Background:
What We Do
With residents and partners, LISC forges resilient and inclusive communities of opportunity across America – great places to live, work, visit, do business and raise families.
Strategies We Pursue
• Equip talent in underinvested communities with the skills and credentials to compete successfully for quality income and wealth opportunities
• Invest in businesses, housing and other community infrastructure to catalyze economic, health, safety and educational mobility for individuals and communities
• Strengthen existing alliances while building new collaborations to increase our impact on the progress of people and places
• Develop leadership and the capacity of partners to advance our work together
• Drive local, regional, and national policy and system changes that foster broadly shared prosperity and well-being
Background
Over the last 40 years, LISC and its affiliates have invested approximately $20 billion in businesses, affordable housing, health, educational mobility, community and recreational facilities, public safety, employment and other projects that help to revitalize and stabilize underinvested communities. Headquartered in New York City, LISC’s reach spans the country from East coast to West coast in 36 markets with offices extending from Buffalo to San Francisco and in 2,400 rural counties across 49 states and Puerto Rico. Visit us at www.lisc.org.
Qualifications
Applicants should have the following qualifications:
• Bachelor’s degree from an accredited college or university required.
• 2-3 years of professional work experience
• Proficiency with Microsoft Word, Excel and PowerPoint and Adobe Acrobat
• Basic financial analysis skills, including ability to analyze financial statements, project development budgets, and project operating pro formas.
• Strong written and oral communication skills and excellent attention to detail.
• Excellent interpersonal skills and ability to work effectively across the LISC network of local and national programs and affiliates
• Good organizational abilities, including ability to work independently and to manage multiple assignments simultaneously.
Compensation
LISC provides a competitive salary and excellent fringe benefits for this position.
To Apply:
To apply, please email a cover letter and resume to: pgomez@lisc.org
LISC IS AN EQUAL OPPORTUNITY EMPLOYER COMMITTED TO DIVERSITY, EQUITY, INCLUSION, AND JUSTICE
Position Summary:
Position Description
LISC is seeking a qualified candidate for an Asset Management Analyst at the Assistant Program Officer (APO) level. This position will be part of LISC’s Lending Department and will report to LISC’s Director of Asset Management. The APO will be responsible for supporting a team of Asset Managers that oversee over 400 loans, liaise with Loan Servicing/Administration, and coordinate with local program staff on various asset management tasks and requirements.
Responsibilities:
Responsibilities:
Asset Management Process
• Maintain annual Portfolio Monitoring and Loan Watch Committee schedule and trackers to ensure that all loans are reviewed in accordance with Lending policy
• Compile monthly Portfolio Monitoring Committee (“PMC”) reports and quarterly Loan Watch Committee (“LWC”) reports into PDF documents and distribute to committee members
• Maintain PMC and LWC notes, make updates to Loan Administration System to upgrade or downgrade loan risk ratings
• Track insurance certificates for active loans and make updates to Loan Administration System
• During busy cycles, support Asset Managers with writing sections of the PMC and LW reports, spreading financials and completing risk ratings
• Run reports from LISC’s reporting system on late loans, maturing loans and other asset management functions in advance of meetings. Maintain notes from such meetings and follow-up with Asset Managers and local program staff for updates
• Prepare reports and PowerPoint presentations on portfolio performance as needed
• Support the Director of Asset Management during the audit cycle
Loan Amendment and Workout Process
• Work with the Director of Asset Management to track loans in the amendment process
• Maintain workout loans and write-off projections spreadsheet
Loan Administration
• Coordinate with Loan Administration staff and Asset Managers to resolve loan servicing issues
• Track KPIs related to Loan Administration agreement
Communications & Training
• Support the development and preparation of LISC Lending trainings and webinars, ranging from financial analysis to key considerations in underwriting specific asset classes
• Provide technical assistance to LISC local program staff regarding asset management policies, procedures, and system guidance
Perform other related duties as needed.
Requirements:
Qualifications
Applicants should have the following qualifications:
• Bachelor’s degree from an accredited college or university required.
• 2-3 years of professional work experience
• Proficiency with Microsoft Word, Excel and PowerPoint and Adobe Acrobat
• Basic financial analysis skills, including ability to analyze financial statements, project development budgets, and project operating pro formas.
• Strong written and oral communication skills and excellent attention to detail.
• Excellent interpersonal skills and ability to work effectively across the LISC network of local and national programs and affiliates
• Good organizational abilities, including ability to work independently and to manage multiple assignments simultaneously.
Compensation:
Compensation
LISC provides a competitive salary and excellent fringe benefits for this position.
How to Apply:
To Apply:
To apply, please email a cover letter and resume to: pgomez@lisc.org
Background:
Spruce Root is a 501(c)(3) non-profit Community Development Financial Institution (CDFI) creating a sustainable future for Southeast Alaska’s people, communities, and environment. We are shifting the paradigms of power to support localized economies grounded in Indigenous values and ways of living. Spruce Root is a team of ambitious people dedicated to a new way of working in our region; working collaboratively with others, prioritizing family and wellbeing, and honoring our ancestors while building for the future. Learn more at www.spruceroot.org
Position Summary:
In conjunction with the Spruce Root, Inc. team, the Lending Outreach Specialist is responsible for supporting the continued growth of Spruce Root, Inc., a Native Community Development Financial Institution (CDFI) based in Southeast Alaska. Spruce Root provides financing and technical assistance to small business owners in Southeast Alaska. The primary functions of the Lending Outreach Specialist is to review and underwrite loan applications, assist borrowers in acquiring and successfully paying off loans, implement lending policies and keep the organization in compliance with its certifications and funders. The position must have, or be willing to obtain, the skills needed to become a loan underwriter, analyze financial statements/projections, review proposed business plans for feasibility and assess the creditworthiness of potential borrowers. This position also assists the Executive Director in maintaining a strong rapport with key regional, state and national financing partners.
Responsibilities:
Essential Responsibilities:
- Conducting credit analyses including gathering, analyzing and interpreting all types of credit information for existing and prospective business loan clients in order to maximize credit and minimize risk and potential loss.
- Approve and/or deny loans within certain limits and make credit structure and loan pricing decisions.
- Prepare and present loan/credit recommendations to the Senior Loan Advisory Committee and Board of Directors for approval.
- Develop and foster relationships with partners and entrepreneurs.
- Work with the small business technical assistance team to evaluate lending opportunities and improve processes.
- Assist individuals in making wise credit decisions and help develop their financial acumen.
- Assist the administrative team in monitoring and proactively managing existing clients to ensure loan portfolio quality.
- Work with the administrative team to bring non-performing loans into compliance, up to and including restructuring or liquidation.
- Responsible for deploying loans to meet CDFI development and lending goals.
- Participate in annual strategic planning with the Spruce Root Team.
- Work with the Executive Director or his/her designee to improve internal loan processes and maintain standard operating procedures for loan program, funder reports, compliance and tracking documents, updating as needed.
- Assist administrative team in monitoring and tracking the loan portfolio, loan loss reserve and mission metrics on a quarterly basis.
- Work with the Finance Department to develop the annual budget and planning for the lending program.
- Review and update lending policies and guidelines on an annual basis.
Non-Essential Responsibilities:
- Support efforts that promote rural community and economic development
- Ensure adherence to CDFI and regulatory reporting requirements
- Write grant proposals and loan capital requests to support the loan program
- Support fundraising activities, workshops, and events, as needed
Requirements:
Knowledge, Skills, and Abilities:
- Competency in 6 C’s of credit, credit risks and underwriting
- Proficient in understanding financial statements and GAAP standards
- Demonstrated capacity for safeguarding client privacy, confidentiality and data security
- Strong acumen with budgeting and planning process
- Strong ability to work as a productive team member
- Strong communication and customer service skills
- Acute attention to detail
- Proficiency using LaserPro, Downhome or other supporting loan software
- Strong personal passion for Spruce Root’s mission
Training and Education:
- Bachelor’s degree in Business-related field or equivalent work experience in Financial Industry
- Trained in Lending, Underwriting and Credit Risk
Additional Skills:
- Broadly applied software skills including software for lending, accounting, portfolio management, client management, etc.
- Experience or training in working with small business owners and entrepreneurs
- Grant proposal writing or other fundraising capacity
- Knowledge of/experience in Southeast Alaska and industries relevant to the region
Additional Requirements:
Position is subject to satisfactory completion of a background check, and reference check. A valid driver’s license is also required for this position.
Physical Demands and Work Environment:
The physical and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical demands: While performing the duties of this job, the employee is required to walk, use hands to finger, handle objects, tools, or controls; reach with hands and arms; balance; stoop; bending or crouching; talk or hear. The employee must be able to lift/carry and/or move up to 30 pounds safely. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Work Environment: While performing the duties of this job, the employee is exposed to weather conditions and other elements prevalent at the time. The noise level in the work environment is usually minimal. This job requires regular travel in commercial planes, AMHS ferries, float planes, and twin engine planes.
Compensation:
This is a permanent, full-time position. Salary is commensurate with experience and qualifications. Benefits include flexible work schedules, paid personal leave, holidays and retirement benefits, medical/dental/vision insurance, 401(k) retirement plan, wellness program, and professional development.
Spruce Root, Inc. is committed to equal opportunity for all persons without regard to sex, age, race, color, religion, creed, national origin, marital status, disability, or sexual orientation, and any other class of individuals protected from discrimination. It is Spruce Root’s policy to comply with all federal, state, Tribal and local laws and regulations regarding equal opportunity.
This description is not intended to be, nor should it be construed as an all-inclusive list of responsibilities, skills or working conditions associated with the position. It is intended to accurately reflect the activities and requirements of the position, but duties may be added, deleted, or modified as necessary. This description does not constitute a written or implied contract of employment.
How to Apply:
Applications will be accepted on a rolling basis, with a first round of reviews on November 1, 2021.
To apply, send an email to aldyn@spruceroot.org with the subject line “Lending Outreach Specialist – [YOUR NAME].” In the email, please include the following as a single PDF attachment:
1. Your resume
2. One-page cover letter explaining your interest in the organization and position
3. List of 3 professional references with contact information and relationship to you
4. Short answers to the following questions:
a) Where do you see yourself in 5 years and how will this position support you on that path?
b) What would you be most nervous about going into this role if you were offered and accepted the position?
c) Spruce Root conducts background checks, is there anything you want to share with us about your background?
In the body of the email, please also copy and paste the content of your short answers and include your name, phone number, and email address. As attention to detail is critical for success in this role, only applicants who follow these specific application guidelines will be considered.
For questions regarding the position, please reach out to Aldyn Brudie at aldyn@spruceroot.org. More info and full job description can be found at www.spruceroot.org/careers
Background:
The Ann Arbor Area Community Foundation (AAACF) is a collegial and energetic organization that is dedicated to creating positive community change in Washtenaw County, Michigan. Founded in 1963, AAACF is the seventh largest among the 65 community foundations in Michigan.
AAACF:
Administers 600 charitable funds, most of which are permanently endowed
Has assets of $200 million
Awards grants and scholarships
Investing locally since 2018, awarding more than 1% of our portfolio, or over $2M
Has gained approval from its Board of Trustees to increase deployment of local investments to $10 million over the next several years.
To learn more, visit www.aaacf.org
Position Summary:
Are you passionate about making a difference with your talents? Would you love to put your financial and investment skills to work for community impact? You can make a difference in Washtenaw County, as our new Impact Investing Manager! Apply Now
Our brand-new position will play a critical role in this strategic imperative of the foundation, providing leadership to significantly grow the portion of AAACF’s portfolio dedicated to local investments that generate both financial and social returns (“impact investing”). The successful candidate will join the foundation’s community investment team, report to the Vice President of Community Investment and work in an integrated fashion with community investment, finance, and philanthropy staff to achieve organizational goals. This employee will also work closely with a national impact investing consultant to build the foundation’s internal infrastructure capacity.
This important role involves:
identifying investment opportunities and potential partners
working with external partners to leverage investment opportunities
securing and promoting investments in the AAACF’s impact investing portfolio
sourcing investments that are both financially prudent and socially productive based on extensive locally focused research on Washtenaw County’s small business ecosystem and capital flows
assisting in the ongoing learning, evaluation, and asset management of transactions.
promoting a collaborative capital investment strategy for Washtenaw County
engaging in deal origination
overseeing underwriting, risk assessment, deal structuring and closing process
assisting other staff with marketing and communications, creation of marketing materials, and articles and presentations on AAACF’s impact investing activities
working closely with a national impact investing consultant to build the foundation’s internal infrastructure capacity.
This position will require work with multiple stakeholders and the right blend of hard (financial, strategic, and analytical) and soft (relational and communication) skills. Thus, an ideal candidate will have a finance or banking background, evidence of deal origination abilities, sustained idea generation, an understanding of the social/impact investing sector, and a passion to use financial capital to make a difference. They will also have a deep understanding of place-based investments with a working knowledge of other place-based social investment strategies. The candidate must have strong written and oral presentation skills and the ability to present to and work with committees, a board, a senior executive team, and other key groups and stakeholders. Externally, this position works with borrowers, investors, consultants, and legal counsel.
Responsibilities:
Lead efforts to communicate and raise awareness of organizational goals regarding impact investing in Washtenaw County
Work with the foundation’s executive team including the VP - Community Investment, CFO, and VP-Philanthropy to develop a pipeline of investment opportunities that present a dual financial and social impact benefit
Participate in assigned program team meetings, working closely with stakeholders, to maintain an understanding of programmatic strategy and communication needs
Provide flexible social investment support across teams, when necessary
Oversee the due diligence or underwriting of transactions for risk and impact, present to the Impact Investment Committee and/or board, lead the closing process, and monitor the portfolio of impact investments
Work with colleagues to ensure all departments remain well-informed and empowered with information regarding AAACF’s current and planned impact investing activities
Identify, establish, and steward relationships with key external partners – including those in the market-rate and social capital investor communities, whether in the private or public sectors– to leverage organizational investments with assets from other aligned investors
Represent organization at external gatherings, on panels and other public engagements
Requirements:
Minimum B.A. in finance, economics, real estate, urban planning, business administration, or related field. Advanced degree in a related field is preferred
Three to five years' experience in banking, finance, real estate, private equity, or community development finance
Strong interpersonal and communication skills necessary to interact as a team member with diverse Foundation colleagues and community stakeholders
Demonstrated skills and knowledge of how to work with and within community systems to develop social investment opportunities
Demonstrated ability to build and maintain effective and constructive working relationships and partnerships within and outside of the Foundation
Demonstrated leadership presence to represent the Core Values of the Foundation in the public sphere
Demonstrated commitment and passion for serving marginalized/excluded people and communities and a demonstrated interest in driving positive change
Demonstrated ability to achieve results with little oversight
Successful candidate must live in Washtenaw County or be willing to relocate to Washtenaw County within 3 months of starting the position
Compensation:
Position: Full Time
Salary $80,000 - $90,000 based on relevant experience.
Benefits include:
flexible hours
health, dental and vision insurance
a 403(b) plan with contribution matching
life insurance
short and long-term disability insurance
flexible and childcare savings accounts
paid time off
and other benefits
How to Apply:
Please send a cover letter, resume, and answers to the three questions below to jobs@aaacf.org (no phone calls, please). You may address the cover letter to Jillian Rosen (the foundation’s VP-Community Investment). The three questions to be answered are:
1. What makes you an exceptional candidate for this position?
2. Why AAACF?
3. What is your experience working with not-for-profit organizations and why does a focus on local impact investing appeal to you?
Deadline To Apply: September 28, 2021
AAACF is an equal opportunity employer.
Background:
We’re a passionate team of researchers, analysts, writers, designers, trainers, organizers, investigators, home builders, entrepreneurs, techies and policy advocates who believe America should not only promise but deliver to all Americans opportunities to build wealth and live well.
Position Summary:
Are you a membership professional looking to be a part of a movement for justice? Can you think about both developing member value and helping members work collaboratively to build power?
If so, NCRC might be the place for you! NCRC, or the National Community Reinvestment Coalition, is looking for a Membership Engagement Manager. This person will help NCRC develop and implement systems and programs to recruit and retain NCRC’s members. NCRC works closely with our members to champion fairness and end discrimination in lending, housing and business.
Since 2016, NCRC and its national network of nonprofit members have been able to use the Community Reinvestment Act, or CRA, to negotiate 13 community benefits agreements that will put over $200 billion into underserved communities. We have been able to do this with a combination of policy expertise, effective research, and hundreds of meetings with our members where we learn about what is needed most and work out strategies to get financial institutions to respond to those needs.
If that sounds like something you would like to be a part of, then NCRC wants to talk to you about being our Membership Engagement Manager! This is a great career move if you are interested in applying expertise from a membership or association background in a nontraditional membership context. NCRC’s members include community reinvestment organizations; community development corporations; local and state government agencies; faith-based institutions; community organizing and civil rights groups; minority and women-owned business associations, as well as local and social service providers from across the nation. Their missions, communities, and needs are incredibly diverse, but together they are fighting for a just economy. This role will help NCRC better support our members in their local work and connect them to the organizing and advocacy work happening on a national level.
If you are looking for an opportunity to get actively involved in creating a Just Economy that provides opportunities for everyone, or if you are already involved in this work and want to take it to the next level, then what are you waiting for? Apply today by visiting ncrc.org/careers/.
Salary Range: $70-$75k, commensurate with experience.
NCRC IS AN EQUAL OPPORTUNITY EMPLOYER.
EEO/AA
M/F/D/V
Responsibilities:
• Develops and standardizes processes for onboarding new members and engaging current members though the use of email, calls, webinars and in-person meetings.
• Develops and implements a deeper member engagement strategy that includes training, technical assistance and limited funding resources to help build member capacity.
• Evaluates the current dues structure and membership categories and makes recommendations on potential updates and model changes.
• Develops and implements tools, such as surveys and focus groups, to gain feedback from members to improve member benefits, increase engagement, and provide input into NCRC’s national advocacy agenda.
• Develops and maintains detailed knowledge of NCRC membership, including important issues and projects of interest to help national office stay on trend.
• Coordinates cross departmentally to create training and technical assistance programs – such as webinars, workshops, and time sensitive education campaigns – to build the knowledge and power amongst NCRC’s membership.
• Assists with the planning and development of the Just Economy Conference, giving specific focus to the content development and membership scholarship process to strengthen participant experience at the Conference.
• Identifies and implements systems for increasing institutional knowledge concerning membership base.
• Participates in statewide and regional calls, NCRC Summits, and other community and/or industry events when possible to stay abreast of local issues and work.
• Collaborates with the Communications team to draft member content, segment audiences, and monitor and increase open and click through rates.
• Develops membership recruitment strategies and campaigns in collaboration with the Communications team
• Collaborates with Membership Engagement Specialist to provide a consistently high levels of customer service through the creation of feedback loops to address and correct issues that impact members.
• Works with Digital Marketing Manager/CRM Lead on data integrity efforts and helps the organization increase collection and use of data to support membership engagement and growth
• Tracks and reports on Membership Metrics & KPIs and works with Director of Membership & Events to set and reach data driven goals
• Assist with fundraising and resource development as needed.
Requirements:
Essential Skills, Experience, and Abilities:
• Proven ability to craft and execute national-level, high-impact advocacy campaign strategies;
• Experience working in/with coalitions and maintaining strategic relationships with diverse groups and interests.
• Ability to develop, engage, and leverage a strong network of individual and organizational advocates
• Strong leadership and management skills
• Creativity and rigor in solving complex problems
• Excellent oral and written communication skills
• Capacity to effectively prioritize projects, work simultaneously on multiple ventures, and meet deadlines
• Knowledge of and experience with membership management software, CRMs, and databases
Personal Qualities:
• Collaborative and team oriented, yet also a self-starter able work independently to drive change
• Flexible and adaptable
• Intellectually curious—a problem solver who enjoys working with colleagues to find solutions to challenging problems.
Required Experience and Education:
• Bachelor’s Degree
• At least 5-7 years of relevant work experience
• Successful track record in nonprofit program management and/or membership association work preferred.
Compensation:
Salary Range: $70-$75k, commensurate with experience.
How to Apply:
https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment....
Background:
Working Solutions (www.workingsolutions.org) is a certified, nonprofit Community Development Financial Institution (CDFI) that supports San Francisco Bay Area entrepreneurs to start and grow thriving local businesses. Working Solutions is the First to Believe in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in the San Francisco Bay Area. We make loans of $5,000 to $50,000, administer small business grant programs, and provide up to five years of free, post-loan business consulting in conjunction with every loan. Our priority populations are lower-income individuals, women, and entrepreneurs of color. Working Solutions has invested over $33 million in loans and grants in local small businesses to date, and we have educated thousands of entrepreneurs, resulting in more than 5,000 local jobs. Working Solutions has a growing team of 20 full-time employees with headquarters in San Francisco and remote staff.
Position Summary:
The Business Development Officer (BD) will be responsible for generating a pipeline of prospective microloans by: (1) cultivating partnerships in communities that Management prioritizes to increase visibility and generate lending leads; and (2) cultivating new loan requests from inquiry to completion stage. This person must be an effective communicator. The BD will be expected to be a change agent who is passionate about advocating for marginalized communities in underserved areas.
Responsibilities:
o Build on existing relationships and form new relationships that create a pipeline of loan originations, including:
- Maintain existing referral and partner relationships;
- Refer and track prospective borrowers to our Lending team;
- Engage public and private community partners, civic organizations, trade organizations, businesses, education centers, and financial institutions to build and maintain client referrals in all 9 Bay Area counties: San Francisco, Alameda, Contra Costa, Solano, Santa Clara, San Mateo, Sonoma, Napa, and Marin; and
- Cultivate internal referrals from existing clients.
o Refer potential subject matter experts to the Business Consulting team.
o Cultivate new lead referrals to enhance conversion rates from loan inquiry to completed loan application package.
o Provide occasional support to the Lending team to expedite processing of applications.
o Provide occasional support to the Consulting team to build internal referral opportunities.
o Maintain partnership calendars to track the organization’s visibility and impact.
o Engage in public speaking and participate in networking events.
o Record data and report to appropriate parties as instructed.
o Foster peer-to-peer networking opportunities to support clients and generate referrals.
Requirements:
o Bachelor’s degree or 4+ years of work experience in lieu of degree required.
o 4+ years of work experience with nonprofits or community development, microfinance, small business, or related industry required.
o Effective communicator with cultural competency to connect with a diverse audience.
o Superior written and verbal communication skills, with emphasis on clarity, conciseness, and relevance.
o Strong presentation skills.
o Strong customer service and relationship building skills.
o Self-starter with ability to work independently; values communication to keep in touch with team and larger organization.
o Values data and focused on tracking outputs and outcomes via Customer Relationship Management (CRM) platforms.
o Demonstrates sound judgment and effective decision-making skills.
o Experience with nonprofits and the Community Development Financial Institution (CDFI) industry highly preferred.
o Strong interpersonal skills and a high degree of self-awareness with a flexible growth mindset will support a strong culture fit.
Compensation:
Salary Commensurate with Experience
Excellent Benefits: Including but not limited to medical, dental, vision, 401(k), commuter checks, and generous holidays.
How to Apply:
Application Deadline: Open until filled. Preferred start date of October 15, 2021.
Please email resume and cover letter with the subject line “Business Development Officer” to jobs@workingsolutions.org.
No phone calls please.
Working Solutions is an Equal Opportunity Employer.
Background:
LEAF is a Boston-based Community Development Financial Institution (CDFI). It promotes human and economic development by providing financing and development assistance to cooperatives and social purpose ventures that create and save jobs for low-income people. LEAF has three major lines of financing:
Cooperatives: Loans to democratically-owned cooperatives nationally, including worker-owned coop businesses, community-owned food coops, and affordable housing coops.
Local Small Business: Loans to growing small businesses in Greater Boston that provide good jobs and wealth-building opportunities in communities of color.
Healthy Food Access: Businesses that improve equitable access to healthy food retail in Massachusetts.
LEAF also provides technical business assistance to small businesses to help them assess risks and growth areas. Since its founding in 1982, LEAF has invested and leveraged over $122 million, resulting in the creation or retention of more than 10,300 jobs. Working at LEAF is great for those who love to learn, enjoy contributing to community development, and want to have a large impact on a smaller organization.
Position Summary:
The Loan Associate will support the smooth operation of LEAF’s community loan fund, working closely with the Director of Lending.
Responsibilities:
Specific duties will include:
Portfolio Management - 40%
- Monitor existing borrower relationships. Maintain correspondence and rapport with borrowers, and quickly identify any potential issues.
- Maintain complete, up-to-date loan files. Enter information into LEAF’s loan database system.
- Support loan closing process. Assist with preparation of closing documents.
- Participate in LEAF’s annual portfolio review.
Credit Analysis - 40%
- Analyze loan applications for eligibility, using LEAF’s credit underwriting guidelines.
- Review applicants’ business plans, financial statements and credit reports. Conduct due diligence to verify factual information.
- Discuss strengths and risks of each loan proposal with LEAF’s lending team.
Business Development - 10%
- Develop relationships with potential LEAF borrowers. Represent LEAF at events, and identify opportunities for community outreach.
- Develop familiarity with LEAF’s lending guidelines and processes, and ability to respond to client inquiries.
Miscellaneous and Fundraising - 10%
- Assist with preparation of funding applications and reports
- Identify new opportunities and resources for LEAF to pursue. Support special projects as they may arise.
Requirements:
An ideal candidate for the Loan Associate position will possess the following qualifications:
- Enthusiasm for LEAF’s mission
- At least 1-3 years of experience in a related field
- 4-year college degree, or equivalent work experience
- Ability to read and interpret business financial statements
- Close attention to detail
- Strong communication and customer service skills
- Comfortable using Excel spreadsheets
- Experience working with diverse communities
- Sense of humor, and a curiosity to learn
- Ability to speak multiple languages is a plus
Compensation:
LEAF provides competitive compensation, adjusted for experience. The starting salary range for this position is $60,000 - $70,000, plus an annual performance-based bonus. Further benefits include:
- Premium health and disability insurance, premiums 100% covered by LEAF
- Performance-based annual bonus
- Four weeks paid vacation annually
- Continuing education/tuition reimbursement on approved programs, up to $1,500 annually
- Friendly colleagues that are passionate about what they do and want to help you succeed
How to Apply:
Interested candidates should email a resume and cover letter to jobs@leaffund.org. This position is open until filled, and applications will be reviewed on a rolling basis.
Background:
LEAF is a Boston-based Community Development Financial Institution (CDFI). It promotes human and economic development by providing financing and development assistance to cooperatives and social purpose ventures that create and save jobs for low-income people. LEAF has three major lines of financing:
Cooperatives: Loans to democratically-owned cooperatives nationally, including worker-owned coop businesses, community-owned food coops, and affordable housing coops.
Local Small Business: Loans to growing small businesses in Greater Boston that provide good jobs and wealth-building opportunities in communities of color.
Healthy Food Access: Businesses that improve equitable access to healthy food retail in Massachusetts.
LEAF also provides technical business assistance to small businesses to help them assess risks and growth areas. Since its founding in 1982, LEAF has invested and leveraged over $122 million, resulting in the creation or retention of more than 10,300 jobs. Working at LEAF is great for those who love to learn, enjoy contributing to community development, and want to have a large impact on a smaller organization.
Position Summary:
The Loan Officer will conduct outreach to potential LEAF borrowers, guide applicants through the lending process, and manage a portfolio of borrower relationships. The Loan Officer will also support the day-to-day operations of LEAF’s loan fund.
Responsibilities:
Typical responsibilities will include:
Business Development - 50%
- Develop a pipeline of potential LEAF borrowers.
- Respond to loan inquiries and referrals, and guide applicants through LEAF’s lending process. Negotiate loan terms and structure.
- Proactively cultivate new referral relationships, and deepen existing partnerships.
- Market LEAF directly to potential borrowers. Represent LEAF at public events, and identify opportunities for community outreach.
- Maintain up-to-date information on loan applicants in LEAF’s Salesforce system, and follow up on open leads.
Credit Analysis - 25%
- Analyze loan applications using LEAF’s credit underwriting guidelines.
- Review applicants’ business plans, financial statements and credit reports. Assess fit with LEAF’s programs and mission.
- Compose credit memoranda, and present to LEAF’s loan committee for approval.
Relationship Management - 25%
- Manage portfolio of client relationships. Maintain rapport with borrowers, and quickly identify any potential issues or opportunities for additional support.
- Support loan closing process, coordinating with other LEAF staff and external counsel.
Requirements:
An ideal candidate for the Loan Officer position will possess the following qualifications:
- Enthusiasm for LEAF’s mission
- At least 3-5 years of relevant professional experience
- 4-year degree in a related field, such as business & finance, community & economic development or public administration
- Ability to analyze business financial statements
- Strong communication and customer service skills
- Strong organizational and time management skills, and sharp attention to detail
- Experience working with diverse communities
- Familiarity with Boston’s small business community is a plus
- Ability to speak multiple languages is a plus
Compensation:
LEAF provides competitive compensation, adjusted for experience. The starting salary range for this position is $70,000 - $80,000, plus an annual performance-based bonus. Further benefits include:
- Premium health and disability insurance, premiums 100% covered by LEAF
- Four weeks paid vacation annually
- Continuing education/tuition reimbursement on approved programs, up to $1,500 annually
- Friendly colleagues that are passionate about what they do and want to help you succeed
How to Apply:
Interested candidates should email a resume and cover letter to jobs@leaffund.org. This position is open until filled, and applications will be reviewed on a rolling basis.
Background:
The Santa Fe Community Foundation is a philanthropic organization deeply rooted in the multiple cultures and values of New Mexico. The Foundation is devoted to building healthy and vital communities in the region by applying our diverse resources strategically and economically to advance equitable access to opportunities in Santa Fe and our surrounding communities. We envision a shared future for all New Mexicans where racial, cultural or economic differences do not limit access to health, education or employment; diverse audiences enjoy the many arts and cultural heritages of our region; and all sectors of our community take responsibility for ensuring a healthy environment.
Position Summary:
Santa Fe Community Foundation (SFCF) is inviting applications and nominations for a Senior Manager, People and Culture. This role is critical to shaping and implementing the Foundation’s strategy pertaining to organizational culture and staff development that advances the Foundation’s overarching strategic goals. Reporting to the President & CEO and collaborating closely with the Senior Vice President for Finance & Operations, this role will be responsible for the planning, development and execution of all internal human resource, people development, and organizational culture for the Foundation – aligning impactful culture change content foundation goals, coordinating strategic and responsive people development practices with colleagues and functions across the Foundation, and overseeing human resource systems to support the Foundation’s needs.
Responsibilities:
Requirements:
The ideal candidate is committed to the mission, values, goals and success of the Foundation, and will bring to the work many of the attributes below.
• Seven or more years of applicable experience in strategic human resources leadership, with the ability to draw on said experience and knowledge across many facets of the function, including employee recruitment and retention, compensation and benefits, employee relations, and personnel administration.
• Experience supporting a values-driven organization, especially one committed to diversity, equity, and inclusion.
• Demonstrated success in developing, implementing, and continuously evaluating people and culture development policies, programs, and systems that support the mission and values of the organization and adhere with all relevant legal and regulatory requirements.
• Ability to be effective in and comfortable with strategic thinking, project management, as well as tactical implementation.
• Excellent communications skills with intuitive ability to tailor communication style to diverse audiences.
• Experience building strong professional relationships, demonstrating excellent interpersonal skills, sound professional judgment, and high levels of integrity and accountability.
• Proven ability to be sensitive to the needs of employees, providing professional support, empathy, and patience needed to maintain a positive culture.
• Proactive, solutions-focused, and results-oriented, and able to work well in fast-paced environments and prioritize workload in response to dynamic contexts.
• Bachelor’s degree or equivalent professional experience. A master’s degree in human resources, organizational development, executive coaching, or another relevant field is a plus.
• Ability to prioritize and efficiently manage multiple deadlines and tasks.
• Keen attention to detail and excellent customer services.
• Ability to perform in a dynamic environment where the demands and directions of the work are often evolving.
• Proficiency with Microsoft Office Suite and relevant HR management applications and tools.
Compensation:
How to Apply:
More information about the Santa Fe Community Foundation may be found at: www.santafecf.org
For a full position description and to apply, please visit: https://npag.com/sfcf-smpc
This search is being conducted with assistance from Linh Nguyen and Paola Peacock-Villada of NPAG. Due to the pace of this search, candidates are strongly encouraged to apply as soon as possible. Candidates may submit their cover letter, outlining their interest and qualifications, along with their resume via NPAG’s website.
Deadline: Applications will be reviewed on a rolling basis until the position is filled.
Santa Fe Community Foundation is an Equal Opportunity Employer.
Candidates of all backgrounds are encouraged to apply.
Background:
TMC Community Capital is a nonprofit microlender providing fast and affordable online financing, fostering financial stability, and encouraging entrepreneurship among women-owned, low-income and under-resourced small businesses in California.
Position Summary:
Position Title: Loan Coordinator
Schedule: 40 hrs / week
Location: 1720 Broadway, 3rd Floor, Oakland, CA 94612, must work in office 2-3 times a week
Start Date: early October
Responsibilities:
Responsibilities:
• Conduct intake interviews with business owners to determine eligibility for loan programs
• Follow up with leads and current borrowers
• Collect loan documents, review for completeness, and organize files
• Support business owners that need help with the loan application
• Assist business owners in resource navigation
• Data collection and entry
• Support closing activities
• Work closely with the Business Development department and the Underwriting department
Requirements:
Qualifications:
• Bachelor’s degree in business, economics, finance, or related, or equivalent qualifying experience
• Strong communication skills in person, by email, and over the phone
• Ability to track and manage details for multiple clients simultaneously
• Ability to work independently and as a team
• Ability to learn new data systems
Preferred Qualifications:
• Experience with working with low-income communities and BIPOC Communities.
• Experience in the CDFI industry
• Experience in small business loan underwriting
• Experience with Salesforce
• Experience with financial documents, such as tax returns and credit reports
• Experience with financial education or coaching
Compensation:
How to Apply:
This position will give you the opportunity to work in a supportive environment where your contributions matter. The atmosphere is casual and dog friendly. We have great benefits. As an essential business, we are allowed to have our offices open. Our offices have incorporated strict safety measures to protect staff. Since the position requires that you work from the Oakland office part of the time, you will need to present proof of vaccination.
Apply now by emailing your resume and cover letter to hanna@tmccommunitycapital.org.
Deadline: Thursday, September 23rd, 2021.
For more information, visit our website at www.tmccommunitycapital.org.
At TMC CC, we don’t just accept difference - we celebrate it, we support it, and we thrive on it for the benefit of our employees, our products and our community. TMC CC is an equal opportunity employer. Employment at TMC CC is based solely on a person's merit and qualifications directly related to professional competence. TMC CC does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or related condition (including breastfeeding), or any other basis protected by law.
Background:
PARTNER COMMUNITY CAPITAL™ (“PCAP”)
Partner Community Capital (formerly known as Natural Capital Investment Fund) is a US Treasury-certified Community Development Financial Institution (“CDFI”) established in 2000 to provide financing and technical assistance to triple bottom line businesses in the Southeast US, primarily in North Carolina (NC) and West Virginia (WV). PCAP's business clients are predominantly located in underserved communities and are unable to access adequate capital from traditional sources. PCAP is an affiliate of The Conservation Fund (“TCF” or the “Fund”). To learn more about PCAP, visit www.partnercapital.org.
THE CONSERVATION FUND
TCF is a nonprofit conservation organization dedicated to the dual mission of protecting America’s most important land, water, and natural resources while also supporting economic growth in communities. Top-ranked for efficiency and effectiveness, we have worked in all 50 states to protect over 8.5 million acres of land since 1985.
To learn more about The Conservation Fund, visit https://www.conservationfund.org.
Position Summary:
This position reports to and assists the Director of Lending in supporting the lending team by meeting with prospective borrowers, generating credit memos and presenting to loan committees. Generally, this person works on credits less than $200,000. This person gathers and analyzes financial and business information to determine worthiness of loan applicant, including the identification of risks (market, economic, financial, etc.) and strengths. This position works with the lending team to spread financial statements, enter company data in loan management system, assess financial statements, create initial skeleton credit memo for lenders on the team and update risk ratings. Opportunities exist to take on additional responsibility and authority based on performance.
Responsibilities:
RESPONSIBLITIES & SCOPE
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
·Field small business financing requests and applications.
·Generate credit memo and presents credit to investment committee.
·Meet with potential borrowers and originates loans.
·Spread financials for other lenders and assesses financial statements and financial status of company.
·Enter company information into loan management system.
·Create boarding data sheet for closing team.
·Create skeleton credit memos for other lenders.
·Enter annual tax returns into loan management system and updates risk rating.
·Perform other duties as assigned by the Director of Lending. These may include but are not limited to: portfolio analysis, risk management.
Requirements:
MINIUM QUALIFICATIONS
·Must have or be willing to receive to COVID-19 vaccination by date of hire. Proof of vaccination required.
·Position requires meeting with individuals and small businesses onsite and conducting onsite assessments of small business facilities/operations for credit decisions; therefore, physical presence is required.
·Bachelor’s Degree business or finance or related field; two to three years of experience may substitute for degree.
·Two years of experience in small business lending/credit analysis, or accounting/finance; an advanced degree in business or related field may substitute for lending/credit analysis experience.
·A financial background with a strong understanding of balance sheets, income statements, cash flow analysis and loan underwriting.
·Strong Microsoft Office skills.
·Experience with Abrigo loan management system software and financial spreadsheet software.
·Ability to learn new software applications quickly with minimal assistance.
·Strong analytical, time management and organizational skills, including a high level of attention to detail.
·Ability to write well, to communicate verbally in a succinct and persuasive manner and to interact effectively with senior management, colleagues, lenders, funders, borrowers, and technical assistance providers.
·Ability and willingness to travel occasionally in PCAP’s geographic area (primarily NC and WV) for site visits or meetings.
·Commitment to and interest in PCAP’s organizational mission.
PREFERRED KNOWLEDGE, SKILLS & EXPERIENCE
•Self-starter, independent worker, willing to make suggestions to improve lending process.
•Open to taking on new projects and responsibilities with a positive attitude and a sense of humor.
•Strong sense of ownership for assigned work functions and ability to work both independently and as a team member.
PHYSICAL DEMANDS
•Ability to lift files boxes of up to 10 lbs.
WORK ENVIRONMENT
•Work is performed primarily in an office setting.
•Estimated travel – 20%.
Compensation:
This position offers a competitive salary, opportunities to earn performance-based bonus compensation and a highly competitive package of benefits including employer contributions for health care, paid holidays, vacation and personal/sick leave, retirement plan and more.
How to Apply:
Qualified candidates should email resume and cover letter to: careers@conservationfund.org.
