CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN Member CDFI in your state, use the search criteria below. You can also visit our Member Profile Directory to learn about their important work.
CAP Services created CAfP in 1991 to bring low-cost capital to under-served markets, especially those providing significant benefit to low- and moderate-income people. CAfP provides business, housing and consumer (auto) loans in six central Wisconsin counties – Marquette, Portage, Outagamie, Waupaca, Waushara and Wood.
Community Capital New York provides economic opportunities and microfinance lending to create self-sufficiency and success for low-income individuals and communities, especially minorities and women. Community Capital makes the American Dream come true by providing working people with working capital and the power of knowledge, helping to break the cycle of poverty through economic empowerment. It provides affordable housing loans to both for-profit and not-for-profit developers, small business loans up to $50,000, and consumer loans including credit builder loans, job opportunity loans, family reunification loans, and lending circle loans focused on immigrants and refugees, veterans, survivors of domestic violence, children aging out of foster care, and other low-income, minority individuals.
Community Capital of Vermont is a statewide small business and microenterprise lender serving low and moderate income entrepreneurs. Our loans range in size from $1,000 to $50,000 and can be used for business start-up or expansion. CCVT specializes in providing loans to business owners who lack the collateral or credit history to qualify for traditional bank loans. Founded in 1995, Community Capital helps Vermonters create and retain jobs, build wealth, and enhance our downtowns and working landscape. CCVT has provided $6 million in cumulative financing.
For 30 years CDCU has been focused on providing affordable single family housing. With the explosion of affordable housing need in Utah and an increasing need to help low income families access the credit market, CDF Utah was formed in 2014. We are determined to help our clients in all their financial needs.
CEDS Finance mission is to support the American Dream of financial self-sufficiency, by assisting refugees, immigrants, and those from underserved communities in Metro Denver in small business development. CEDS Finance is the 2018 Colorado Community Lender of the Year. The organization is a CDFI that’s facilitated over $4 million of investment capital and created/retained 550 jobs
Founded in 1992, the mission of Community First Fund is to create economic opportunities and stronger communities throughout central Pennsylvania with affordable loans, one-on-one business counseling and business training courses.
Community First Fund serves a 13-county region in south central Pennsylvania and since inception has made more than 600 loans totaling over $16 million.
As the lending affiliate of Capital Link, Community Health Center Capital Fund assists Federally-Qualified Health Centers and similar organizations by:
Providing direct loans for facility and equipment projects.
Developing and/or managing loan programs.
Providing underwriting services for others.
Participating in health center-controlled LLCs as necessary for tax credit transactions.
Through these programs, Capital Fund seeks to support the growth and development of community-based health centers serving low-income and uninsured populations nationwide.
Community Housing Capital, a national community development financial institution intermediary, serves as an exclusive direct lender to the NeighborWorks Network. Community Housing Capital is governed by a 13 member board of directors which includes CEO's of NeighborWorks organizations and representatives from the financial services sectors. As a direct lender to the NeighborWorks® Network, Community Housing Capital provides both interim real estate development loans and permanent multifamily loans with favorable rates and terms that support long term affordability. Loans are underwritten with the flexibility required to finance complex transactions with multiple layers of subsidies. To fund its loan programs, Community Housing Capital leverages grant funds from NeighborWorks® America and the U.S. Treasury's CDFI Fund to significantly leverage private sector debt capital from socially responsible investors.
Community Investment Corporation is a pooled-risk mortgage lender specializing in multifamily rehab in lower income
neighborhoods. Favorable rates, unique loan products and prompt attention by experienced staff mean CIC can make loans that others cannot. CIC is committed to building the capabilities of the hands-on, cost-effective rehabbers/owners who are able to operate in low-income areas with little or no subsidy. Since 1984, CIC has made 1,405 loans resulting in the rehab of 39,000 units and a total CIC loan amount of $820,000,000 for about 110,000 Chicago area residents.
