Background:
Oweesta Corporation is a certified national Native community development financial institution. Oweesta’s programs and services include lending, capacity building, and financial education and asset building. Oweesta focuses on the development of strong Native institutions and asset building programs and our mission is to provide opportunities for Native people to develop financial assets and create wealth by assisting in the establishment of strong, permanent institutions and programs contributing to economic independence and strengthening sovereignty for all Native communities. Oweesta is currently seeking a qualified applicant for the following position.
Position Summary:
POSITION SUMMARY
The Communications Officer reports directly to the Chief Operating Officer and is responsible for short- and long-term planning and implementation of Oweesta’s marketing & communications program and strategic communications plan in coordination with the team, as well as creation and execution of marketing strategies, campaigns, and initiatives that continuously reach and expand Oweesta’s audience, enrich client/partner/investor experience, and fuel the growth, scale, and impact of the Oweesta mission.
We are seeking an outstanding writer and editor who can quickly digest complex content and produce high quality materials for a variety of audiences. The Communications Officer conducts public relations, marketing, and communications services and provides support for fundraising and programmatic activities, grantwriting, impact collection and reporting assistance to the Oweesta team. This individual will work and coordinate across programmatic areas/projects, requiring the ability to independently set priorities and manage time well.
Oweesta’s Communications Office is the voice across all digital and social media platforms; responsible for content creation and execution across all our channels, which include: Oweesta’s website (www.oweesta.org), social media, email marketing communications. The Communications Officer is tasked with continuously improving the quality and quantity of our content by monitoring and increasing engagement and performance using analytic tools. Expert copywriting and editorial skills, as well as social media expertise/best practices are a must. Candidates should also be current on relevant news and trends – a genuine interest in economic development and Native communities is a plus.
This person must display:
• Passion, positivity, and strong team skills
• Client facing and desire to grow professionally
• Internal motivation and time management skills
Responsibilities:
DUTIES AND RESPONSIBILITIES:
1. Write and design attractive email blasts, program advertisements, and press releases.
2. Help develop and implement (with team) strategic communications plan (including annual planning and budgeting); providing strategic thought leadership
3. Develop and maintain comprehensive marketing/social media/communications calendar outlining communication timelines, content, and department resources involved
4. Works with Communications and other Oweesta staff to market Oweesta’s other services and products to potential and existing clients.
5. Plan, direct and execute corporate and initiative-based marketing and communications plans in coordination with departments/contract managers
6. Oversee, local, regional and national public relations efforts as part of larger plan(s), including scanning news coverage of CDFI and Native economic development work and Oweesta and identify opportunities for contributions
7. Ensure public relations, advertising and marketing efforts are timely and consistent with national programs, services, and policy as derived from our staff and constituents
8. Make arrangements for broadcast and print interviews for staff – assist staff in identifying speaking opportunities based on areas of expertise and help draft submissions to relevant conferences; assist staff in developing dynamic and compelling presentations for meetings/public speaking as needed
9. Maintain positive working relationships with Oweesta partners, Federal agencies, Native/tribal leaders, and other representatives
10. Develop and serve as Editor-in-Chief of regular Oweesta and community development newsletters
11. Manage content for Oweesta-based websites, social media (including managing FBLive), physical marketing materials, etc. in conjunction with staff
12. Monitor and ensure all organizational communications/marketing have unified brand identity and meet high standards; define and implement a brand strategy
13. Provide graphic design, web design, and photography support as needed to develop and maintain materials, and to develop and implement specific projects or campaigns
14. Support national conferences/events put on by Oweesta for branding/communications/marketing and logistical support as needed
15. Works with other staff on interdisciplinary efforts and performs other duties as assigned by supervisor
Requirements:
EDUCATION AND EXPERIENCE:
1. Bachelor’s degree or relevant experience preferred (preferably in English, Journalism, or Communications).
2. Minimum three years’ experience in a communications/marketing position in similar organization/field, preferably with national scope and/or with a Native nonprofit.
3. Experience in Native community/economic development helpful and with Native communities is highly desirable.
4. Strong media/Native media contacts are helpful
5. Critical and creative thinker who can work/problem-solve thoughtfully, with strong organizational skills and demonstrated ability to manage multiple projects simultaneously
6. Hardworking, motivated, and self-directed; able to meet timelines
7. Superior copywriting and editorial skills – with attention to detail and ability to communicate effectively
8. Ability to use following tools a plus: Adobe Creative Suite, MailChimp, social media management/analytics platforms, WordPress, Social Media Platforms (Facebook, Twitter, LinkedIn)
9. Ability to manage video creation, including planning, script writing, coordination
10. Experience in creating/managing website content, with an understanding of web analytics and search engine optimization
11. CRM experience welcomed
KNOWLEDGE, SKILLS, ABILITIES, and PHYSICAL REQUIREMENTS:
1. Strong written and verbal communications skills required.
2. Strong visual sensibility
3. Excellent computer skills (including experience with WordPress, InDesign, PPT highly desirable)
4. Some awareness of the complexities and challenges of community development finance and small business development in Native communities.
5. Strong business and customer service skills required.
6. Ability to work constructively with diverse constituents and as a participant on multi-disciplinary teams required.
7. Ability to travel required.
8. No extraordinary physical requirements beyond ability to travel. Job involves normal physical requirements for an office position. Oweesta supports and complies with ADA.
Compensation:
Oweesta offers competitive salaries and benefits including health, dental, life and disability insurance and a Simple IRA pension plan with up to 3% match by Oweesta (100% of healthcare premium costs covered by employer). Oweesta also offers a generous time off program, parental leave, summer hours, and professional development opportunities.
How to Apply:
To Apply:
Please submit a resume, cover letter, and 3 professional writing samples to Krystal Langholz, Chief Operating Officer of Oweesta, at Krystal@oweesta.org
Background:
Oweesta is the only existing Native CDFI intermediary offering financial products and development services exclusively to Native CDFIs and Native communities. Specifically, Oweesta provides training, technical assistance, investments, research, and policy advocacy to help Native communities develop an integrated range of asset-building products and services, including financial education and financial products.
Asset-building tools stimulate reservation economies by providing tribal members the opportunity to acquire financial management skills and build and accumulate assets through small business creation, homeownership, education, and much more.
Position Summary:
Position Title: Loan Officer
Reports to: Lead Lending and Investment Officer, Oweesta
Job Level: Exempt
Hours: Full Time
Location: Remote
Position Summary: Responsible for assisting the Lead Lending and Investment Officer (LLIO) with managing Oweesta’s portfolio of loans to Native CDFIs as well as capital investments from a variety of impact investors.
Responsibilities:
Portfolio Management Responsibilities
• Performs financial analysis and underwriting for loan clients.
• Prepares credit memos for loan clients.
• Performs due diligence and risk mitigation strategies.
• Analyzes portfolio risk to recommend strategies increasing responsiveness of lending program while prudently mitigating credit risk in accordance with industry standards.
• Assists LLIO and CFO in developing and maintaining lending and portfolio management policies, procedures, and reporting templates.
• Assists LLIO with developing work-out plans for troubled loans and recommends restructures or other collection strategies.
• Assist LLIO with reporting to capital investors.
• Tracks investor loan covenants, principal and interest payments, and monitors all loan agreements for compliance.
• Supports the LLIO and CFO in preparing for the annual audit.
• Performs other duties as assigned by supervisor.
Requirements:
Desired Qualifications:
• Degree from an accredited college or university.
• Relevant experience providing lending services or portfolio management.
• Strong written and verbal communication skills required.
• Financial analysis skills.
• Experience working with Native communities or other diverse communities strongly preferred.
• Proficiency with Microsoft Office products, particularly Microsoft Excel
Special Requirements:
• Work schedule might involve some evening and weekend work.
• Might be asked to travel for multiple days in a row.
Compensation:
DBE
How to Apply:
To Apply:
Please submit a resume and cover letter to Florence Ludka, Chief Financial Officer of Oweesta, at Florence@oweesta.org
Background:
Treasury, Departmental Offices
The U.S. Department of the Treasury has a distinguished history dating back to the founding of our nation. As the steward of U.S. economic and financial systems, Treasury is a major and influential leader in today's global economy. We have over 100,000 employees across the country and around the world and we celebrate each individual’s identities and experiences. Our core value of inclusive diversity encourages our employees to be themselves and innovate from their unique perspectives. Come Join the Department of the Treasury and Invest in Tomorrow.
Position Summary:
The incumbent of this position will serve as a Management and Program Analyst, reporting to the CDFI Fund Program Manager. The mission of the CDFI Fund is to promote access to capital and enable locally based organizations to further economic growth and community development in urban and rural low-income communities across the nation. The community development goals proposed are varied, and include economic development, affordable housing, and community development financial services.
Responsibilities:
As a Management & Program Analyst, you will:
Facilitate the implementation of adopted proposals and prepare communications plans and documents, as appropriate, to communicate changes;
Research and investigate new or improved approaches to operational practices and systems within the Program, and work with subject matter experts to develop new processes that streamline operations and/or the technology used to support operations;
Prepare executive-level memoranda, reports, and presentations on the Program for senior management and officials by collecting, analyzing, and summarizing information from key participants of the Program area;
Prepare and make oral and written presentations to present information, critical observations, findings, and recommendations for changes in customary program management work operations. Often the incumbent will need to negotiate with, and try to influence decision-officials to accept and implement recommendations that will improve the effectiveness of work observations;
Assist in developing, administering, and evaluating training modules for new program staff and vendors.
Requirements:
Please refer to "Conditions of Employment." Must be U.S. Citizens or U.S. Nationals
This opportunity is also open to Status eligibles under Announcement 20-DO-611. Please refer to that announcement for details on open period, eligibility, and how to apply.
The experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.
Qualifications
You must meet the following requirements by the closing date of this announcement.
Specialized experience for the GS-12: You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the GS-11 grade level in the Federal service. Specialized experience for this position includes at least TWO of the following:
- Evaluating and documenting financial performance of community development financial institutions (CDFIs) or affordable housing organizations based on analysis of financial statements; OR
- Working at a CDFI or affordable housing/community economic development organization; OR
- Management of a Federal grant/loan programs management related to community development/affordable housing; OR
- Conducting grant/award application reviews for community development or affordable housing projects; OR
- Conducting feasibility analyses (e.g. market expansion, product development, or real estate development) or strategic planning for community development or affordable housing projects.
Education
Additional information
- We may select from this announcement or any other source to fill one or more vacancies.
- Relocation expenses: No
- This is a non-bargaining unit position.
- We offer opportunities for telework.
- We offer opportunities for flexible work schedules.
CONDITIONS OF EMPLOYMENT:
- A one year probationary period may be required.
- Must successfully complete a background investigation.
- Complete a Declaration for Federal Employment to determine your suitability for Federal employment, at the time requested by the agency.
- If you are a male applicant born after December 31, 1959, certify that you have registered with the Selective Service System or are exempt from having to do so.
- Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
- Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form I-9. Federal law requires verification of the identity and employment eligibility of all new hires in the U.S.
- Obtain and use a Government-issued charge card for business-related travel.
- Public Trust – Background Investigation will be required.
Compensation:
Pay scale & grade: GS 12
Salary: $86,335 to $112,240 per year
How to Apply:
https://www.usajobs.gov/GetJob/ViewDetails/579198400
DO has partnered with the Treasury's Bureau of the Fiscal Service to provide certain personnel services to its organization. Fiscal Service's responsibilities include advertising vacancies, accepting and handling applications, and extending job offers.
The following instructions outline our application process. You must complete this application process and submit any required documents by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. We are available to assist you during business hours (normally 8:00 a.m. - 5:00 p.m. ET, Monday - Friday). If applying online poses a hardship, please contact us by noon ET on the announcement's closing date.
DO provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process.
To begin, either click the “Create a New Account” button and follow the prompts to register or if you previously registered, click the "Apply Online" button and follow the prompts.
You will be re-directed to DO's CareerConnector system to complete your application process; answer the online questions, and submit all required documents. (To submit supporting documents, click one of the available options; Upload; Fax; or Reuse existing documents. To protect your privacy, we suggest you first remove your SSN). Also, go to “My Account” to view and update your information, as necessary.
To complete, you must click the “Finish” button located at the bottom of the “Application Review” page.
To verify your application is complete, log into your USAJOBS account, select the Application Status link and then select the more information link for this position. The Details page will display the status of your application, the documentation received and processed, and any correspondence the agency has sent related to this application.
To return to an incomplete application, log into your USAJOBS account and click Update Application in the vacancy announcement. You must re-select your resume and/or other documents from your USAJOBS account or your application will be incomplete.
If you are experiencing system issues with your application, please contact the CareerConnector Help Desk at careerconnectorhelp@treasury.gov and/or the USAJOBS Help Desk.
For additional information on how to apply, please visit the Partnership for Public Service’s Go Government website.
Background:
California FarmLink invests in the prosperity of farmers and ranchers through lending, education, and access to land. FarmLink envisions a healthy food system where farmers and ranchers have equitable opportunities to build wealth and conserve natural resources. We value equitable access to opportunity, resilient working landscapes, fairness and accountability, and learning from diverse farmers and ranchers.
Join California FarmLink’s lending team to support the prosperity of California farmers and ranchers, ensure equitable access to economic opportunity, and support environmental stewardship and vibrant local food systems. This position plays a key role in FarmLink’s agricultural lending as a Community Development Financial Institution (CDFI), providing underserved farmers and ranchers with access to capital and technical assistance. The Lending Associate will serve as the primary point of contact within the organization for business owners inquiring about and applying for financing.
Position Summary:
Join California FarmLink’s lending team to support the prosperity of California farmers and ranchers, ensure equitable access to economic opportunity, and support environmental stewardship and vibrant local food systems. This position plays a key role in FarmLink’s agricultural lending as a Community Development Financial Institution (CDFI), providing underserved farmers and ranchers with access to capital and technical assistance. The Lending Associate will serve as the primary point of contact within the organization for business owners inquiring about and applying for financing.
Responsibilities:
• Serve as initial point of contact for FarmLink’s Loan Program; effectively represent products and programs
• Act as liaison between loan applicants, regional field staff, underwriter and loan services
• Collect required documentation, verify accuracy and completeness, and follow up on missing items
• Compile and process documents to create complete paper and digital loan application files, and enter information into loan management, underwriting and loan documentation systems
• Conduct due diligence: order, review, interpret and summarize credit reports, preliminary title reports, appraisals, lien searches, and entity status reports; review and verify business entity documents
• Maintain loan pipeline report and ensure lenders are apprised of updates
• Input/process guarantee applications, including FSA and SBA, utilizing each agency’s interface/system
• Provide applicants with timely and periodic status updates of their loan application
• Provide technical assistance to applicants in completing applications, financial reports and projections
• Continually assess loan intake processes and systems to increase operational efficiency and effectiveness
Requirements:
• Ability to provide excellent customer service to both internal and external clients, via phone, email and in person meetings • Have a passion for making a difference in the world through FarmLink’s mission to invest in the prosperity of farmers and ranchers
• Ability to communicate the written and spoken word in both English and Spanish (bilingual)
• Good organizational skills, exceptional attention to detail, well disciplined, meets deadlines, and a self-starter
• Ability to handle multiple tasks and frequent interruptions
• Ability to handle stressful situations with calmness and courtesy, while meeting deadlines
• Knowledge and experience using MS Word, Excel; as well as basic accounting procedures
• 1-3 years of experience handling personal/business financial information with the appropriate discretion, ideally in a banking or lending setting
• Minimum BS in business administration, finance, community development or other related field, or the equivalent combination of education and work experience
• Familiarity with agriculture, agricultural/small business lending, US Department of Agriculture programs, and/or CDFIs a plus
Compensation:
Salary: $35,000 - $55,000
How to Apply:
Please email a thoughtful cover letter explaining your interest in the position and the organization, along with a resume to info@cafarmlink.org No phone calls please. Applications accepted on a rolling basis; position open until filled; priority screening date is September 25, 2020.
Background:
Who We Are
Pacific Community Ventures (PCV), a 20-year-old nonprofit CDFI, engages small businesses, impact investors, and policymakers to build an economy that works for everyone. Our approach is unique. PCV’s Lending and Small Business Advising teams connect entrepreneurs to the expertise and affordable capital they need to grow their businesses to help local economies thrive. We do this with a focus on helping them create good jobs, that address racial and gender wealth gaps, and contribute to community wealth-building. PCV’s Impact Investing Research and Consulting team executes client and research projects that empower investors and policymakers to more effectively deploy capital to underserved communities in ways that positively impact our society and environment. Our approach benefits local economies while contributing to scalable and systemic change, reflecting our “think globally, act locally” philosophy.
Why You’re Needed
We’re a dynamic nonprofit organization with a growing Loan Fund that supports more and more small businesses with loans and pro bono mentoring, creating good jobs in low-and-moderate income communities. With our expansion, we are adding loan support software and streamlining our processes and procedures to reach entrepreneurs more efficiently. You will be a dedicated teammate with strong analytical, writing, and interpersonal skills who is passionate about investing in underserved communities.
This position will report to the Managing Director, Small Business Services, work closely with the Director of Lending, and Credit Officer. This is a wonderful opportunity for a quick learner who wants to gain experience in the fields of small business lending and community development.
Position Summary:
This position will report to the Managing Director, Small Business Services, work closely with the Director of Lending, and Credit Officer. This is a wonderful opportunity for a quick learner who wants to gain experience in the fields of small business lending and community development.
Responsibilities:
Specific Responsibilities:
Among other things, you will:
Be the primary source of contact for all potential borrowers and referring partner organizations.
Collect due diligence items from potential borrowers, run credit checks, and assist with ratio and financial analysis in the underwriting process
Discuss the viability of credit packages with lending team and make recommendations
Participate with borrower compliance with financial, reporting, and advising covenants, monitor borrower financial performance, and provide analysis to the Managing Director and Director to inform risk ratings
Actively update all applications in the lending software
Maintain electronic and hard copy files in audit-ready condition for all borrowers
Help maintain reporting, risk rating analysis and other portfolio records as needed
Grow industry and sector knowledge by attending events and developing strong working relationships with clients and partners
Skills and Abilities
Bachelor’s degree with an interest in finance/community development
Familiar with QuickBooks, Salesforce, MS Office Suite, with a strong aptitude for learning new computer programs quickly
Self-starter willing to take initiative, but also works well in a team
Excellent interpersonal skills and strong ability to multi-task
Embody PCV values of coming from a place of “Yes,” having empathy, being transparent, and maintain a sense of humor!
Spanish speaker strongly preferred
Requirements:
Skills and Abilities
Bachelor’s degree with an interest in finance/community development
Familiar with QuickBooks, Salesforce, MS Office Suite, with a strong aptitude for learning new computer programs quickly
Self-starter willing to take initiative, but also works well in a team
Excellent interpersonal skills and strong ability to multi-task
Embody PCV values of coming from a place of “Yes,” having empathy, being transparent, and maintain a sense of humor!
Spanish speaker strongly preferred
Compensation:
Compensation
As an organization committed to creating good jobs, we walk the talk. We provide excellent benefits for full-time employees, including full health, dental and vision insurance, retirement savings accounts with a generous match which is fully vested immediately, and ample paid time off and holidays as well as professional development opportunities.
During the current COVID-19 shelter-in-place order, this position will be 100% remote. Onsite work in Oakland, CA will resume according to Alameda County guidelines.
How to Apply:
o Apply
Interested candidates must be legally authorized to work in the United States. To apply for this position, send a resume and cover letter to: HR@pcvmail.org. Please include the title of Credit Analyst in the subject of your email. This position will be open for applications through August 7, 2020.
PCV is an equal opportunity employer; applicants are considered for all roles without regard to race, color, religious creed, sex, national origin, citizenship status, age, physical or mental disability, sexual orientation, marital, parental, veteran or military status, unfavorable military discharge, or any other status protected by applicable federal, state or local law. We are especially interested in candidates who have direct experience with the communities we serve.
Background:
The LDC was founded in and remains headquartered in Charleston, South Carolina. We give rise to equity and opportunity, helping communities reach new heights. Established in 1979, the LDC invests in microenterprise for maximum community benefit. As a non-profit Community Development Finance Institution (CDFI), we leverage capital to create local impact, elevate opportunity, and advance social and economic justice. We seek a new loan officer to join our growing team. This individual will also support our affordable housing lending program.
Position Summary:
The Community Development Loan Officer is responsible for assisting prospective small business borrowers with their commercial lending needs, being a resource of information for small business owners, and building stronger relationships in the business development community.
Responsibilities:
• Interview prospective borrowers and applications to determine what their needs are.
• Obtain all applicable financial and other relevant documentation to make informed credit decisions.
• Structure and negotiate terms, create, and present loan proposals to the LDC credit committee and steward the transaction through the closing process.
• Interact with Board members and attend monthly meetings; present information, as needed.
• Provide excellent service by managing expectations through good communication and timely loan closings.
• Assists in the development and delivery of technical assistance programs and provides such services to the small business community.
• Perform credit analysis and collateral evaluation.
• Understand and adhere to internal loan policies.
• Serves on local boards and volunteers for various community events.
Requirements:
Requirements:
• Bachelor’s degree from an accredited four-year college or university with major course work in finance, business administration, economics, or a related field.
• Minimum two years of experience in commercial banking, business, or community development finance.
• A strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
• Strong analytical, time management and organizational skills as well as a high level of attention to detail.
• Effective written and verbal communication skills with the ability to be persuasive one-on-one as well as in a group setting.
• Ability to work effectively with community-based organizations, banks, CPAs, small businesses, entrepreneurs, and public sector administrators.
• Impeccable personal integrity and ability to maintain confidentiality of borrower data.
• Proficiency in Microsoft Office Suite, with emphasis on Word, Excel and PowerPoint.
• Public speaking skills to present information to small and large groups (5-100).
• Other duties as assigned.
Preferred Qualifications
• Experience/knowledge of local businesses, and geography.
• Knowledge of affordable housing regulations or lending practices.
• Eager to invest time in meaningful opportunities, working within diverse communities, and continued learning.
Compensation:
• Salary commensurate with experience
• Generous retirement plan match
• Health, dental and vision insurance
• 20+ days of Paid Time Off (PTO) per year, including holidays, and a flexible schedule
• Mileage reimbursement and per diem for out of town travel at the federal rate of reimbursement
How to Apply:
Submit a resume and cover letter to vicki@charlestonldc.org
LDC is an equal opportunity employer and strongly encourages applications from people of color, persons with disabilities, women, and LGBTQ+, and other underrepresented applicants.
Background:
Do you want to work for Montana’s largest CDFI? In one of the most interesting, historic, and picturesque communities in the Rocky Mountains? If yes, then Clearwater Credit Union has an exciting, high impact opportunity for you, complete with awesome benefits and a great work environment. We are pleased to be accepting applications for a Business Loan Officer in Butte or Bozeman, Montana. Successful candidate must be able to work in Butte at least fifty percent of the time.
Position Summary:
The Business Loan Officer position is responsible for assisting business members with their commercial lending needs, being a resource of information for business members, and building stronger relationships in the business community.
Responsibilities:
• Interviewing the member, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
• Providing excellent member service by managing member expectations through good communication and timely loan closings.
• A strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
• Structures and negotiates terms, underwrites, and closes loans
• Manages a loan portfolio of commercial members that includes monitoring the credit quality by analyzing updated financial information and ensuring that the loan file is updated with all necessary documentation.
• Performs collections and workouts of troubled loans, as necessary.
• Familiarity with credit and other internal policies
• Serves on local boards and volunteers for various community events.
Requirements:
• Minimum 1-3 years of business lending experience.
• Bachelor’s degree in finance, accounting, business administration, or equivalent work experience.
• Excellent computer skills, including Microsoft Office Suite
• Strong written and verbal communication skills required
• Strong organizational time management skills and problem solving skills
Compensation:
Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.
How to Apply:
Must apply online at www.clearwatercreditunion.org/careers or https://workforcenow.adp.com/jobs/apply/posting.html?client=mfcu#
Background:
The Homewise mission is to create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life. We empower and support clients with financial education and coaching, real estate services, affordable mortgage lending, down payment assistance, loan servicing, refinance and home improvement lending. We also strengthen neighborhoods by increasing homeownership through real estate development, property rehabilitation, and revitalizing communities. If you are looking for a dynamic, high-energy work environment that focuses on creating positive change, consider a career with Homewise. We offer competitive pay, full benefits, retirement, tuition reimbursement, professional development, and growth opportunities.
Position Summary:
We are seeking a Director of Mortgage Loan Production that is an experienced customer service oriented adaptable self-starter with the ability to effectively coach, manage, and communicate clearly both orally and written. The mission of the Director of Mortgage Loan Production is to ensure that Homewise Lending customers experience customer service that meets or exceeds their expectations throughout the lending process by providing efficient and effective processes and tools to support the lending function.
Responsibilities:
Director of Mortgage Loan Production Job Duties Include:
• Ensures that the Lending Team meets monthly production goals for Home Purchase, Refinance, and HI loans close by the original closing date on the Purchase Contract.
• Ensure systems and processes in the Lending function maximize the efficiency of the Lending function and operations at Homewise. Implements procedures and process improvements designed to improve efficiency and customer service, and on-time closings. Ensure employees are adequately trained in using these systems.
• Participates in and arranges staff training to ensure that staff is qualified and knowledgeable regarding guidelines and policies.
• Assists Operations Manager designing and implementing tracking systems to enforce accountability among production staff.
• Leads the implementation of new technologies including POS and LOS systems. Ensure maximum efficiency in the use of these systems and integration with all other systems as needed. i.e. servicing director, STARS.
• Ensures compliance with all consumer lending laws and regulations.
• Distributes workload among production staff fairly and effectively.
• Ensures productive and harmonious relationships with other Homeownership Team functions including, Home Purchase Advisors, Home Buyer Coaches, Real Estate Sales Associates, and other departments including Real Estate Development and Finance to ensure best practices in service provided to customers.
• Uses Fannie Mae Desktop Underwriter, Calyx, DocVelocity, STARS, and Microsoft Office to maintain a variety of reports. Maintains organized files that can be easily researched by others.
• Participates in setting team goals and objectives on an annual basis.
• Occasionally travels to complete training or to perform other functions representing the lending department.
Requirements:
Work Schedule:
• Must be able to work flexible hours including evenings and/or weekends on occasion.
Please only apply if you have a High school diploma or equivalent and a minimum of five years of experience in mortgage lending or a related field.
Compensation:
Negotiable
How to Apply:
Please submit your resume to jobs@homewise.org or visit our website at www.Homewise.org
Background:
The Homewise mission is to create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life. We empower and support clients with financial education and coaching, real estate services, affordable mortgage lending, and down payment assistance, loan servicing, refinance and home improvement lending. We also strengthen neighborhoods by increasing homeownership through real estate development, property rehabilitation, and revitalizing communities. If you are looking for a dynamic, high-energy work environment that is focused on creating positive change, consider a career with Homewise. We offer competitive pay, full benefits, retirement, tuition reimbursement, professional development, and growth opportunities.
Position Summary:
We are seeking a customer service oriented adaptable self-starter with communication skills, and competence in Microsoft Excel, Word, Outlook; Loan Origination software, Windows, and other software applications as appropriate to join our lending team as a Mortgage Loan Processor. The mission of the Loan Processor is to assist Homewise mortgage loan customers to obtain approval by preparing complete loan applications for Underwriting in a timely, efficient, and accurate manner.
Responsibilities:
Mortgage Loan Processor Job Duties Include:
• Receives pre-qualified loan applications from Mortgage Loan Officers.
• Coordinates with borrowers to compile all necessary documentation.
• Collects and analyzes third party documentation as necessary for all applications.
• Assists Loan Officer in resolving documentation that conflicts with original borrower representations.
• Prepares application files and submits to Underwriter.
• Scans all application documentation into the electronic imaging system.
• Works closely with other internal departments including but not limited to Home Purchase Advisors, Real Estate Sales, Real Estate Development, and Lending to ensure best practices in service provided to customers.
• Uses the Homewise, Inc. HATS database system, Outlook, E3, and other electronic tools to provide the best service to customers.
• Complies with all applicable regulations, policies, and procedures.
Requirements:
Please only apply if you have a High school diploma or equivalent. A minimum of two years’ customer service experience is required. Mortgage industry experience is preferred.
Compensation:
Negotiable
How to Apply:
Please submit your resume to jobs@homewise.org or visit our website at www.Homewise.org
Background:
The Homewise mission is to create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life. We empower and support clients with financial education and coaching, real estate services, affordable mortgage lending, and down payment assistance, loan servicing, refinance and home improvement lending. We also strengthen neighborhoods by increasing homeownership through real estate development, property rehabilitation, and revitalizing communities. If you are looking for a dynamic, high-energy work environment that is focused on creating positive change, consider a career with Homewise. We offer competitive pay, full benefits, retirement, tuition reimbursement, professional development, and growth opportunities.
Position Summary:
Due to continued growth, we are seeking an experienced Mortgage Loan Officer to join our team. The mission of the Mortgage Loan Officer is to use independent judgment, provide counseling and direction to help mortgage loan applicants find the right mortgage for them with payments they can afford. The ideal candidate is a driven customer service-oriented adaptable self-starter with the ability to communicate clearly and is currently licensed or can become licensed in all jurisdictions in which they will originate loans.
Responsibilities:
Mortgage Loan Officer Job Duties Include:
• Upon referral, initiates a relationship with the customer within 24 hours and coordinates gathering, ordering, and copying of all current pertinent information, including income verification, asset verification, credit profile, and other necessary supporting documentation constituting a complete loan application, which may include: Title Binders, Appraisals, and Verifications of Employment.
• Loan Officer completes the application, consumer loan disclosures, and customer checklist and transfers client information to the Processor within 5 days of borrower assignment to Loan Officer.
• Reviews all information provided by the customer; evaluates the applicant’s financial situation to determine if a customer qualifies for a loan. Works with Processor to review supporting documentation to ensure Borrower eligibility.
• Recommends appropriate loan structures, seeking to access the lowest cost funding sources for which the borrower qualifies while maximizing the effectiveness of Homewise resources.
• Exercises judgment in recommending approval or denial of loan requests and deciding the best loan programs for customers.
• Informs all applicants of their credit decision, rates, and terms, and, where applicable, informs them of affordability based on credit analyses and/or having all credit problems resolved.
• Informs all customers, Realtors, Home Selection Counselors, Real Estate Development department staff, and other relevant parties promptly of any change of status regarding a customer’s qualification or application.
• Counsels with customers who have minor credit problems.
• Locks loans with investors according to Homewise policies for pricing and rate of return, requests extensions if necessary, and executes pair off in case of denial of locked loans
• Attends closings on a regular basis to provide support to borrower(s).
• Uses Fannie Mae Desktop Underwriter, E-3 loan operating system, DocVelocity, HATS, and Microsoft Office to maintain a variety of reports. Maintains organized files that can be easily researched by others.
• Participates in setting team goals and objectives on an annual basis.
• Occasionally travels to complete training or to perform other functions representing the lending department.
• Works closely with other internal departments including but not limited to Home Purchase Advisors, Real Estate Sales, Real Estate Development, and Lending to ensure best practices in service provided to customers.
• Complies with all applicable regulations, policies, and procedures.
Requirements:
Work Schedule:
• Must be able to work flexible hours including evenings and/or weekends on occasion.
Please only apply if you:
• High school diploma or equivalent required.
• A minimum of two years’ experience in mortgage lending or a related field is required.
• State of New Mexico Mortgage Loan Originator license preferred.
Compensation:
Negotiable
How to Apply:
Please submit your resume to jobs@homewise.org or visit our website at www.Homewise.org
