CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN Member CDFI in your state, use the search criteria below. You can also visit our Member Profile Directory to learn about their important work.
The Community Development Trust (CDT) is a national investor in affordable housing. Working with local, regional and national partners, CDT makes long-term equity investments and originates and purchases long-term mortgages. In its fifteen years, CDT has provided nearly $1 billion in debt and equity capital to properties in 42 states – helping to preserve and create more than 33,000 units of affordable housing. CDT is a private real estate investment trust (REIT), a certified Community Development Financial Institution (CDFI), an approved Fannie Mae affordable housing lender and a member of the Federal Home Loan Bank of New York (FHLBNY).
Founded in 1992, the mission of Community First Fund is to create economic opportunities and stronger communities throughout central Pennsylvania with affordable loans, one-on-one business counseling and business training courses.
Community First Fund serves a 13-county region in south central Pennsylvania and since inception has made more than 600 loans totaling over $16 million.
As the lending affiliate of Capital Link, Community Health Center Capital Fund assists Federally-Qualified Health Centers and similar organizations by:
Providing direct loans for facility and equipment projects.
Developing and/or managing loan programs.
Providing underwriting services for others.
Participating in health center-controlled LLCs as necessary for tax credit transactions.
Through these programs, Capital Fund seeks to support the growth and development of community-based health centers serving low-income and uninsured populations nationwide.
Community Housing Capital, a national community development financial institution intermediary, serves as an exclusive direct lender to the NeighborWorks Network. Community Housing Capital is governed by a 13 member board of directors which includes CEO's of NeighborWorks organizations and representatives from the financial services sectors. As a direct lender to the NeighborWorks® Network, Community Housing Capital provides both interim real estate development loans and permanent multifamily loans with favorable rates and terms that support long term affordability. Loans are underwritten with the flexibility required to finance complex transactions with multiple layers of subsidies. To fund its loan programs, Community Housing Capital leverages grant funds from NeighborWorks® America and the U.S. Treasury's CDFI Fund to significantly leverage private sector debt capital from socially responsible investors.
Community Investment Corporation is a pooled-risk mortgage lender specializing in multifamily rehab in lower income
neighborhoods. Favorable rates, unique loan products and prompt attention by experienced staff mean CIC can make loans that others cannot. CIC is committed to building the capabilities of the hands-on, cost-effective rehabbers/owners who are able to operate in low-income areas with little or no subsidy. Since 1984, CIC has made 1,405 loans resulting in the rehab of 39,000 units and a total CIC loan amount of $820,000,000 for about 110,000 Chicago area residents.
Community Investment Fund of Indiana, Inc. (CIFI) provides development services and loans in qualified investment areas and to low income individuals that lack access to financial products or services throughout the state.
The Capital District Community Loan Fund is a nonprofit financial institution that promotes sustainable community development efforts for economically underserved people and communities. With capital provided by socially-concerned investors, CDCLF has made loans to nonprofit organizations and microenterprises throughout New York State's Capital Region since 1985, based on social impact, project need and financial viability. In addition, CDCLF provides education, training, technical assistance, and many other resources, to support equitable community and economic development efforts.
The Community Preservation Corporation (CPC) is a nonprofit affordable housing and community revitalization finance company that was formed in 1974 as a direct response to the issues of abandonment and blight that were facing New York City’s neighborhoods at the time.
At CPC we believe that housing is central to transforming underserved neighborhoods into thriving, vibrant communities. We strive to be more than just a lender - working as a partner to provide technical expertise, support and flexible solutions that help meet the capital needs and broader community revitalization goals of our customers, local stakeholders and the communities we serve.
As a mission-driven organization, we have been a catalyst for bringing new partners and sources of public and private funding together to help rebuild, strengthen, and stabilize neighborhoods from the Bronx and Harlem to New Rochelle, Downtown Syracuse and Buffalo, and many others. Since inception, we have invested $9.87 billion and created or preserved over 185,000 units in communities across New York State and beyond.
