CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN Member CDFI in your state, use the search criteria below. You can also visit our Member Profile Directory to learn about their important work.
At Excelsior Growth Fund (EGF), our mission is to help New York businesses grow by providing small business loans and advisory services. As a nonprofit organization and a U.S. Treasury-certified Community Development Financial Institution (CDFI), we’re a responsible lender you can trust.
We understand that many small businesses can have difficulty getting traditional bank financing and EGF can help. Our products are affordable and flexible, and our advisory services can help you reach your business goals. Our signature product, the EGF SmartLoan™, provides up to $100,000 through a streamlined online platform. Loans are approved in 1-2 days and funded in a week.
Fahe is an association of 37 nonprofit housing organizations producing affordable housing for low-income families in Central Appalachia. Fahe has pioneered many innovative approaches to rural housing, developed a regional Housing Development Fund currently capitalized at nearly $30 million and designed a model homeownership program. Fahe currently has net assets exceeding $14.2 million (47.5% of total assets). Over 89% of assets are mortgage loans to low- income families or notes issued for development activities.
Finance Fund Capital Corporation was established as a lending affiliate of Finance Fund in 2002 and was certified as a CDFI in 2009. The mission is to provide access to capital to promote development in low-income communities. Its goals are to strengthen resources and increase access to capital to promote community development. In order to maximize impact, a flexible loan portfolio is maintained that focuses on Housing, Small Business & Community Facility Loans. Lending in these areas helps to empower community businesses, increase stability and capacity, provide credit into tight credit markets, and encourages greater community impacts.
The American Indian Chamber of Commerce (AICCW) exists to promote economic development in Wisconsin Indian Country through directed service delivery to American Indian entrepreneurs. Since our inception in 1991, we have remained committed to providing statewide advocacy, networking, one-to-one business management counseling and access to financial products and services to Wisconsin-based American Indian business people.
First State Community Loan Fund (FSCLF) is a not-for-profit Community Development Financial Institution (CDFI) that specializes in supporting microenterprises, small businesses, and affordable housing throughout the State of Delaware. FSCLF leverages funds from investors and contributors to lend for the start-up and expansion of businesses, the construction and renovation of affordable housing and the provision of essential community services. FSCLF was established in 1993 and the mission of FSCLF is to actively promote and provide creative opportunities for access to capital for small businesses, community organizations and developers of affordable housing throughout Delaware.
The Florida Community Loan Fund (FCLF) provides capital and expertise to make projects successful and help organizations improve lives and communities. Founded in 1994, FCLF became Florida's first certified statewide Community Development Financial Institution (CDFI) in 1996 and a New Markets Tax Credit allocatee since 2003. Today it is a lending institution serving both non-profit and for-profit borrowers and developers. Investors and supporters of FCLF include nearly all major financial institutions in Florida, leading foundations, religious communities and orders of faith, federal and state government. FCLF's success is based on commitment to excellence, accountability to its stakeholders, a clear focus on financial performance, and a strong commitment to achieving high social impact results.
Four Bands Community Fund is a Native CDFI located on the Cheyenne River Indian Reservation in North-central South Dakota whose mission is to assist entrepreneurs with training, incubation and financing to improve the quality of life for members and residents of the reservation. Our services include business plan training and technical assistance, financial education, IDA program, marketing outlet/social enterprise, youth entrepreneurship and special workshops for individual and community development.
Four Directions Development Corporation (FDDC) is a Native governed non-profit Community Development Financial Institution established in March of 2001. The mission of FDDC is to improve the social and economic conditions of the tribal members of the four Maine tribes by investing in affordable housing and tribal business ventures.
