create and sustain jobs, and to stabilize communities.
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Dominic Swain at firstname.lastname@example.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
NOTE: the list of members shown when a specific "Area Served" is selected reflects members who lend in that selected region regardless of the location of their headquarters mentioned.
Corporation for Supportive Housing
New York City,NYContact: Deborah De SantisPhone: 212.986.6552
The Corporation for Supportive Housing (CSH) is a national CDFI that helps communities create permanent housing with services to prevent and end homelessness. We fulfill our mission by providing technical assistance, training, grants, and loans to project sponsors, service providers, affordable housing developers, and government partners, and by advocating for a more favorable policy environment for supportive housing creation and operation. Lending is integral in our approach to fostering supportive housing creation at scale.
CDFI OFN Member Since:
Council for Native Hawaiian Advancement
Kapolei,HIContact: Michael Ching
91-1270 Kinoiki Street, Building 1 Kapolei, HI 96707
The Council for Native Hawaiian Advancement (CNHA) is a member-based non-profit organization that helps Hawaiians connect to culture and resources and develop the skills needed to thrive. CNHA mission is to enhance the cultural, economic, political, and community development of Native Hawaiians. CNHA is a national network of Native Hawaiian organizations and a strong voice on public policy. CNHA operates a loan fund, delivers capacity building services, fosters leadership development and has convened the Annual Native Hawaiian Convention for 18 consecutive years
Craft3 is a regionally-focused nonprofit community development financial institution (CDFI). It specializes in loans that strengthen the resilience of Oregon and Washington businesses, families, and the environment. Those investments include business startup, operation, or expansion and mission-aligned nonprofit and conservation projects. Craft3 also offers loans to homeowners to repair/replace failing septic systems or upgrade the energy-efficiency of their home. Loans are accessible, responsible, and span a diverse set of industries and sectors, including community facilities, food and agriculture, clean energy, and general business. Founded in 1994 in rural Pacific County, Washington, Craft3 now has offices in Port Angeles, Seattle, Spokane, and Walla Walla, Washington, and Astoria, Bend, Klamath Falls, and Portland, Oregon.
Every rural community is unique. The work of Dakota Resources builds financial and leadership capacity for communities to design the future they choose. Programs include Learning Networking, Community Coaching, Rural X, New Markets Tax Credits, and Community Development Loans.
CDFI OFN Member Since:
Dayton Region New Market Fund
Dayton,OHContact: Daniel Kane JrPhone: 937.853.2547
Dayton Region New Market Fund’s
(DRNMF) mission is to strengthen and grow Dayton through strategic economic and community development. Dayton Region New Market Fund’s (DRNMF) is a subsidiary of CityWide Development Corp., an economic development entity founded in 1972, whose mission is to design and implement strategies focused on economic growth and building viable, attractive neighborhoods. DRNMF’s purpose is to develop creative financing tools that fill market gaps, support inclusive business development and advance comprehensive community development. Founded in 2010, the Dayton Region New Market Fund (DRNMF) serves Montgomery County and Dayton, its largest city. DRNMF’s Target Market is an Investment Area consisting of all eligible census tracts in the county.
CDFI OFN Member Since:
Detroit Development Fund
Detroit,MIContact: Ray WatersPhone: 313.784.9547
3031 West Grand Boulevard, Suite 505 Detroit, MI 48202
Detroit Development Fund is a nonprofit (501(c)(3) organization and a certified community development financial institution (CDFI), incorporated in the state of Michigan. Detroit Development Fund was created in 1998 with an initial mission of helping revitalize an economically distressed target area in Detroit’s far East side neighborhoods. It now operates throughout the City of Detroit. Detroit Development Fund provides loans and technical assistance to small business owners, developers, building owners, contractors, and subcontractors who cannot get all of the capital they need from traditional financing sources.
DreamSpring is an award-winning, 26-year-old nonprofit organization that increases access to credit, makes loans, and provides support to enable entrepreneurs to realize their dreams and be catalysts for positive economic and social change. Serving Arizona, Colorado, Georgia, Nevada, New Mexico, North Carolina, and Texas, DreamSpring is dedicated to helping entrepreneurs generate income, build assets, create jobs, and achieve financial well-being through business ownership.
CDFI OFN Member Since:
Economic and Community Development Institute (ECDI)
Established in 2004 and certified as a CDFI in January 2005, ECDI is the only microlender for the City of Columbus and Franklin County government and the sole CDFI microlender and SBA microloan intermediary in central Ohio. To meet its mission, ECDI offers microenterprise training, microloans, and other asset-building programs, all of which provide clients with financial assistance as well as the knowledge to maintain self-sufficiency well after the loan term. ECDI continues to grow dramatically and set an aggressive strategic agenda to expand services, introduce new financial products and services, and reach out to additional vulnerable populations.
Economic Development and Financing Corporation (EDFC) has been operating since 1995. We believe in building a healthy community that encourages resourcefulness, creativity, and abundance for future generations. We accomplish our mission through our lending program in Mendocino and Lake Counties and through coordinating rural economic development in Mendocino County.
The mission of the Women's Opportunities Resource Center (WORC) is to promote social and economic self-sufficiency primarily for economically disadvantaged women and their families. WORC provides training, individual business assistance, incentive savings program, job placement, and access to business and financial resources. WORC empowers its constituents through various self-help strategies including savings, a self-employment network, and access to its local and national affiliations. Additionally, WORC encourages community awareness and responsiveness concerning issues impacting economic equity and independence.
CDFI OFN Member Since:
Enterprise Community Loan Fund, Inc.
Columbia,MDContact: Lori ChatmanPhone: 800.624.4298
70 Corporate Center, 11000 Broken Land Parkway, Suite 700 Columbia, MD 21044
The mission of Enterprise Community Loan Fund is to create opportunity for low- and moderate-income people through affordable housing in diverse, thriving communities. As a proven and powerful national nonprofit, Enterprise brings together nationwide know-how, partners, policy leadership, and investment to multiply the impact of local affordable housing development. We deliver the capital, develop the programs, and advocate for the policies needed to create and preserve well-designed homes that people can afford in inclusive and connected communities.
The Enterprise Fund of Erie County, Inc. became a certified CDFI in 2011 and was established in 1986 as a 501(c)(3) nonprofit with a mission to "create jobs for low/moderate-income individuals." The organization's revolving loan fund provides loans to profit, nonprofit, and startup businesses ranging from $10,000 to $450,000.
CDFI OFN Member Since:
Entrepreneur Fund, Inc.
Duluth,MNContact: Shawn WPhone: 218.623.5726
202 West Superior Street, Suite 311 Duluth, MN 55802
The Entrepreneur Fund is a community development financial institution (CDFI) that provides loans and guidance to startup and existing small businesses in northeastern Minnesota and northwestern Wisconsin. Believing that small and micro-businesses are crucial elements of community-based economic growth, the Entrepreneur Fund works to foster entrepreneurial spirit and self-employment opportunities.
Entrepreneur Works (EWF) creates pathways of opportunity for talented yet underserved entrepreneurs. Across the Philadelphia region our clients start and grow small businesses, create jobs for themselves and their neighbors, and strengthen the local economy. As a nonprofit organization offering access to small business loans, training, and one-on-one counseling, Entrepreneur Works empowers small business owners from all walks of life to prosper and build sustainable communities.
Fahe is on a mission to eliminate persistent poverty in Appalachia. Our unique collaborative model connects a Network of local, regional, and national leaders, all working together to uplift our nation’s rural places. Working with our network of 50+ nonprofits across the Appalachian portion of Kentucky, Tennessee, West Virginia, Virginia, Alabama, and Maryland, we use our expertise in finance, collaboration, innovation, advocacy, and communication to achieve a more prosperous Appalachian region. With a focus on leadership, housing, education, health and social services, and economic opportunity, Fahe empowers the people and communities of Appalachia with the resources, opportunities, and tools needed to build a better life.
Established as a lending affiliate of Finance Fund in 2002 and certified as a community development financial institution (CDFI) in 2009, Finance Fund Capital Corporation provides access to capital to promote development in low-income communities. To maximize impact, we maintain a flexible loan portfolio that focuses on housing, small business, and community facility loans. Lending in these areas helps to empower community businesses, increase stability and capacity, provide credit in tight credit markets, and encourage greater community impacts.
CDFI OFN Member Since:
First American Capital Corporation
Hales Corners,WIContact: Gary MejcharPhone: 414.604.2044
10710 West Scharles Avenue Hales Corners, WI 53130
The American Indian Chamber of Commerce (AICCW) exists to promote economic development in Wisconsin Indian Country through directed service delivery to American Indian entrepreneurs. Since our inception in 1991, we have remained committed to providing statewide advocacy, networking, one-to-one business management counseling, and access to financial products and services to Wisconsin-based American Indian business people.
First Children’s Finance helps children, families, and communities thrive by increasing the availability, affordability and quality of early care and education. We accomplish this by providing financial and business-development assistance to high-quality child care businesses serving low- and moderate-income families, and building partnerships that connect these vital businesses with the resources of the public and private sectors.
The Florida Community Loan Fund (FCLF) provides capital and expertise to make projects successful and help organizations improve lives and communities. Founded in 1994, FCLF became Florida's first certified statewide community development financial institution (CDFI) in 1996 and a New Markets Tax Credit allocatee since 2003. Today it is a lending institution serving both nonprofit and for-profit borrowers and developers. Investors and supporters of FCLF include nearly all major financial institutions in Florida, leading foundations, religious communities and orders of faith, and federal and state government. FCLF's success is based on commitment to excellence, accountability to its stakeholders, a clear focus on financial performance, and a strong commitment to achieving high social impact results.
CDFI OFN Member Since:
Charlottesville,VAContact: Michael ReillyPhone: 434.409.0053
The mission of Foodshed Capital is to provide financial stewardship to farms and businesses promoting an equitable and regenerative local food economy. We do this through patient, flexible, low-cost financing, as well as technical assistance focused on the business side of farming. Foodshed Capital was founded in 2018 to help break down barriers to credit so commonly experienced by farmers, particularly those who have been historically marginalized by race and gender. We focus on supporting small-scale farms dedicated to using resilient, eco-friendly practices that foster soil health and biodiversity and farms producing healthy, culturally appropriate food for our local communities.
Foodshed Capital was certified as a Community Development Financial Institution (CDFI) in 2020. Based in Virginia, we work with farms and food businesses in the Mid-Atlantic with a longer-term vision of supporting local food producers in other regions of the country.
FORGE Community Loan Fund
Huntsville,ARContact: Philip AdamsPhone: 479.738.1585
FORGE is the oldest revolving community loan fund in Arkansas. Since 1988, FORGE has been promoting community development and economic sustainability by linking investors with borrowers, urban and rural communities, consumers with producers, and low-income groups
with basic affordable credit. As a nonprofit organization, FORGE provides access to affordable capital and business development services to small businesses and nonprofit organizations that are financially viable but otherwise have difficulty obtaining loan capital from banks and other
conventional lenders. Headquartered in Huntsville, Arkansas, FORGE is a U.S. Small Business Administration (SBA) Intermediary Microlender and a community development financial institution (CDFI).
At Forward Community Investments, when it comes to reducing social, economic, and racial disparities in Wisconsin, we are a relentless investor, connector, and advisor. The impact of who and what we support is felt deeply. Some say we bank the unbankable, but we believe healthy neighborhoods with healthy food, jobs, and schools need to be banked on. Our team doesn’t walk or run away from the challenges of equity. We just don’t lean in, we step in with unstopping power. We’re a community loan fund that gets things done.
Four Bands Community Fund is a Native CDFI located on the Cheyenne River Indian Reservation in North-central South Dakota. Our mission is to assist entrepreneurs with training, incubation, and financing to improve the quality of life for members and residents of the reservation. Our services include business plan training and technical assistance, financial education, IDA program, marketing outlet/social enterprise, youth entrepreneurship, and special workshops for individual and community development.
Four Directions Development Corporation (FDDC) is a Native governed nonprofit community development financial institution (CDFI) established in March 2001. The mission of FDDC is to improve the social and economic conditions of the tribal members of the four Maine tribes by investing in affordable housing and tribal business ventures.
FSC First is the premier lending partner for businesses in the region, providing creative and innovative financing to grow and sustain the local economy. We offer more than 12 unique programs to an array of businesses, industries and professions seeking to develop within the county and locations within Maryland. Our expansion of services features portfolio management, loan servicing expertise, wealth management,
financial education, a diverse range of financing programs and revolving loan funds. We have an extensive financial network with local and regional strategic alliances, key economic development agencies and business resource providers who assist us in
bringing comprehensive resources to clients, such as management and technical assistance, bonding, and procurement assistance. We stand apart as a Community Development Financial Institution (CDFI) designated by the U.S. Treasury Department.