create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Dominic Swain at dswain@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
NOTE: the list of members shown when a specific "Area Served" is selected reflects members who lend in that selected region regardless of the location of their headquarters mentioned.
Meda
Minneapolis,MNContact: Patrick PariseauPhone: 612.332.6332
1256 Penn Avenue North, Suite 4800 Minneapolis, MN 55411
The Metropolitan Economic Development Association (MEDA) provides development assistance, including consulting and financing to businesses owned and managed by entrepreneurs of color, with a vision of creating thriving communities through equal economic participation.
The mission of Mercy Community Capital is to work nationally with socially responsible affordable housing and community developers, providing innovative financing arrangements for creditworthy projects for which conventional financing is not available or affordable. Since 1985, MCC has been a national affordable housing and community development lender, funding primarily affordable housing loans secured by real estate that enable developers to create or preserve affordable housing in their communities and has provided loans in 41 states.
MCC is an affiliate of Mercy Housing, Inc., the nation’s largest affordable housing organization. MCC's creative and flexible approach to financing has helped to create homes for low-income families and individuals with special needs, including senior citizens, farm workers, the disabled, and the formerly homeless.
CDFI OFN Member Since:
1994
Miami Bayside Foundation Inc.
Miami,FL
25 Southeast 2nd Avenue, Suite 240 Miami, FL 33131
Miami Bayside Foundation (MBF) is a nonprofit organization whose mission is to further economic development in Miami. MBF accomplishes this through loans and technical assistance to minority- and women-owned small businesses and through educational scholarships and grants.
Micro Enterprise Services of Oregon
Portland,OR
4008 Northeast Martin Luther King Jr. Boulevard Portland, OR 97212
The mission of Micro Enterprise Services of Oregon (MESO) is to improve the economic opportunities of underserved individuals through empowerment, education, and entrepreneurship for the benefit of the greater community. MESO brings a holistic array of services and programs to small businesses. Services include access to capital, business planning, market research, individual development accounts, bookkeeping, classes, networking, mentoring, and linkages with resources and referrals.
Midlands Housing Trust Fund (MHTF) is a certified community development financial institution (CDFI) that lends to housing developers for the creation, rehabilitation, and preservation of affordable housing for households earning less than 80 percent of area median income in a twenty-three county area of South Carolina. MHTF also provides gap financing for Low Income Housing Tax Credit (LIHTC) projects anywhere in the state of South Carolina.
The Midwest Housing Development Fund (MHDF) is a loan fund established in 2000 to promote the development of safe, decent, and affordable housing for the lower income and special needs population of Nebraska, Iowa, Kansas, and Wyoming. The loan fund serves developers and sponsors of affordable housing in the region with loan products and technical assistance.
CDFI OFN Member Since:
2003
Midwest Minnesota Community Development Corporation
Detroit Lakes,MNContact: Julia NelmarkPhone: 218.847.3191
119 Graystone Plaza, Suite 100 Detroit Lakes, MN 56501
MMCDC is a leading provider of community economic development services to underserved communities in Minnesota and the Midwest. Products and services include home mortgage loans, commercial loans and equity investments, commercial real estate and community development, single-family housing and subdivision production, and multi-family development and property management. MMCDC is majority shareholder in a community bank and is the parent company of a Native American-focused nonprofit community development company, both of which are headquartered on the White Earth Indian Reservation.
Mill Cities Community Investments (MCCI) is a rapidly growing regional provider of residential mortgage lending and commercial lending and services. As the only certified community development financial institution (CDFI) northwest of Boston, MCCI is bridging the gap in lending
in low-to-moderate income communities. MCCI combine loans with complementary education and counseling to generate lasting outcomes. MCCI’s vision is to advance community revitalization and development through an array of appropriate loan programs and technical assistance to support the cultivation of a healthy financial ecosystem in its target market.
CDFI OFN Member Since:
2018
Mission Community Loan Fund LLC
San Francisco,CAContact: Nathanial OwenPhone: 415.282.3334
2301 Mission Street, Suite 301 San Francisco, CA 94110
Fondo Adelante is a San Francisco-based CDFI launched by Mission Economic Development Agency (MEDA) in 2015 to serve low- and moderate-income Latino communities in the Bay Area. We provide microloans and small business loans up to $100,000, primarily to Latino-owned businesses, with an intermediary real estate financing program also preparing to launch.
CDFI OFN Member Since:
2019
MoFi
Missoula,MTContact: Dave GlaserPhone: 406.728.9234
MoFi helps individuals, businesses, and nonprofits with financing and consulting services that strengthen communities and transform lives. We provide financing and consulting to entrepreneurs and small business owners across the Northern Rockies, as well as affordable housing solutions. We continue to expand our services where needed, while staying true to our mission.
The Mountain Association invests in people and places in Eastern Kentucky to advance a just transition to a new economy. Our lending team offers loans to existing and startup businesses and organizations. Because we are a CDFI, we can offer greater flexibility and lend to folks who may not otherwise qualify. Unlike most traditional lenders, we offer flexibility and a variety of services. Our Business Support program connects business owners and nonprofit leaders to consultants who can help them succeed–from website development to professional photography, and more. Our energy experts help businesses, nonprofits, and public agencies find much-needed energy savings. We do this through utility bill analysis, on-site efficiency and solar assessments, financing, and grant application support. We also engage in research, communications, and advocacy for policy and narrative change, and work with partners on community projects to demonstrate what’s possible in Eastern Kentucky. Formerly known as MACED.
CDFI OFN Member Since:
1997
Mountain BizWorks
Asheville,NCContact: Christopher MurreyPhone: 828.253.2834
Founded in 1989, Mountain BizWorks helps Western North Carolina's small businesses start, grow, and create jobs. We provide loan capital to help small businesses start or expand, consulting to help existing businesses build revenue and profits or improve day-to-day operations, and training courses and one-to-one coaching to help entrepreneurs improve business skills. Mountain BizWorks also offers specialized services for women business owners, agricultural businesses, and Latino entrepreneurs.
CDFI OFN Member Since:
2006
NACDC Financial Services, Inc.
Browning,MTContact: Angie MainPhone: 406.338.2992
201 North Piegan Street, P.O. Box 3029 Browning, MT 59417
The mission of NACDC Financial Services (NACDCFS) is to encourage economic development and enhance the quality of life for communities and residents located on or near Montana’s Indian Reservations by assisting entrepreneurs with training, business incubation, and access to capital. We provide consumer, microenterprise, and small business loans as well as training
and technical assistance on the seven Reservations in Montana.
CDFI OFN Member Since:
2020
Nakoda-Aaniiih Credit Agency
Harlem,MTContact: Ray KingPhone: 406.353.8373
163 Food Farm Avenue, Fort Belknap Agency Harlem, MT 59526
NACA envisions a Native CDFI that will develop greater economic self-sufficiency and financial resilience by providing members with financial education, development services, and low-cost lending products that address core needs. NACA received $200,000 from NAAF to fund farmers/ranchers and 4H Youth. We received $100,000 for credit builder, and small business products. A total of $134,719 has been dispersed among our loan funds with $126,289.32 in receivables, and $8,430 collected leaving $165,281 as loan funds among our current products.
National Association of Latino Community Asset Builders (NALCAB)
San Antonio,TXContact: Levar MartinPhone: (210) 775-6054 x1012
National Association for Latino Community Asset Builders (NALCAB) is a nonprofit membership network that represents and serves a geographically and ethnically diverse group of more than 120 organizations in forty states and Washington, D.C., that are anchor institutions in our nation’s Latino communities. NALCAB’s mission is to build assets for Latino families, communities, and organizations. Our work advances economic mobility for low- and moderate-income people in diverse communities. With our network members, we invest in our communities by building affordable housing, addressing gentrification, supporting small business growth, and providing financial counseling on issues such as credit building and homeownership.
National Community Investment Fund (NCIF) is an impact investor and a 501(c)(4) nonprofit investment trust. NCIF invests in mission-oriented financial institutions in order to increase access to products and services and catalyze economic development in low-income and underserved communities.
NCIF is the largest investor in CDFI and Minority Banks. Since inception, NCIF has invested in 45 banks and credit unions, and our partner banks have originated more than $10 billion in loans in LMI areas. NCIF also leveraged over $300 million in New Market Tax Credit (NMTC) allocations to promote over $1 billion in projects in LMI areas, creating more than 10,000 jobs.
National Community Reinvestment Coalition Community Development Fund
NHT Community Development Fund (NHTCDF), a community development financial institution (CDFI), has deployed more than $44 million in loans, preserved more than 13,000 affordable units, and leveraged more than one billion in capital by providing quality, affordable loan products in twenty-eight states and the District of Columbia where NHTCDF lends.
CDFI OFN Member Since:
2007
National Minority Supplier Development Council Business Consortium Fund, Inc.
New York City,NYContact: Ruben RodriguezPhone: 212.243.7360
575 Lexington Avenue, 4th Floor New York City, NY 10022
The Business Consortium Fund (BCF) is a nonprofit community development financial institution (CDFI) affiliated with the National Minority Supplier Development Council (NMSDC). The BCF is the only nonprofit organization in the country focused exclusively on financing the growth and development of minority suppliers to corporate America (MBEs). The BCF provides financing and business advisory services to promote the growth in size (revenues) and operational capacity of MBEs.
CDFI OFN Member Since:
2020
Native American Development Corporation
Billings,MTContact: Leonard SmithPhone: 406.259.3804
The Native American Development Corporation is a nonprofit organization established in 1996 and located in Billings, MT. In 2001, we became a certified Native CDFI and in 2009, launched a Native Procurement Technical Assistance Center to assist entrepreneurs in navigating government contracting opportunities. Late in 2018, the organization opened the Billings Urban Indian Health and Wellness Center to serve the American Indian population living in Yellowstone County through a range of culturally appropriate medical services.
Our vision is to be a high-quality, high-performing sustainable community and economic development corporation providing the tools and resources necessary for individuals and families and businesses and communities in rural reservation and urban Native areas in Montana, Wyoming, and North and South Dakota to not just survive, but to thrive. We view this as a long-term commitment and continue to make progress towards this end by leveraging existing and new human and financial resources.
Native360 Loan Fund, Inc.
Grand Island,NEContact: Pete UptonPhone: 308.850.0303
Native 360 Loan Fund’s mission is to provide affordable credit, capital, technical assistance, and related programs to help build strong and self-sufficient Native American business owners, families, and citizens. We serve the citizens of all tribes in Nebraska, Iowa, and southeast South Dakota.
CDFI OFN Member Since:
2020
Natural Capital Investment Fund, Inc.
Charles Town,WVContact: Kevin O'ConnorPhone: 304.333.6743
As of Tuesday May 11th we are no longer accepting PPP loan applications.
Natural Capital Investment Fund (NCIFund) is a small business loan fund that supports entrepreneurs who are creating jobs and businesses in underserved communities in central Appalachia and the Southeast. By providing flexible capital and advisory services to small businesses, agricultural enterprises, and community organizations, we catalyze environmentally and socially responsible business development and wealth creation in rural, minority, and low-wealth communities.
CDFI OFN Member Since:
2003
NCALL Research, Inc.
Dover,DEContact: Dave CallahanPhone: (302) 678-9400
Serving the Delmarva Peninsula since 1976, NCALL is a 501(c)(3) nonprofit organization based in Dover, Delaware, that specializes in affordable housing development, education, and lending. As a service provider for lower income households, NCALL offers pre-purchase counseling, financial education, and default and foreclosure prevention programs to the public. As an intermediary working on the Delmarva Peninsula, NCALL also helps locally-based nonprofits to develop multi-family housing projects, mostly apartments, through a variety of development services such as financial packaging, asset management, and organizational development.
CDFI OFN Member Since:
2004
NDC Community Impact Loan Fund
Cleveland,OH
1111 Superior Avenue East, Suite 1114 Cleveland, OH 44114
NDC Community Impact Loan Fund (NDC CILF) is a CDFI whose target market is low income populations, nation wide. NDC CILF originations loans to small businesses, LIHTC developers for pre-development loans, and to administrators of various different community facilities across the country.
NDN Collective established NDN Fund, an emerging national Native Community Development Financial Institution (CDFI), to move over $100 million in integrated capital towards resilient and regenerative projects across our Indigenous communities in: renewable energy, infrastructure, social enterprise, community development, and affordable housing (also considering agriculture). Our large-scale investment will be paired with customized capacity-building services co-designed with each individual project and community we work with.
.jpg)
