create and sustain jobs, and to stabilize communities.
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI that you are looking for, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at firstname.lastname@example.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
Economic Development and Financing Corporation (EDFC) has been operating since 1995. We believe in building a healthy community that encourages resourcefulness, creativity, and abundance for future generations. We accomplish our mission through our lending program in Mendocino and Lake Counties and through coordinating rural economic development in Mendocino County.
The mission of the Women's Opportunities Resource Center (WORC) is to promote social and economic self-sufficiency primarily for economically disadvantaged women and their families. WORC provides training, individual business assistance, incentive savings program, job placement, and access to business and financial resources. WORC empowers its constituents through various self-help strategies including savings, a self-employment network, and access to its local and national affiliations. Additionally, WORC encourages community awareness and responsiveness concerning issues impacting economic equity and independence.
CDFI OFN Member Since:
Enterprise Community Loan Fund, Inc.
Columbia,MDContact: Lori ChatmanPhone: 800.624.4298
70 Corporate Center 11000 Broken Land Parkway, Suite 700 Columbia, MD 21044
The mission of Enterprise Community Loan Fund is to create opportunity for low- and moderate-income people through affordable housing in diverse, thriving communities. As a proven and powerful national nonprofit, Enterprise brings together nationwide know-how, partners, policy leadership, and investment to multiply the impact of local affordable housing development. We deliver the capital, develop the programs, and advocate for the policies needed to create and preserve well-designed homes that people can afford in inclusive and connected communities.
The Enterprise Fund of Erie County, Inc. became a certified CDFI in 2011 and was established in 1986 as a 501(c)(3) nonprofit with a mission to "create jobs for low/moderate-income individuals." The organization's revolving loan fund provides loans to profit, nonprofit, and startup businesses ranging from $10,000 to $450,000.
The Entrepreneur Fund is a community development financial institution (CDFI) that provides loans and guidance to startup and existing small businesses in northeastern Minnesota and northwestern Wisconsin. Believing that small and micro-businesses are crucial elements of community-based economic growth, the Entrepreneur Fund works to foster entrepreneurial spirit and self-employment opportunities.
Entrepreneur Works (EWF) creates pathways of opportunity for talented yet underserved entrepreneurs. Across the Philadelphia region our clients start and grow small businesses, create jobs for themselves and their neighbors, and strengthen the local economy. As a nonprofit organization offering access to small business loans, training, and one-on-one counseling, Entrepreneur Works empowers small business owners from all walks of life to prosper and build sustainable communities.
Fahe is on a mission to eliminate persistent poverty in Appalachia. Our unique collaborative model connects a Network of local, regional, and national leaders, all working together to uplift our nation’s rural places. Working with our network of 50+ nonprofits across the Appalachian portion of Kentucky, Tennessee, West Virginia, Virginia, Alabama, and Maryland, we use our expertise in finance, collaboration, innovation, advocacy, and communication to achieve a more prosperous Appalachian region. With a focus on leadership, housing, education, health and social services, and economic opportunity, Fahe empowers the people and communities of Appalachia with the resources, opportunities, and tools needed to build a better life.
Established as a lending affiliate of Finance Fund in 2002 and certified as a community development financial institution (CDFI) in 2009, Finance Fund Capital Corporation provides access to capital to promote development in low-income communities. To maximize impact, we maintain a flexible loan portfolio that focuses on housing, small business, and community facility loans. Lending in these areas helps to empower community businesses, increase stability and capacity, provide credit in tight credit markets, and encourage greater community impacts.
CDFI OFN Member Since:
First American Capital Corporation
Hales Corners,WIContact: Jeff Bowman
10710 West Scharles Avenue Hales Corners, WI 53130
The American Indian Chamber of Commerce (AICCW) exists to promote economic development in Wisconsin Indian Country through directed service delivery to American Indian entrepreneurs. Since our inception in 1991, we have remained committed to providing statewide advocacy, networking, one-to-one business management counseling, and access to financial products and services to Wisconsin-based American Indian business people.
First Children’s Finance helps children, families, and communities thrive by increasing the availability, affordability and quality of early care and education. We accomplish this by providing financial and business-development assistance to high-quality child care businesses serving low- and moderate-income families, and building partnerships that connect these vital businesses with the resources of the public and private sectors.
First Nations Oweesta Corporation’s mission is to provide opportunities for Native people to develop financial assets and create wealth by assisting in the establishment of strong, permanent institutions and programs contributing to economic independence and strengthening sovereignty for all Native communities.
The Florida Community Loan Fund (FCLF) provides capital and expertise to make projects successful and help organizations improve lives and communities. Founded in 1994, FCLF became Florida's first certified statewide community development financial institution (CDFI) in 1996 and a New Markets Tax Credit allocatee since 2003. Today it is a lending institution serving both nonprofit and for-profit borrowers and developers. Investors and supporters of FCLF include nearly all major financial institutions in Florida, leading foundations, religious communities and orders of faith, and federal and state government. FCLF's success is based on commitment to excellence, accountability to its stakeholders, a clear focus on financial performance, and a strong commitment to achieving high social impact results.
CDFI OFN Member Since:
FORGE Community Loan Fund
Huntsville,ARContact: Philip AdamsPhone: 749.738.1585
FORGE is the oldest revolving community loan fund in Arkansas. Since 1988, FORGE has been promoting community development and economic sustainability by linking investors with borrowers, urban and rural communities, consumers with producers, and low-income groups
with basic affordable credit. As a nonprofit organization, FORGE provides access to affordable capital and business development services to small businesses and nonprofit organizations that are financially viable but otherwise have difficulty obtaining loan capital from banks and other
conventional lenders. Headquartered in Huntsville, Arkansas, FORGE is a U.S. Small Business Administration (SBA) Intermediary Microlender and a community development financial institution (CDFI).
At Forward Community Investments, when it comes to reducing social, economic, and racial disparities in Wisconsin, we are a relentless investor, connector, and advisor. The impact of who and what we support is felt deeply. Some say we bank the unbankable, but we believe healthy neighborhoods with healthy food, jobs, and schools need to be banked on. Our team doesn’t walk or run away from the challenges of equity. We just don’t lean in, we step in with unstopping power. We’re a community loan fund that gets things done.
Four Bands Community Fund is a Native CDFI located on the Cheyenne River Indian Reservation in North-central South Dakota. Our mission is to assist entrepreneurs with training, incubation, and financing to improve the quality of life for members and residents of the reservation. Our services include business plan training and technical assistance, financial education, IDA program, marketing outlet/social enterprise, youth entrepreneurship, and special workshops for individual and community development.
Four Directions Development Corporation (FDDC) is a Native governed nonprofit community development financial institution (CDFI) established in March 2001. The mission of FDDC is to improve the social and economic conditions of the tribal members of the four Maine tribes by investing in affordable housing and tribal business ventures.
Since 1992, the Genesis Community Loan Fund has provided innovative financing and expert assistance to create affordable housing and vital community facilities for underserved Maine people and communities. The Genesis Fund helps some of Maine’s most vulnerable people: single parents and their children, low-income working families, the elderly, homeless individuals, and people with disabilities. Known statewide as a collaborative, creative, and effective partner, the Genesis Fund is a key component of a successful community development project. While the end result of Genesis Fund’s collaboration is always affordable housing or a much-needed community facility, Maine people and communities are the heart of every Genesis Fund project.
CDFI OFN Member Since:
Los Angeles,CAContact: Thomas De SimonePhone: (213) 533-8900
801 South Grand Avenue, Suite 775 Los Angeles, CA 90017
Genesis LA’s mission is to deliver financial solutions that advance economic and social opportunities in underserved communities. We believe that community development lending requires close collaboration between those providing capital and organizations working on the ground in underserved communities. This strategic approach is designed to grow the financial resources and capacity of organizations within our Los Angeles market that currently struggle to access capital and thus are limited in their ability to either begin or expand their delivery of goods and services. These borrowers are often pursuing unique and innovative projects that have not yet been widely accepted or require unconventional financial structuring that other lenders cannot provide due to the risks involved. We focus on providing innovative financial solutions for these types of borrowers and projects, with the goal of growing the next generation of community development infrastructure models in Los Angeles County to be tested and hopefully expanded.
CDFI OFN Member Since:
New York City,NYContact: Mindee BarhamPhone: 718.704.0439
150 West 30th Street, 8th Floor New York City, NY 10001
Founded by Nobel Peace Prize recipient Muhammad Yunus, Grameen America is a nonprofit microfinance organization that empowers women who live in poverty to build small businesses and create better lives for their families. Requiring neither credit history nor collateral, Grameen America provides affordable capital, credit-building, asset-building, financial education, and peer support to enable program participants to boost their income, build assets, enter the mainstream financial system, and create jobs in their communities. Our members have repaid their loans at a rate of over 99 percent and are helping transform the lives of their families and communities.
CDFI OFN Member Since:
Great Falls Development Authority, Inc.
Great Falls,MTContact: Brett DoneyPhone: 406.750.4481
405 3rd Street Northwest, Suite 203 Great Falls, MT 59404
Great Falls Development Authority is a regional community economic development organization and community development financial institution (CDFI) that primarily serves the 13-county Great Falls trade area of north central Montana. We seek to strengthen and grow the economy of our urban/rural/tribal region, support the creation of higher wage jobs and pathways to these jobs for those most in need, and improve the quality of life for residents in our region.
CDFI OFN Member Since:
Great Northern Development Corporation
Wolf Point,MTContact: Tori MatejovskyPhone: 406-653-2590 x206
Great Rivers Community Capital was created to expand financial products to the clientele of Justine PETERSEN. Great Rivers is focused on expanding consumer finance products as an alternative to payday lenders and opportunity to establish credit and banking relationships. As the credit market tightens, it is more difficult to access affordable financing with imperfect credit. Pairing Justine PETERSEN's credit building services with Great Rivers' consumer finance products and building on strong partnerships help the underbanked to access mainstream financial institutions and start on the path to homeownership.
GJLDC is a affiliate of Greater Jamaica Development Corp (GJDC) a community development organization based in Jamaica Queens NYC, we serve a predominantly African American community. Formed in 1967, GJDC is one of the nation’s first community development corporations. GJDC encourages responsible private and public investment in Jamaica, Queens to enhance the quality of life for the residents and workers of Jamaica. We pride ourselves on our local focus, data-driven approach, high-impact programs and cross sector collaborations—all leading to the revitalization of our storied community. In 1979 GJDC formed a loan fund to address the lack of capital available to MWBE small businesses in our community.
Greater Minnesota Housing Fund
St. Paul,MNContact: Warren HansonPhone: 651.221.1997
332 Minnesota Street, Suite 1650 West St. Paul, MN 55101
The Greater Minnesota Housing Fund (GMHF) serves Greater Minnesota, which includes the 80 counties outside of the Twin Cities metropolitan area. GMHF advances affordable housing in Greater Minnesota by directly funding affordable housing projects, by providing technical support to local communities and businesses, by linking projects with financial resources, by securing additional resources for affordable housing, and by using research and program development activities to identify new and innovative ways of increasing affordable housing production. The Fund was launched in April 1996 in a joint effort by The McKnight Foundation and Blandin Foundation to address the urgent need for decent, affordable housing in Greater Minnesota.
CDFI OFN Member Since:
Grow America Fund
New York City,NYContact: Pat ThompsonPhone: 212.682.1106
One Battery Park Plaza, 24 Whitehall Street Suite 710 New York City, NY 10004
The NDC Grow America Fund is a national small business lending program that works with individual community partners to provide financing to growing small businesses throughout the country. NDC operates as a community development lender to support the creation of jobs and the expansion of eligible small businesses in underserved communities, particularly minority- and women-owned businesses.