create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI that you are looking for, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at apuzzuoli@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
Invest Detroit
Detroit,MIContact: Keona CowanPhone: 313.259.6368
600 Renaissance Center, Suite 1710 Detroit, MI 48243
Invest Detroit is a mission-driven lender, investor, and partner that supports business and real estate projects that will ignite economic growth in Detroit and the region. Our goal is a thriving city that works for all Detroiters with an improved quality of life–inclusive housing, resourced and walkable neighborhoods, and equal opportunities for jobs and business growth.
CDFI OFN Member Since:
2012
IRC's Center for Economic Opportunity
San Diego,CAContact: Zachary BezoldPhone: 619.304.3508
5348 University Avenue, Suite 115 San Diego, CA 92105
The mission of International Rescue Committee’s (IRC) Center for Economic Opportunity (CEO) is to promote upward economic mobility for low-income refugee and immigrant families in communities across the United States by offering targeted loan products designed to fortify their financial resilience and fill gaps in available financial services.
Israel Methcomm Federal Credit Union (IMFCU), a church-based, predominantly African American credit union, was chartered on June 13, 1963. We went from 10 charter members and an initial deposit of $10,000 to 220 members and $1,349,985 in assets. The original field of membership was members of Israel Methodist Community Church and their families and now is a multiple common bond, primarily faith-based, field of membership. IMFCU has become a certified community development financial institution (CDFI), is NCUA low-income designated, and is a community development credit union through Inclusiv. IMFCU has four CUNA financial certified counselors, with two more in training. We have added short-term loans to our portfolio as an alternative to predatory lenders. IMFCU has gift cards and will soon have credit cards and checking accounts (share drafts).
JARI Growth Fund was founded in May 2016 and received CDFI certification in 2017. JGF provides loans to a seven county region in south-central Pennsylvania. JGF focuses on providing its borrowers with intensive technical assistance that is customized to each individual borrower. JGF serves a niche of small businesses and start up companies that are unable to receive conventional financing.
JUST invests in entrepreneurs who have been excluded from the traditional financial system to create more resilient communities, starting in Texas. Our higher purpose is to help people live with less stress and more joy. JUST has reimagined traditional microcredit from the developing world to be more human-centered in an effort to be more transformational. With loans ranging from $750-$10,000 and based on tenure in the program, JUST never checks a credit score or demands collateral. All loans are based on trust.
CDFI OFN Member Since:
2020
justine PETERSEN
St. Louis,MOContact: Sheri Flanigan-VazquezPhone: 314.553.2411
The Justine Petersen Housing and Reinvestment Corporation (JPHRC) was founded in 1997 to honor the work of the late Justine Petersen, a leader in developing special mortgages for first-time homebuyers in St. Louis, MO. The organization's goal is to create enduring change in the community by helping low- and moderate-income families and individuals to buy homes and build long-term financial strength. To that end, JPHRC performs a wide range of services, including offering small business loans, originating and brokering home loans, and providing financial education, saving programs, and consumer loans.
CDFI OFN Member Since:
2006
Kentucky Habitat for Humanity
Louisville,KYContact: Mary ShearerPhone: 502.608.7041
Kentucky Habitat for Humanity, Inc. works in partnership with 35 nonprofit affordable housing developers in 51 Kentucky counties to develop new housing and rehab and repair older homes for Kentuckians who earn 60 percent and below the area median income (AMI). Since 1993, our building partners have served over 16,000 Kentuckians, developed 4,000 affordable housing units, and invested close to $200 million in affordable housing. Kentucky Habitat for Humanity, Inc. is part of a global network of affordable housing developers whose mission is to bring people together to build homes, communities, and hope.
CDFI OFN Member Since:
2012
Kentucky Highlands Investment Corporation
London,KYContact: Brenda McDanielPhone: 606.864.5175
Founded in 1968, Kentucky Highlands Investment Corporation (KHIC) provides and retains employment opportunities in Southeastern Kentucky through sound financial investments and the provision of managerial assistance. Our purpose is to coordinate, devise, implement, and promote community, economic, and social development efforts within our 22 county footprint.
CDFI OFN Member Since:
2001
La Fuerza Unida Community Development Corporation
East Norwich,NYContact: Giovana RamirezPhone: 516.922.8100
La Fuerza Unida Community Development Corporation is dedicated to promoting community development by providing economic growth opportunities to low-income and minority- and women-owned enterprises. La Fuerza Unida Community Development Corporation focuses on low-income minority neighborhoods where the barriers of language, culture, and conventional lending have hindered the growth of small businesses. Through our programs of business education, development services, as well as access to capital and ongoing support, we increase the creation of stable and vibrant communities.
Lake Superior CDC is a Native CDFI created in 2008 to serve the Keweenaw Bay Indian Community in rural Upper Michigan with training and low-interest loan funds for home and improvements, and small businesses. Over time, the organization has gradually expanded to serve Indian Country throughout the state of Michigan.
The Lakota Federal Credit Union’s mission is to provide quality financial services conveniently located at home on the Pine Ridge Reservation in a helpful, professional, and respectful manner and to provide effective tools for its members, the Oglala Lakota people, to save, plan, and provide for their futures.
With assistance from Oglala Lakota College and First Nations Development Institute, Lakota Funds was established in 1986 as the first Native American community development financial institution (CDFI). The mission of Lakota Funds is to promote economic sustainability on the Pine Ridge Reservation and geographic service area through business loans, technical assistance, and wealth building education for families and businesses.
CDFI OFN Member Since:
1988
Landmarks Community Capital Corporation
Pittsburgh,PA
100 West Station Square Drive, Suite 400 Pittsburgh, PA 15219
Landmarks Community Capital Corporation’s (LCC) mission is to initiate and expand community revitalization by providing creative financing and technical assistance in historic low- to moderate-income neighborhoods and urban centers throughout Western Pennsylvania. LCC is a subsidiary of Pittsburgh History & Landmarks Foundation (PHLF), and was certified as a CDFI in 2012.
Latino Community Credit Union (LCCU) is the first financial services institution in North Carolina aimed at the state's growing Latino population. LCCU's mission is to improve the financial condition of the Hispanic community through the delivery of affordable financial services and financial education programs specifically targeted to underserved Hispanic immigrants in North Carolina. Founded in 2000 in response to violence against Latino residents in North Carolina, LCCU now has more than 51,000 members.
CDFI OFN Member Since:
2009
Latino Economic Development Center (MN)
Saint Paul,MNContact: Henry JimenezPhone: 651.395.4033
Latino Economic Development Center's mission is to transform our community by creating economic opportunity for Latinos. We foster entrepreneurship, workforce advancement, educational opportunity, and business development. We employ these means to create economic prosperity and reduce the social and economic inequities suffered by our community.
Latino Economic Development Corporation (LEDC) (DC)
Latino Economic Development Corporation (LEDC) is a nonprofit 501(c)(3) corporation that works to improve the wealth-building capacity of low- and moderate-income Latinos and other underserved communities in the Washington D.C. Metropolitan Area. LEDC works with Latinos and other groups that are underserved and underrepresented to help them navigate the formal U.S. financial systems and manage the conditions that impact their financial stability.
Legacy Redevelopment Corporation's mission is to enhance neighborhood vitality, facilitate a sustainable and economically diverse community, and build wealth through the design and implementation of innovative finance programs in the City of Milwaukee.
CDFI OFN Member Since:
2010
Lei Hoolaha
Kamuela,HIContact: Peter HanohanoPhone: 808.728.2256
Lei Ho’olaha CDFI (LH) is a certified statewide Native CDFI that was established in 2011 to address significant capital, credit and finance disparities experienced by Native Hawaiians. LH provides development services and flexible loans to Native Hawaiian for-profits, nonprofits, and individuals living in rural, low income and native communities throughout Hawaii
Lendistry
Los Angeles,CAContact: Everett SandsPhone: 562.242.2900
777 South Alameda Street, 2nd Floor Los Angeles, CA 90021
Lendistry's story began in 2014 with a mission to make small business accessible to everyone. We saw promising small business owners in undeserved communities struggle to get approved for the funding. We discovered it was possible to offer the latest fintech with a quick, online application process and also connect with our applicants in a real way, learn their stories, and make their dreams a reality.
At Lendistry, we provide economic opportunities and progressive growth for small business owners and their underserved communities as a source of financing and financial education. We are a hybrid of a financial technology company and a community bank.
Founded in 1983 by faith-based investors committed to shareholder advocacy and economic justice, the Leviticus Fund is a certified CDFI loan fund dedicated to providing highly flexible capital to support a wide-range of community development projects. We think strategically about how best to steward the capital we are entrusted with, and work collaboratively with our nonprofit borrowers to offer tailored loan products and development services that contribute to their success. Our mission is to serve low-income and vulnerable individuals and communities by supporting the development and preservation of affordable and supportive housing, startup resident manufactured home co-ops, child care and early education centers, charter public schools, human services facilities, and economic development initiatives. Our goal is to support transformative solutions that create sustainable and affordable communities.
LHOME, a 501(c)(3) operating in Louisville, Kentucky, provides both consumer and business loans. Its consumer loans are for property tax assistance, home repair/energy efficiency, and job recertification. Its business loans are offered to small business owners, minority and female contractors, small developers/investors, and mission-driven nonprofits.
CDFI OFN Member Since:
2019
Life Asset
Washington,DCContact: Markus LarssonPhone: 202.549.6118
The mission of Life Asset is to help alleviate poverty in the Washington, D.C., metropolitan area by empowering people through affordable financial products, services, and education, thereby promoting self-help and self-respect and expanding social and economic opportunities for low income individuals. Our services include microloans, financial and business training, networking opportunities, business incubator, and office/retail space.
CDFI OFN Member Since:
2020
LiftFund
San Antonio,TXContact: Janie BarreraPhone: 888.215.2373
LiftFund (formerly Accion Texas, Inc.) is a multi-state nonprofit organization that provides affordable solutions to business owners' financing needs. LiftFund offers business loans and consulting to startup and existing businesses. We began lending in San Antonio in 1994 and later developed and implemented an innovative "blueprint" for establishing microlending and small business programs in new areas. The LiftFund network includes offices throughout Texas and Louisiana, two offices in Arkansas, and one in the Missouri Delta area.
Local Enterprise Assistance Fund (LEAF) promotes human and economic development by providing financing and development assistance to cooperatives and social purpose ventures that create and save jobs for low-income people. LEAF lends nationally, with a focus on community-owned natural food cooperatives that create high quality jobs and provide access to healthy food in urban and rural communities; low-income cooperative housing developments; and worker-owned firms and other community-based businesses and social enterprises.
LGFCU is a not-for-profit cooperative. That means that everything we do is driven by our mission to improve the lives of our members, not driven by the need for a CEO to sail around the world on his gold-plated yacht. It also means that each of our members is a stakeholder in LGFCU. Every member gets a vote. Every member helps to decide and shape our future.
LGFCU received a federal charter on March 24, 1983. It’s important to the story to know we received a federal charter. Why? Because a federal charter means we can serve members across the United States, but we made a careful decision to focus in on our home state of North Carolina. That’s how important our members are to us. And how much we love BBQ.
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