create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at apuzzuoli@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
LHOME, a 501(c)(3) operating in Louisville, Kentucky, provides both consumer and business loans. Its consumer loans are for property tax assistance, home repair/energy efficiency, and job recertification. Its business loans are offered to small business owners, minority and female contractors, small developers/investors, and mission-driven nonprofits.
CDFI OFN Member Since:
2019
Life Asset
Washington,DCContact: Markus LarssonPhone: 202.549.6118
The mission of Life Asset is to help alleviate poverty in the Washington, D.C., metropolitan area by empowering people through affordable financial products, services, and education, thereby promoting self-help and self-respect and expanding social and economic opportunities for low income individuals. Our services include microloans, financial and business training, networking opportunities, business incubator, and office/retail space.
CDFI OFN Member Since:
2020
LiftFund
San Antonio,TXContact: Janie BarreraPhone: 888.215.2373
LiftFund (formerly Accion Texas, Inc.) is a multi-state nonprofit organization that provides affordable solutions to business owners' financing needs. LiftFund offers business loans and consulting to startup and existing businesses. We began lending in San Antonio in 1994 and later developed and implemented an innovative "blueprint" for establishing microlending and small business programs in new areas. The LiftFund network includes offices throughout Texas and Louisiana, two offices in Arkansas, and one in the Missouri Delta area.
Local Enterprise Assistance Fund (LEAF) promotes human and economic development by providing financing and development assistance to cooperatives and social purpose ventures that create and save jobs for low-income people. LEAF lends nationally, with a focus on community-owned natural food cooperatives that create high quality jobs and provide access to healthy food in urban and rural communities; low-income cooperative housing developments; and worker-owned firms and other community-based businesses and social enterprises.
LGFCU is a not-for-profit cooperative. That means that everything we do is driven by our mission to improve the lives of our members, not driven by the need for a CEO to sail around the world on his gold-plated yacht. It also means that each of our members is a stakeholder in LGFCU. Every member gets a vote. Every member helps to decide and shape our future.
LGFCU received a federal charter on March 24, 1983. It’s important to the story to know we received a federal charter. Why? Because a federal charter means we can serve members across the United States, but we made a careful decision to focus in on our home state of North Carolina. That’s how important our members are to us. And how much we love BBQ.
CDFI OFN Member Since:
2016
Local Initiatives Support Corporation (LISC)
New York City,NY
28 Liberty Street, Floor 34 New York City, NY 10005
LISC is dedicated to helping nonprofit community development corporations transform distressed neighborhoods into healthy communities of choice and opportunity—good places to work, do business, and raise children. LISC mobilizes corporate, government, and philanthropic support to provide community development corporations (CDCs) with loans, grants, and equity investments; policy support; and technical and management assistance.
CDFI OFN Member Since:
2001
Low Income Investment Fund
San Francisco,CAContact: Dan NissenbaumPhone: 415.772.9094
49 Stevenson Street, Suite 300 San Francisco, CA 94105
Low Income Investment Fund (LIIF) is a community development financial institution (CDFI) that provides innovative capital solutions that support healthy families and communities. As a CDFI, LIIF invests in projects that have high social value but may not be able to access the services offered by traditional financial institutions. In this way, LIIF connects low-income communities with the capital markets.
CDFI OFN Member Since:
1986
Lower East Side People's Federal Credit Union
New York City,NYContact: Aissatou Barry-FallPhone: (212) 529-8197
Lower East Side People’s Federal Credit Union is a nonprofit financial cooperative organized in 1986 that promotes economic justice and opportunity in New York City neighborhoods. We are owned by our members and dedicated to providing high-quality financial services and community development investments in low-income, immigrant, and other underserved communities.
Lower Valley Credit Union is an $85 million low-income designated, certified CDFI credit union deeply rooted in Washington State’s Lower Yakima Valley. Founded in 1958 and headquartered in Sunnyside, the credit union also operates branches in Prosser and Grandview. LVCU is dedicated to serving the needs of its community and growing membership of over 10,000 strong through following its vision of ‘Planting Seeds of Opportunity for a Better Tomorrow’.
CDFI OFN Member Since:
2015
Lummi Community Development Financial Institution
Bellingham,WAContact: Laura WilliamsPhone: 360.594.6005
Lummi Community Development Financial Institution (LCDFI) offers a trusted, safe place for tribal members who are considering entrepreneurship, building a business and/or strengthening their credit by providing access to education, financing, and asset growth, in order to improve the prosperity and well-being of Native American families.
The mission of Main Street Launch is to create economic opportunity by empowering entrepreneurs. Through innovative partnerships we provide business owners with the capital, education, and relationships that allow them to flourish. Our collaborative approach helps our borrowers create jobs and stimulates economic development in low-to-moderate income communities. Since 1979 we have empowered small business owners in the Bay Area, beginning in Oakland and expanding to serve San Francisco and veteran-owned businesses in California.
MaineStream Finance is a nonprofit community development financial institution (CDFI) dedicated to economic development by providing advisory and financial services that are often unavailable from traditional financial institutions. Since 1999, as part of the Penquis family, MaineStream has served Maine homeowners, homebuyers, consumers, and entrepreneurs in securing needed advice and financing to grow and thrive. MaineStream delivers these services through lending, savings products, classes, and 1:1 advisory support.
CDFI OFN Member Since:
2006
Maryland Capital Enterprises, Inc.
Salisbury,MDContact: Maurice AmesPhone: 410.546.1900
221 West Main Street, Suite 400 Salisbury, MD 21801
Founded in 1998, Maryland Capital Enterprises, Inc (MCE) is a 501(c)(3) nonprofit organization that empowers businesses to grow, create jobs, and generate wealth on Maryland's Eastern Shore and across the state of Maryland. Services include business loans, business consulting, business education, and networking opportunities.
CDFI OFN Member Since:
2012
Meda
Minneapolis,MNContact: Patrick PariseauPhone: 612.332.6332
1256 Penn Avenue North, Suite 4800 Minneapolis, MN 55411
The Metropolitan Economic Development Association (MEDA) provides development assistance, including consulting and financing to businesses owned and managed by entrepreneurs of color, with a vision of creating thriving communities through equal economic participation.
The mission of Mercy Community Capital is to work nationally with socially responsible affordable housing and community developers, providing innovative financing arrangements for creditworthy projects for which conventional financing is not available or affordable. Since 1985, MCC has been a national affordable housing and community development lender, funding primarily affordable housing loans secured by real estate that enable developers to create or preserve affordable housing in their communities and has provided loans in 41 states.
MCC is an affiliate of Mercy Housing, Inc., the nation’s largest affordable housing organization. MCC's creative and flexible approach to financing has helped to create homes for low-income families and individuals with special needs, including senior citizens, farm workers, the disabled, and the formerly homeless.
CDFI OFN Member Since:
1994
Micro Enterprise Services of Oregon
Portland,ORContact: Nita ShahPhone: 503.841.3351
4008 Northeast Martin Luther King Jr. Boulevard Portland, OR 97212
The mission of Micro Enterprise Services of Oregon (MESO) is to improve the economic opportunities of underserved individuals through empowerment, education, and entrepreneurship for the benefit of the greater community. MESO brings a holistic array of services and programs to small businesses. Services include access to capital, business planning, market research, individual development accounts, bookkeeping, classes, networking, mentoring, and linkages with resources and referrals.
Midlands Housing Trust Fund (MHTF) is a certified community development financial institution (CDFI) that lends to housing developers for the creation, rehabilitation, and preservation of affordable housing for households earning less than 80 percent of area median income in a twenty-three county area of South Carolina. MHTF also provides gap financing for Low Income Housing Tax Credit (LIHTC) projects anywhere in the state of South Carolina.
The Midwest Housing Development Fund (MHDF) is a loan fund established in 2000 to promote the development of safe, decent, and affordable housing for the lower income and special needs population of Nebraska, Iowa, Kansas, and Wyoming. The loan fund serves developers and sponsors of affordable housing in the region with loan products and technical assistance.
CDFI OFN Member Since:
2003
Midwest Minnesota Community Development Corporation
Detroit Lakes,MNContact: Julia NelmarkPhone: 218.847.3191
119 Graystone Plaza, Suite 100 Detroit Lakes, MN 56501
Midwest Minnesota Community Development Corporation (MMCDC) is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business, and community development services throughout Minnesota and the Midwest. MMCDC utilizes several products to meet customer needs, including commercial loans and investments, subdivision and housing development, and homeownership finance. Subsidiary operations include Community Development Bank, a full-service bank; Partnership to Supply Affordable Housing, a property management company; and White Earth Investment Initiative, an on-Reservation community development corporation (CDC).
Mill Cities Community Investments (MCCI) is a rapidly growing regional provider of residential mortgage lending and commercial lending and services. As the only certified community development financial institution (CDFI) northwest of Boston, MCCI is bridging the gap in lending
in low-to-moderate income communities. MCCI combine loans with complementary education and counseling to generate lasting outcomes. MCCI’s vision is to advance community revitalization and development through an array of appropriate loan programs and technical assistance to support the cultivation of a healthy financial ecosystem in its target market.
CDFI OFN Member Since:
2018
Mission Community Loan Fund LLC
San Francisco,CAContact: Nathanial OwenPhone: 415.282.3334
2301 Mission Street, Suite 301 San Francisco, CA 94110
Fondo Adelante is a San Francisco-based CDFI launched by Mission Economic Development Agency (MEDA) in 2015 to serve low- and moderate-income Latino communities in the Bay Area. We provide microloans and small business loans up to $100,000, primarily to Latino-owned businesses, with an intermediary real estate financing program also preparing to launch.
CDFI OFN Member Since:
2019
MoFi
Missoula,MTContact: Dave GlaserPhone: 406.728.9234
MoFi helps individuals, businesses, and nonprofits with financing and consulting services that strengthen communities and transform lives. We provide financing and consulting to entrepreneurs and small business owners across the Northern Rockies, as well as affordable housing solutions. We continue to expand our services where needed, while staying true to our mission.
The Mountain Association invests in people and places in Eastern Kentucky to advance a just transition to a new economy. Our lending team offers loans to existing and startup businesses and organizations. Because we are a CDFI, we can offer greater flexibility and lend to folks who may not otherwise qualify. Unlike most traditional lenders, we offer flexibility and a variety of services. Our Business Support program connects business owners and nonprofit leaders to consultants who can help them succeed–from website development to professional photography, and more. Our energy experts help businesses, nonprofits, and public agencies find much-needed energy savings. We do this through utility bill analysis, on-site efficiency and solar assessments, financing, and grant application support. We also engage in research, communications, and advocacy for policy and narrative change, and work with partners on community projects to demonstrate what’s possible in Eastern Kentucky. Formerly known as MACED.
CDFI OFN Member Since:
1997
Mountain BizWorks
Asheville,NCContact: Christopher MurreyPhone: 828.253.2834
Founded in 1989, Mountain BizWorks helps Western North Carolina's small businesses start, grow, and create jobs. We provide loan capital to help small businesses start or expand, consulting to help existing businesses build revenue and profits or improve day-to-day operations, and training courses and one-to-one coaching to help entrepreneurs improve business skills. Mountain BizWorks also offers specialized services for women business owners, agricultural businesses, and Latino entrepreneurs.
CDFI OFN Member Since:
2006
NACDC Financial Services, Inc.
Browning,MTContact: Angie MainPhone: 406.338.2992
201 North Piegan Street, PO Box 3029 Browning, MT 59417
The mission of NACDC Financial Services (NACDCFS) is to encourage economic development and enhance the quality of life for communities and residents located on or near Montana’s Indian Reservations by assisting entrepreneurs with training, business incubation, and access to capital. We provide consumer, microenterprise, and small business loans as well as training
and technical assistance on the seven Reservations in Montana.
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