innovative, flexible financial products designed to support housing and community development ventures, increase jobs, and build sustainable communities. VCC provides both capital and technical assistance to neighborhoods and towns throughout Virginia.
Community Capital New York provides economic opportunities and microfinance lending to create self-sufficiency and success for low-income individuals and communities, especially minorities and women. Community Capital makes the American Dream come true by providing working people with working capital and the power of knowledge, helping to break the cycle of poverty through economic empowerment. We provide affordable housing loans to both for-profit and nonprofit developers, small business loans, and consumer loans including credit builder loans, job opportunity loans, family reunification loans, and lending circle loans focused on immigrants and refugees, veterans, survivors of domestic violence, children aging out of foster care, and other low-income, minority individuals.
Community Capital of Vermont’s mission is to help small businesses and lower income entrepreneurs prosper through the provision of flexible business financing. Community Capital of Vermont (CCVT) provides flexible business financing to people interested in starting or growing small businesses in Vermont. We work with diverse partners to strengthen downtowns and our rural economy by providing loans and business support to women, people with limited credit or collateral, and low- and moderate-income entrepreneurs.
CDFI OFN Member Since:
2003
Community Concepts, Inc.
Lewiston,MEContact: Dennis LajoiePhone: (207) 739-6542
Since 1965, Community Concepts, Inc. has offered a variety of housing, economic development, and social services for the communities of Androscoggin, Franklin, and Oxford counties in Maine. These services support both the basic needs of low-income families and promote self-sufficiency.
CDFI OFN Member Since:
2002
Community Development Fund of Utah
Salt Lake City,UTContact: Greg LambertPhone: 801.944.7222
Community Development Corporation of Utah (CDCU) is a 501(c)(3) nonprofit organization founded in 1990. Our organization has since grown to be a major affordable housing provider throughout the state of Utah. We build new single- and multi-family housing, rehabilitate existing housing stock, and work to revitalize neighborhoods around the state. We also provide a combination of critical community services including homebuyer education, homeowner case management, down payment assistance, and mortgage lending. Everything we do is designed to help low-to-moderate income families make homeownership a reality.
CEDS Finance supports the American Dream of financial self-sufficiency by assisting immigrants, refugees, and those from underserved communities to start, grow, or strengthen their small businesses in Metro Denver. In 2012 CEDS was certified through the U.S. Department of Treasury as a community development financial institution (CDFI). In 2015 CEDS was approved by the Small Business Administration (SBA) as an SBA Microloan Program intermediary lender, only the third such program in Colorado. Also in 2015, CEDS received the first program related investment made by The Denver Foundation.
CDFI OFN Member Since:
2019
Community First Fund
Lancaster,PAContact: James BuergerPhone: 717.393.2351
51 South Duke Street, Suite 400 Lancaster, PA 17602
Founded in 1992, Community First Fund is a private, independent nonprofit community development financial institution (CDFI) based in Pennsylvania whose mission is to provide capital in places where it is not usually available. We seek to create positive change in a community by providing entrepreneurs with access to business development loans for projects that generate jobs, create affordable housing, and help to revitalize communities.
CDFI OFN Member Since:
1994
Community Fund of North Miami Dade
Opa-locka,FLContact: Marcela Llinas
490 Opa-locka Boulevard, Suite 20 Opa-locka, FL 33054
Part of the Opa-Locka Community Development Corporation, the OLCDC Business Fund was launched to support small minority-owned businesses located in low-to-moderate income communities in South Florida. We do this by providing technical assistance in the form of one-on-one counselling and workshops, as well as alternative financing options. Through our program, businesses can apply for up to $250,000 in capital. To access our loans, we consider the nature of your business, your annual revenue, and how you plan to use the funds. Unlike other lenders, your credit score is not the primary factor in eligibility. We provide more than just access to capital, we are partners to the businesses that we service, and offer additional layers of support and technical assistance to ensure their continued growth.
Community Health Center Capital Fund (Capital Fund) supports the growth and development of community-based health centers serving low-income and uninsured populations by providing capital structured to meet health centers’ needs. As a certified community development financial institution (CDFI), Capital Fund offers targeted direct loans to health centers for capital financing, equipment, and operational requirements.
In addition to lending its own capital, Capital Fund manages several health center loan programs utilizing capital raised from third parties. Drawing on decades of experience with health centers, Capital Fund also provides underwriting services and helps facilitate favorable tax credit financing. Capital Fund seeks to leverage its loans and programs through relationships with multiple external sources of capital, which together can meet the capital financing needs of health centers. One of Capital Link’s founding partners, Capital Fund, now serves as its lending affiliate.
Incorporated in 2000, Community Housing Capital (CHC) is a certified community development financial institution (CDFI) and community development entity (CDE). CHC has a proven track record for aggregating loan capital to finance the creation and preservation of affordable housing. To fulfill its mission, CHC provides predevelopment, acquisition, construction, and permanent multifamily and single-family loans directly to the high-performing, nonprofit developers of the NeighborWorks® network. The 245 community-based nonprofits of this network have a mission to develop affordable housing and improve their communities.
Community Housing Services Agency, Inc. (CHSA) is a 501(c)(3) affordable housing organization that envisions communities in which safe and quality housing, neighborhoods, and living conditions are available and affordable to all. Since its establishment by the City of Savannah Georgia in 1989, CHSA has developed, financed, and implemented affordable housing opportunities that have benefited more than 3,000 low- to moderate-income households.
CDFI OFN Member Since:
2020
Community Investment Collaborative
Charlottesville,VAContact: Stephen DavisPhone: 434.227.5679
300 Preston Avenue, Suite 206 Charlottesville, VA 22902
CIC strengthens our community and contributes to economic development by fueling the success of under-resourced entrepreneurs through education, mentoring, financing and networking.
Community Investment Corporation (CIC) is a pooled-risk mortgage lender specializing in multifamily rehab in lower-income neighborhoods. Favorable rates, unique loan products, and prompt attention by experienced staff mean CIC can make loans that others cannot. CIC is committed to building the capabilities of the hands-on, cost-effective rehabbers/owners who are able to operate in low-income areas with little or no subsidy.
CDFI OFN Member Since:
2008
Community Investment Fund of Indiana, Inc.
Indianapolis,INContact: Phil BlackPhone: 317.960.3710
4181 East 96th Street, Suite 200 Indianapolis, IN 46240
Community Investment Fund of Indiana, Inc. (CIFI) provides development services and loans in qualified investment areas and to low-income individuals who lack access to financial products or services throughout the state. Our purpose is to generate positive change by increasing financial and social capital flows across the state. We directly finance projects, assist in leveraging additional capital, and facilitate access to program services. CIFI’s primary customers are individuals, businesses, nonprofit organizations, community service providers, and affordable housing developers.
CDFI OFN Member Since:
2017
Community Loan Fund of the Capital Region, Inc.
Albany,NYContact: Linda MacFarlanePhone: 518.436.8586
The Community Loan Fund of the Capital Region is a nonprofit financial institution that promotes sustainable community development efforts for economically underserved people and communities. With capital provided by socially-concerned investors, the Community Loan Fund has made loans to nonprofit organizations and microenterprises throughout New York State's Capital Region since 1985, based on social impact, project need, and financial viability. In addition, the Community Loan Fund provides education, training, technical assistance, and many other resources to support equitable community and economic development efforts.
CDFI OFN Member Since:
1986
Community Preservation Corporation
New York City,NYContact: Jaime SharrockPhone: 212.869.5300
220 East 42nd Street, 16th Floor New York City, NY 10017
Established in 1974, CPC is a nonprofit affordable housing and community revitalization finance company. Through our core lending business and subsidiaries, CPC provides a full suite of construction lending, permanent lending, and equity investing products.
CDFI OFN Member Since:
2016
Community Reinvestment Fund, Inc.
Minneapolis,MNContact: Frank AltmanPhone: 800.475.3050
801 Nicollet Mall, Suite 1700 West Minneapolis, MN 55402
Founded in 1988, Community Reinvestment Fund, USA (CRF) is a national nonprofit organization with a mission to empower people to improve their lives and strengthen their communities through innovative financial solutions. As a leading community development financial institution (CDFI), CRF supports mission-driven organizations through the development of products and services aimed at increasing the flow of capital to historically underinvested communities across the country.
CDFI OFN Member Since:
2001
Community Ventures Corporation, Inc.
Lexington,KYContact: Kevin SmithPhone: 859.231.0054
Community Ventures helps people own homes and start businesses because we believe in people’s dreams. From affordable financing to large-scale community projects, our areas of focus offer the opportunity to dramatically improve the quality of life for people across Kentucky.
CDFI OFN Member Since:
2012
Community Vision Capital and Consulting
San Francisco,CAContact: Edward LopezPhone: 415.392.8215
870 Market Street, Suite 677 San Francisco, CA 94102
Formally The Northern California Community Loan Fund (NCCLF), Community Vision Capital and Consulting is dedicated to strengthening low-income neighborhoods and enabling disadvantaged people to build a better future. Founded in 1987, Community Vision provides financing for a wide range of nonprofit organizations, as well as technical assistance and training programs to help them improve their financial management skills and capacity to acquire space. The organization serves forty-six counties in Northern California, and over the past two decades, has created life-changing opportunities for thousands of people and communities in need.
CommunityWorks is a nonprofit financial organization committed to building people and places to provide a brighter future for underserved families and communities in South Carolina. Established in 2008, CommunityWorks has been impacting the community through financial education, equitable lending, and investing for more than a decade. Our products and services include home buyer assistance, microbusiness loans, business coaching, credit builder lending, community lending, financial wellness checkups, and more.
CDFI OFN Member Since:
2011
Cook Inlet Lending Center, Inc.
Anchorage,AKContact: Jeff TicklePhone: 907.793.3058
Cook Inlet Housing Authority (CIHA) believes that quality housing provides a solid foundation on which to further build overall quality of life. To serve this goal, we provide rental housing, home ownership, and home improvement opportunities, as well as neighborhood revitalization activities and community partnerships.
Cooperative Business Assistance Corporation (CBAC) is a community development financial institution (CDFI) dedicated to small business lending in low-income urban areas in southern New Jersey. By strengthening small businesses, CBAC creates jobs, provides necessary services to local residents, and rehabilitates vacant properties, thus stabilizing area neighborhoods.
Certified as a minority depository and community development financial institution, Cooperative Center Federal Credit Union continues to cultivate the seeds of inclusiveness sown by Cooperative Center's first General Manager, Zach Brown.
As an offshoot of Consumers' Cooperative of Berkeley Inc., Cooperative Center FCU's roots are intertwined with those of the communities we serve, whether it's responding to the thorny issues of the '60s and '70s (redlining) by creating home loan programs, combating today's predatory lending practices (payday loans) by offering emergency cash infusion loans, or partnering with schools and nonprofits to develop financial literacy, i.e., Community Financial Resources (CFR), and credit-builder loan programs.
The Cooperative Fund of New England (CFNE) was founded in 1975 by co-op activists and social investors to provide financial and technical assistance to food cooperatives. Since then, the organization has expanded its focus, offering development loans and technical assistance to a wide range of co-ops and nonprofit groups that share CFNE's vision of economic justice for all through thriving cooperative enterprise.
CDFI OFN Member Since:
1986
Corporacion para el Financiamiento Empresarial del Comercio y de las Comunidades
San Juan,PRContact: Giovanna PiovanettiPhone: 787.756.5080
171 Chardon Avenue, Suite 407, Fourth Floor San Juan, PR 00918
Corporación para el Financiamiento Empresarial del Comercio y de las Comunidades (COFECC) with its new brand name, Lendreams, was established in 1982 and is a 501(c)(3) nonprofit, a community development financial institution certified by the U.S. Department of Treasury, a U.S. Small Business Administration Microlender, Community Advantage lender, and Certified Development Company serving Puerto Rico and the U.S. Virgin Islands, and a Rural Development Agency lender and grantee. Lendreams’ mission is to promote, facilitate, and execute economic development, community revitalization, long-term job creation and retention, self-employment, business and credit education, and entrepreneurship through the establishment or expansion of micro-, small-, and medium-sized enterprises. The organization also created a Practical Entrepreneurship Academy and a Practical Kitchen Academy to promote business education and job creation for low-income youth and adults.
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