Background:
Wisconsin Women’s Business Initiative Corporation (WWBIC) assists individuals who are interested in starting, strengthening or expanding businesses by providing direct lending, quality business and financial capability education and one-on-one technical business assistance.
Services are open to anyone but our focus is women, people of color and people of lower wealth – those most likely to face barriers in accessing financing or educational support.
Position Summary:
WWBIC’s Project Optimize is a targeted, limited term initiative to provide education, training and business coaching to women and socially/economically disadvantaged business owners who have been affected by Covid-19. We believe that optimizing is about making the most effective use of a situation, opportunity or resource. It’s about being optimistic for Wisconsin’s small business future. It’s about being part of the solution!
We are currently recruiting for several passionate individuals to join our Project Optimize team. This position is a limited term engagement through December 2021.
Responsibilities:
This full time position is responsible for working with business owners and entrepreneurs directly affected by Covid-19. Core responsibilities include conducting quick assessments and triaging needs of small businesses. The Advisor will be the liaison between education and lending departments to ensure these businesses receive the most appropriate services for their situation. The Advisor will review business plans, discuss financing and resource options, prepare clients to be loan-ready, and ensure required loan documents are assembled to expedite access to appropriate resources and business capital. Particular focus will be to ensure clients understand and know how to access emergency relief capital such as SBA, CDBG, WWBIC or others. The Advisor will work with other team members to assist in facilitating group mentoring and/or training sessions to help clients mitigate the current pandemic and prepare for the future.
Requirements:
This position requires a genuine desire to work with business owners of diverse ethnic and socio-economic backgrounds. A Bachelor’s degree or equivalent experience, 3 years related work experience, preferably with small business or in economic development, and strong communication and interpersonal skills with diverse audiences is required. Excellent relationship building, flexibility, resourcefulness, organization and communication skills and professionalism are vital for success. Strong organization, attention to detail and computer skills are needed. Previous experience serving low to moderate income individuals is preferred. Valid driver’s license & proof of insurance is required, as there will be travel associated with this position. May include some evening or weekend hours.
WWBIC offers a professional & friendly environment, flexible schedules, remote work opportunities and competitive benefits.
Equal Opportunity Employer
Compensation:
How to Apply:
To apply, please email a cover letter, resume and salary requirements to: jobs@wwbic.com
Background:
Wisconsin Women’s Business Initiative Corporation (WWBIC) assists individuals who are interested in starting, strengthening or expanding businesses by providing direct lending, quality business and financial capability education and one-on-one technical business assistance.
Services are open to anyone but our focus is women, people of color and people of lower wealth – those most likely to face barriers in accessing financing or educational support.
Position Summary:
The Wisconsin Women’s Business Initiative Corporation (WWBIC) is a leading innovative statewide economic development corporation that’s been “Putting Dreams to Work” since 1987. We open the doors of opportunity by providing targeted individuals who are interested in starting, strengthening or expanding businesses with access to critical resources such as responsible financial products and quality business and financial education. Our focus is on individuals who face barriers in accessing traditional financing or resources – in particular women, people of color, veterans and low-income individuals. To learn more about WWBIC visit: www.wwbic.com
We are currently recruiting for an individual to support our mission in the following capacity.
Responsibilities:
This position requires a genuine desire to work with business owners of diverse ethnic and socio-economic backgrounds. Bachelor’s degree, 3-5 years solid work experience in business lending, banking, bank sales, underwriting or accounting, and written and oral Spanish-language fluency is required. In addition strong analytical and organization skills, the ability to multitask with priority and meet deadlines & goals and strong customer service skills are needed. Commercial banking or experience in small business financing or community development lending is preferred. Must have valid drivers license and proof of insurance as position requires local travel.
Benefits include medical, dental, 403(b) savings plan and more in a friendly environment. Salary is competitive, depending on qualifications. To apply, please email a letter of application, resume & salary requirements to jobs@wwbic.com.
Equal Opportunity Employer
Requirements:
This position requires a genuine desire to work with business owners of diverse ethnic and socio-economic backgrounds. Bachelor’s degree, 3-5 years solid work experience in business lending, banking, bank sales, underwriting or accounting, and written and oral Spanish-language fluency is required. In addition strong analytical and organization skills, the ability to multitask with priority and meet deadlines & goals and strong customer service skills are needed. Commercial banking or experience in small business financing or community development lending is preferred. Must have valid drivers license and proof of insurance as position requires local travel.
Benefits include medical, dental, 403(b) savings plan and more in a friendly environment. Salary is competitive, depending on qualifications.
Equal Opportunity Employer
Compensation:
How to Apply:
To apply, please email a letter of application, resume & salary requirements to jobs@wwbic.com.
Background:
On January 6, 2021 Amazon announced the Housing Equity Fund, a more than $2 billion commitment to preserve and create over 20,000 affordable housing units in Washington State’s Puget Sound region; Arlington, Virginia; and Nashville, Tennessee—three communities where the company has or expects to have at least 5,000 employees each in the coming years. Amazon’s Housing Equity Fund will help preserve existing housing and help create inclusive housing developments through below-market loans and grants to housing partners, traditional and non-traditional public agencies, and minority-led organizations.
The global accounting organization supports Amazon’s financial reporting, internal control, intercompany, and transfer pricing activities as well as global business launches for Amazon’s consumer products, digital initiatives, merchant, operations, logistics, payments, and cloud computing lines of business. Amazon’s accounting group offers opportunities in Legal Entity & Intercompany, Accounting Policy & Reporting, Operations and Capital, Transportation, Payments & Merchant Services, Retail Operations, Digital, and AWS Accounting.
Position Summary:
This position will be responsible for owning the accounting for our financial reporting purposes related to the Housing Equity Fund. This position will be responsible for representing accounting throughout the financing process for this Housing Equity Fund, working with cross-department business leaders to ensure complete and accurate financial reporting. An ideal candidate must be able to manage a portfolio of unique transactions, perform research on complex technical accounting concepts and prepare position papers, and oversee all related operational accounting, with experience in accounting for financial instruments including loan investments, credit losses, and guarantees. An ideal candidate would also have experience in the real estate industry.
Responsibilities:
Job responsibilities will include but not limited to:
· Conducting due diligence for proposed transactions; partnering with finance on communication of key accounting issues identified.
· Building and updating loan and guarantee accounting and disclosure, amortization and models to calculate credit reserves.
· Proactively identifying, researching, consulting, and drafting technical memorandum on significant transactions.
· Managing risks across disparate business functions, driving mitigation and resolution
· Building relationships across multiple teams within Amazon to foster a collaborative and productive working relationship.
· Managing and attracting talent into Amazon
Requirements:
We are currently looking for manager level candidates who have held similar positions in larger banks, financial institutions or public companies or who have held a senior manager level position with a Big 4 public accounting firm serving Fortune 500 clients for two or more years. Successful candidates for this position will have the equivalent of 8+ years of professional experience with financial reporting related responsibilities. Demonstrated experience in leading teams to accomplish unusually complex challenges will be expected as this is an ongoing requirement for this position.
BASIC QUALIFICATIONS
· Degree in accounting, finance or related field (CPA or CFA preferred)
· 8+ years of relevant experience
· 2+ years of management leadership experience
· Experience with accounting for various financial instruments specifically including loan and equity investments, credit loss estimates, and financial guarantees.
PREFERRED QUALIFICATIONS
· Accounting or audit experience with Big 4, Fortune 500, real estate industry, banks or financial institutions
· Experience working in a fast paced environment similar to a high tech start-up
· Solid understanding of financial statement analysis and financial modeling
· Self-motivated and strong desire to exceed expectations and drive positive change in the organizations
· Strong interpersonal written and oral communication skills, solid analytical skills, and the ability to work well in a team environment
· A demonstrated history of solving multiple and complex operational and accounting challenges
· Aptitude for leading teams; influencing and galvanizing others to follow you toward a solution
· Solid organizational skills along with an aptitude for information technology
· Excellent analytical skills
· Familiarity with GAAP research tools and the FASB codification
Compensation:
How to Apply:
Please apply directly on our site:
https://www.amazon.jobs/en/jobs/1408728/accounting-manager-housing-equit...
Background:
In January 2021 Amazon launched the Housing Equity Fund, a $2 billion commitment to preserve and create more than 20,000 affordable housing units by 2025 in Washington State’s Puget Sound region; Arlington, Virginia; and Nashville, Tennessee—three communities where the company has or expects at least 5,000 employees each in the coming years. Amazon’s Housing Equity Fund will help create inclusive housing developments and preserve existing housing through below-market loans and grants to traditional and non-traditional housing partners, public agencies, and minority-led organizations supporting communities of color.
Position Summary:
Amazon.com is seeking a Senior Finance Manager to lead our financial support for this $2B fund and related investments. The successful candidate will partner with the Head of Community Development for long-term and innovative programs that address civic priorities in the communities where Amazon employees live and work, namely for housing investments and new programs. The scope includes working closely with our business partners in Amazon in the Community, Treasury, Accounting, Tax, Corporate Development, and Real Estate.
The ideal candidate will be comfortable in a fast-paced, dynamic environment, be able to manage multiple competing priorities effectively, and be able to communicate with senior leadership in Finance, Amazon in the Community, and members of the Senior Team. This Senior Finance Manager will be a creative and analytical problem solver with the opportunity to “Work Hard. Have Fun. Make History”.
Responsibilities:
· Lead all financial investment analysis for housing programs and discussions with external parties.
· Provide analytics and communicate effectively to senior leaders.
· Build financial models, analytical tools, and reporting to measure overall financial performance.
· Drive the development of the investment evaluation process for future deals.
· Identify areas for internal support and collaborate with the necessary functions for input from Treasury, Accounting, Tax, Corporate Development, and Real Estate.
· Manage one analyst for deal analysis and evaluation.
Requirements:
BASIC QUALIFICATIONS
12+ years’ of experience in finance or a related analytical field, or an equivalent combination of education and experience.
PREFERRED QUALIFICATIONS
· MBA or MS in Finance or related field
· 7+ years of relevant affordable housing and real estate deal experience with increasing levels of responsibility
· Advanced Excel modeling skills
· Advanced analytic, financial modeling and reporting skills
· Strong interpersonal skills — including written and oral communication skills
· An ability to self-motivate in a fast-paced and rapidly-changing environment
· Proven track record of taking ownership and driving results
· Strong ability to work with business leaders to deliver results, including the ability to persuade with data. Exceptional verbal and written communication skills.
Compensation:
How to Apply:
Please apply directly on our site:
https://www.amazon.jobs/en/jobs/1399163/senior-finance-manager-housing-e...
Background:
Open Road Alliance was founded in 2012 with an ambitious goal: to help the social sector weather the unexpected risks that threaten to derail impact. Since then, we have become the market leader in social sector bridge funding, providing over $50 million in one-time grants and loans to nonprofits and social enterprises experiencing unexpected external roadblocks, helping to keep their impact on track.
From startup solar companies in Tanzania, to human rights organizations in Syria, and nonprofits addressing criminal justice reform in the United States, we work with enterprises across geographies and sectors. All our work is aimed at one objective: to ensure innovative efforts to address the world’s greatest challenges can carry on without interruption. For more, visit www.openroadalliance.org.
Position Summary:
We are looking for an early-mid career professional to manage all of Open Road’s data collection and analysis processes. The candidate will have a strong technical background with specific experience in Salesforce development (Apex, LWC, SOQL) and data visualization platforms (Data Studio, HTML/CSS), among others. They will work across teams to ensure data quality and shared learnings. They will have a background in building and managing complex and customized data sets in finance, grantmaking, or other relevant sectors. Lastly, the candidate will be invested in their own continuous learning, thus exploring and bringing new technologies and system approaches – whether automation, machine learning or other tools – to advance Open Road’s overall mission.
Responsibilities:
Salesforce Development
● Oversee all existing data collection and management systems within Open Road’s investment portfolio.
● Collaborate with the Social Investments team to manage and update investment tools and dashboards used in the investment due diligence and portfolio management processes such as a weekly pipeline and portfolio management dashboards, Open Road’s proprietary credit risk scorecard, etc.
● Lead build-out of needed infrastructure in Salesforce to facilitate automated, real-time management and reporting of the Open Road loan and grant pipeline and portfolio.
● Build out and maintain Salesforce applications and components, leveraging the full capabilities of the Salesforce platform (Lightning Web Components, Apex, Unlocked Packages) to support Open Road’s initiatives.
● Maintain and extend integrations between Salesforce and other systems (Slack, Box, Google, etc).
● Perform configuration and customization of the Salesforce.com platform as needed.
● Evaluate and implement potential new software solutions for data collection and management.
● Lead exploration of new technologies and tools to advance strategic data initiatives.
Data Analysis & Visualization
● Work with the Investment team to analyze financial portfolio performance and expectations over time using different inputs in order to better determine portfolio construction and risk factors.
● Work with the Investment team to streamline portfolio analysis for efficiency, accuracy, and timeliness and to generate a variety of reports related to financial and other portfolio data, for both internal and external audiences.
● Produce meaningful visual representations of data using a variety of graphical tools.
● Deep-mine Open Road’s and others’ data sets for new insights and analyses.
● Build and apply a range of statistical models to relevant data sets.
● Bring a strategic eye to Open Road’s data. Let the data tell the story, but always be prepared to hear it.
Data Integrity & Governance
● Work directly with members of the Investment team to codify and improve on data collection protocols to ensure accurate, quality, and real-time data collection.
● Work closely with team members to identify and address portfolio database issues.
● Follow, improve upon, and document existing operations processes to increase efficiencies and accuracy.
● Work with the Senior Portfolio Manager to ensure alignment with back-office systems and timely communication between all stakeholders.
● Train Open Road team members on new technologies, protocols, software, or other data collection systems as needed.
● Apply best practices and design patterns developed on the Salesforce.com platform.
Requirements:
● Bachelor’s degree preferred; master’s degree in relevant field a plus though not required;
● Minimum three years of relevant work experience, preferably in impact investing, impact measurement, finance, nonprofit and/or philanthropy;
● Must have 2+ years’ experience in Salesforce Development including: custom Apex and Lightning Web Components, core web technologies (HTML5, CSS3, Javascript, jQuery), relational databases and ETL tools;
● Experience with Salesforce.com development, including modification of standard objects, creation of custom objects, and development of automation and approval workflows;
● Experience with FoundationConnect, Salesforce’s grant’s management system;
● Experience with Agile development methodologies;
● Experience with web services (REST APIs, JSON);
● Excellent project management skills;
● Strong interpersonal and communication skills (oral and written);
● Ability to work on multiple projects across different teams and objectives while working to deadlines and managing time effectively;
● As a member of a small team, a flexible and “hands on” approach is essential.
Skills, Abilities, and Personal Characteristics
● Exceptional critical thinker that is hungry to learn;
● Excellent attention to detail, time management and organizational skills;
● Highly communicative, proactive approach to work assignments;
● Self-directed and able to work in a remote environment;
● Proven ability to successfully work with a team of stakeholders based in various locations;
● Reliable and deadline‐driven;
● Humble and compassionate;
● Good sense of humor;
● Absolute and unquestioned integrity;
● Passion for the mission and core values of Open Road Alliance.
Open Road is a “21st Century” work environment and does not operate out of a fixed office. We leverage technology and digital communications on a daily basis to stay connected and foster an efficient and effective working environment.
This will be a remote position, based anywhere within the continental U.S.
Must be able and willing to travel up to 10% for in-person meetings, conferences, and/or other events, as public health permits.
Compensation:
This is a full-time, salaried position with comprehensive medical, retirement, and other benefits.
Budgeted salary range for this position is $75,000 - $100,000 with the final offer to be based on the individual candidate’s qualifications, experience, and geographic location.
At Open Road we believe there is value beyond what can be measured in quantitative terms. This is reflected in our views on social impact, and also practiced within our team. In addition to traditional compensation, Open Road is pleased to offer flex vacation, flex schedule, flex office and other non-traditional benefits to all of our staff.
How to Apply:
● Email résumé and cover letter to info@openroadalliance.org
● Ensure the subject states “Data Manager — [YOUR NAME]”
● Successful candidates will be contacted for an interview. We regret that we are not in a position to personally respond to all applicants.
● Applications received by March 26th will be given priority.
Background:
Carolina Small Business Development Fund is a nonprofit and CDFI that promotes economic development by providing loans and technical assistance to small businesses in North Carolina.
Everything started in 1990 when Community Development Credit Unions (CDCUs) needed help. At the end of the 1980s, regulators began applying more stringent requirements on CDCUs, pushing some to the brink of liquidation. In response to the crisis, representatives from the CDCU network came together in the interest of preserving small, historically black credit unions. This collaboration lead to the creation of what was then called the North Carolina Minority Support Center (NCMSC). The NCMSC's mission was to provide ongoing technical assistance and capital to support CDCUs throughout North Carolina. Generous support from the North Carolina General Assembly, the Z. Smith Reynolds Foundation, the Stevenson Credit Union Assistance Program, and the National Federation of Community Development Credit Unions helped to build the NCMSC into a nationally recognized resource.
Over the past 30 years, from humble beginnings as the NCMSC, Carolina Small Business Development Fund has transitioned to become the leading provider of capital for small businesses in the state. With our recent name change in 2016 from The Support Center to Carolina Small Business Development Fund, we have reinforced our commitment to help small businesses achieve their business dreams.
We strive to build communities where passionate entrepreneurs can succeed and have expanded our reach into all areas of the state to expand access to capital and opportunity for all.
Position Summary:
Who we are: Carolina Small Business Development Fund (CSBDF) is a nonprofit and certified community development financial institution (CDFI). We are passionate and committed to providing support to small businesses across the state. Our Mission is to foster economic development in underserved communities by providing capital, business services, and policy research to support small businesses. CSBDF provides assistance to small business in four major ways: as a partner, as a trusted guide, as an advocate for small businesses, and as an accessible funding source. Our work supports our vision to create economic opportunity for all people.
Nature of Work: The Loan Portfolio Manager will oversee, facilitate, and manage the CSBDF business loan portfolio. The Loan Portfolio Manager will identify and restructure, collect and/or rehabilitate non-performing loans. The Manager will also oversee the performing loan portfolio and supervise and support credit team with this responsibility. This role will collaborate closely with internal clients including the Business Solutions, Credit, Closing and Finance teams along with external clients including attorneys, title agents, appraisers, third party vendors, Grant and Loan Program Partners such as the U.S. Small Business Administration (SBA) and the USDA.
Supervision Received/Exercised: This is a supervisory role and works under the general supervision of the Loan Operations Director. The Loan Portfolio Manager is responsible for ensuring the Portfolio Management Team is acting in accordance with servicing policies and procedures, providing training and professional mentorship across teams, identifying operational deficiencies, and working in concert with leadership to develop and implement process enhancements to ensure efficacy.
Responsibilities:
Essential Job Functions: The following duties ARE NOT intended to serve as a comprehensive list of all duties performed by all employees in this classification. Shown are duties intended to provide a representative summary of the major duties and responsibilities. Incumbent(s) may not be required to perform all duties listed and may be required to perform additional, position-specific duties.
Credit Functional Area:
Coordinate with Executive Management and legal counsel to develop the optimal collection strategy after considering all borrower options and execute the strategy through well-developed objectives.
Conducts negotiations with borrowers and makes necessary judgments based on conditions presented to protect CSBDF’s interest with appropriate risk mitigation and reward for risk, and to achieve maximum recovery in the most expeditious amount of time possible.
Provides advice and training to team members in handling troubled loans.
Investigates past due payment behavior, services and manages the restructure, collection, and/or rehabilitation of loans over 45 days past due or otherwise identified to be in default in a diligent,
commercially reasonable manner that is free of conflicts of interest or preference, and is consistent with legal loan agreements, CSBDF and Program Standard Operating Procedures.
Provides written action plans outlining the cause of the loan default, as well as actions taken and intended actions to maximize recovery on a specific loan.
Provides management with a Portfolio Risk Sensitivity Analysis report at least quarterly and collaborate with leadership on enhancements and efficacy of CSBDF’s credit culture.
Performs other duties as assigned.
Business Solutions Officer Functional Area:
Collaborates with Credit and Business Solution Officer teams to manage the development and implementation of sound loan portfolio management practices to foster quality risk mitigation, transparency and superior process.
Finance/Compliance Functional Area:
Collaborates with Finance and Compliance team members to deploy sound loan portfolio management practices within the credit team to foster quality risk mitigation, transparency and superior process.
Requirements:
Qualifications:
Experience:
Bachelor’s Degree in Finance, Accounting, Commercial Banking, or other such field that supports the organization’s model.
MBA or Master’s Degree in Finance, Accounting, Commercial Banking, or other such field that supports the organization’s model preferred.
5+ years in business loan portfolio, special asset management, and supervisory experience.
Any combination of experience and training that can be considered equivalent to the education preference.
Knowledge:
General knowledge of North Carolina State lending and bankruptcy law.
Strong credit analysis and commercial underwriting skills, including accounting, financial statement and UCA cash flow analysis experience.
Knowledge of U.S. Small Business Administration 7a Community Advantage loan requirements.
Thorough understanding of Commercial Loan, Title, Asset Valuation, Environmental Assessment, and other business loan related practices and documentation.
Thorough understanding of business entity documentation.
Knowledge and understanding of rules and regulations governing lending activities including SBA 7a Community Advantage program requirements.
Familiar with Salesforce and Tea software applications is preferred.
Skills/Abilities:
Exceptional negotiation, persuasion, and execution skills.
Strong communication, organization, and detail orientation skills.
Maintains confidentiality in processing sensitive client information using discretion and tact.
Supports a quality credit culture and operates within a team-based lateral organization structure.
Maintains and supports a shared collaborative team culture in person and virtually.
Ability to meet reasonable deadlines and prioritization of workflow within a changing and fast paced work environment.
Living our Values:
Economic Justice: Demonstrate commitment of economic justice through portfolio management.
Opportunity: Demonstrate commitment of opportunity when overseeing loan status in support of our vision for economic opportunity for all.
Customer Service: Provide strong, efficient, and effective customer service to all stakeholders including co-workers, clients, board members, partner agencies, and institutions.
Excellence: Maintain an environment of excellence through a quality service attitude that drives performance results through healthy portfolio management.
Integrity: Maintain an environment of integrity through application of sound moral and ethical principles, especially when resolving troubled loans.
Innovation: Promote innovation to improve economic access for all.
Teamwork: Seek and encourage teamwork.
Passion: Embody and encourage passion for the mission to support small businesses and exemplify that passion through the management of the loan portfolio.
Compensation:
Physical Demands:
Work is principally sedentary but may involve some physical exertion during the course of normal work activities, and travel to meetings, conferences or workshops in other cities. As an exempt employee, extended hours may be required on a frequent basis.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment:
Work involves the normal risks or discomfort associated with a standard office environment and is usually in an area that is adequately heated, lighted and ventilated.
Compensation:
We offer a competitive salary that depends on prior experience. Our benefits package includes Medical, Dental, Vision, Short Term Disability, Long Term Disability, 401k Account with employer match, plus generous vacation and sick time.
The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change.
How to Apply:
You can visit https://carolinasmallbusiness.org/contact/careers/ to apply.
Or you can send a resume and cover letter to hr@carolinasmallbusiness.org
Background:
Carolina Small Business Development Fund is a nonprofit and CDFI that promotes economic development by providing loans and technical assistance to small businesses in North Carolina.
Everything started in 1990 when Community Development Credit Unions (CDCUs) needed help. At the end of the 1980s, regulators began applying more stringent requirements on CDCUs, pushing some to the brink of liquidation. In response to the crisis, representatives from the CDCU network came together in the interest of preserving small, historically black credit unions. This collaboration lead to the creation of what was then called the North Carolina Minority Support Center (NCMSC). The NCMSC's mission was to provide ongoing technical assistance and capital to support CDCUs throughout North Carolina. Generous support from the North Carolina General Assembly, the Z. Smith Reynolds Foundation, the Stevenson Credit Union Assistance Program, and the National Federation of Community Development Credit Unions helped to build the NCMSC into a nationally recognized resource.
Over the past 30 years, from humble beginnings as the NCMSC, Carolina Small Business Development Fund has transitioned to become the leading provider of capital for small businesses in the state. With our recent name change in 2016 from The Support Center to Carolina Small Business Development Fund, we have reinforced our commitment to help small businesses achieve their business dreams.
We strive to build communities where passionate entrepreneurs can succeed and have expanded our reach into all areas of the state to expand access to capital and opportunity for all.
Position Summary:
Who we are: Carolina Small Business Development Fund (CSBDF) is a nonprofit and certified community development financial institution (CDFI). We are passionate and committed to providing support to small businesses across the state. Our Mission is to foster economic development in underserved communities by providing capital, business services, and policy research to support small businesses. CSBDF provides assistance to small business in four major ways: as a partner, as a trusted guide, as an advocate for small businesses, and as an accessible funding source. Our work supports our vision to create economic opportunity for all people.
Nature of Work: The Loan Servicer oversees asset management and reporting of the performing loan portfolio considered to support small business clients. The Loan Portfolio Servicer will monitor and track loan payment behavior, loan covenants, and provide periodic reviews of existing loan facilities to ensure that risk identification aligns with CSBDF risk tolerance. The position requires reporting of performing loans to both internal and external stakeholders, direct support to the Loan Portfolio Manager and will collaborate closely with internal clients including the Business Solutions, Credit and Loan Closing teams along with external clients including attorneys, title agents, appraisers, third party vendors, Grant and Loan Program Partners such as the U.S. Small Business Administration (SBA).
Supervision Received/Exercised: Works under the general supervision of the Loan Portfolio Manager and has no direct supervisory responsibilities.
Essential Job Functions: The following duties ARE NOT intended to serve as a comprehensive list of all duties performed by all employees in this classification. Shown are duties intended to provide a representative summary of the major duties and responsibilities. Incumbent(s) may not be required to perform all duties listed and may be required to perform additional, position-specific duties.
Responsibilities:
Credit Functional Area:
Upon loan approval and funding, collaborate with the assigned Loan Closer and other team members to ensure data metrics and all identified covenant tracking within the Core Servicing Software (Salesforce) is accurately implemented, and review the Servicing File and loan document retention necessary in supporting servicing needs are met.
Operate in a legal and ethical manner congruent and in compliance with CSBDF policies and procedures, third-party policies and procedures, and industry regulations.
Track and process loan covenant documents such as client financial statements, insurance and UCC continuations, and follow up with clients on missing information.
Perform annual loan reviews of performing loans to assess overall asset quality and recommend risk rating grade changes to Management.
Review performing loan change in terms requests, collect the necessary supporting documentation such as updated financial information and credit reports, underwrite and provide a credit
assessment and recommendation to Management that identifies the risk impact should the request be granted.
Assist the Loan Portfolio Manager in completing internal and external reporting requirements, to include various internal Loan Portfolio reports, external reports such as the SBA 1502 Guarantee Loan Status and Lender Remittance Forms, and other such reports as needed.
Assist in the coordination of information sharing with internal and external auditors.
Assist the Portfolio Manager with non-performing loan duties to support professional growth and team collaboration, such as delinquent loan assessment reports and liquidation actions associated with non-performing loans.
Perform other duties as assigned.
Business Solutions Team Functional Area:
Effectively communicate loan information to loan clients, educate clients about and suggest applicable CSBDF products and services based on the individual client’s needs.
Collaborate with Business Solutions Officers to resolve past due payment behavior on loans less than or equal to 45 days.
Requirements:
Qualifications:
Experience:
3+ years in business loan administration, and/or loan documentation and/or loan review.
Any combination of experience and training that can be considered equivalent to the education preference.
Broad expertise across all commercial industries.
Knowledge:
Strong knowledge of 5 C’s of Credit, and intermediate experience in credit analysis and commercial underwriting including accounting, financial statement, asset valuation, and cash flow analysis experience.
Knowledge of U.S. Small Business Administration 7a Community Advantage loan requirements.
Thorough understanding of Commercial Loan documentation.
Thorough understanding of business entity documentation.
Knowledge and understanding of rules and regulations governing lending activities, including SBA.
Familiar with Salesforce and TEA software applications preferred.
Skills/Abilities:
Excellent proven negotiation, persuasion, and execution.
Strong communication, organization, and detail-orientation skills.
Maintains confidentiality in processing sensitive client information using discretion and tact.
Supports a quality credit culture and operate on a team-based lateral organization structure.
Maintains and supports a shared collaborative team culture in person and virtually.
Ability to meet reasonable deadlines and prioritization of workflow within a changing and fast paced work environment.
Living our Values:
Economic Justice: Demonstrate commitment of economic justice through client loan.
Opportunity: Demonstrate commitment of opportunity when overseeing loan management in support of our vision for economic opportunity for all.
Customer Service: Provide exceptional efficient and effective customer service to all stakeholders including co-workers, clients, board members, partner agencies, and institutions.
Excellence: Maintain an environment of excellence through a quality service attitude that drives performance results through healthy portfolio management.
Integrity: Maintain an environment of integrity through the application of sound moral and ethical principles, especially when servicing a loan.
Innovation: Promote innovation of products and services available to improve economic access for all.
Teamwork: Seek and encourage teamwork.
Passion: Embody and encourage passion for the mission to support small businesses and exemplify that passion through loan servicing.
Compensation:
Physical Demands:
Work is principally sedentary but may involve some physical exertion during the course of normal work activities, and travel to meetings, conferences or workshops in other cities. As an exempt employee, extended hours may be required on a frequent basis.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment:
Work involves the normal risks or discomfort associated with a standard office environment and is usually in an area that is adequately heated, lighted and ventilated.
Compensation:
We offer a competitive salary that depends on prior experience. Our benefits package includes Medical, Dental, Vision, Short Term Disability, Long Term Disability, 401k Account with employer match, plus generous vacation and sick time.
The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change.
How to Apply:
You can visit https://carolinasmallbusiness.org/contact/careers/ to apply.
Or you can send a resume and cover letter to hr@carolinasmallbusiness.org
Background:
Carolina Small Business Development Fund is a nonprofit and CDFI that promotes economic development by providing loans and technical assistance to small businesses in North Carolina.
Everything started in 1990 when Community Development Credit Unions (CDCUs) needed help. At the end of the 1980s, regulators began applying more stringent requirements on CDCUs, pushing some to the brink of liquidation. In response to the crisis, representatives from the CDCU network came together in the interest of preserving small, historically black credit unions. This collaboration lead to the creation of what was then called the North Carolina Minority Support Center (NCMSC). The NCMSC's mission was to provide ongoing technical assistance and capital to support CDCUs throughout North Carolina. Generous support from the North Carolina General Assembly, the Z. Smith Reynolds Foundation, the Stevenson Credit Union Assistance Program, and the National Federation of Community Development Credit Unions helped to build the NCMSC into a nationally recognized resource.
Over the past 30 years, from humble beginnings as the NCMSC, Carolina Small Business Development Fund has transitioned to become the leading provider of capital for small businesses in the state. With our recent name change in 2016 from The Support Center to Carolina Small Business Development Fund, we have reinforced our commitment to help small businesses achieve their business dreams.
We strive to build communities where passionate entrepreneurs can succeed and have expanded our reach into all areas of the state to expand access to capital and opportunity for all.
Position Summary:
Who we are: Carolina Small Business Development Fund (CSBDF) is a nonprofit and certified community development financial institution (CDFI). We are passionate and committed to providing support to small businesses across the state. Our mission is to foster economic development in underserved communities by providing capital, business services, and policy research to support small businesses. CSBDF provides assistance to small businesses in four major ways: as a partner, as a trusted guide, as an advocate for small businesses, and as an accessible funding source. Our work supports our vision to create economic opportunity for all people.
Nature of Work: The Loan Closer will assemble, prepare, and verify closing documents related to all business loans, and coordinates all aspects of the closing process to ensure all terms and conditions of the loan approval are met. The Loan Closer will also collaborate closely with internal clients including the Business Solutions, Credit, and Portfolio Management teams along with external clients including attorneys, title agents, appraisers, third party vendors, grant and loan program partners including the U.S. Small Business Administration, the USDA and other public sector partners.
Supervision Received/Exercised: Works under the general supervision of the Underwriting Director and has no direct supervisory responsibilities. This role will be responsible for ensuring the Closing Team is acting in accordance with closing policies and procedures, providing training and professional mentorship across teams, identifying operational deficiencies, and working in concert with leadership to develop and implement process enhancements to ensure efficacy. Our not-for-profit team is growing as we strengthen our portfolio, and a candidate with willingness to eventually supervisor others directly will be highly considered for future scale.
Responsibilities:
Essential Job Functions: The following duties ARE NOT intended to serve as a comprehensive list of all duties performed by all employees in this classification. Shown are duties intended to provide a representative summary of the major duties and responsibilities. Incumbent(s) may not be required to perform all duties listed and may be required to perform additional, position-specific duties.
Credit Functional Area (how the Credit Team is supported):
Oversee the loan closing process: manage and monitor all loans during the closing phase.
Update the loan status through each phase of the closing process.
Operate in a legal and ethical manner congruent and in compliance with CSBDF policies and procedures, third-party policies and procedures, and industry regulations.
Enter client loan data information into the Core Loan Processing System (Salesforce) and review the loan data metrics inputs for accuracy.
Review all loan approvals, confirming terms of the loan conditions align with CSBDF and Loan Program Standard Operating Procedures
Collect and review loan closing documentation such as collateral lien filings, client financial statements, appraisals, title commitments, and client identity to verify and uphold sound lending practices that align with CSBDF and Loan Program Standard Operating Procedures.
Design, develop, and implement Internal and Borrower Closing Checklists and manage the receipt of required checklist items from internal clients and borrowers.
Construct and complete the internal Closing file with documents required by CSBDF and Loan Program Standard Operating Procedures.
Prepare legal loan documents in accordance with CSBDF and Loan Program requirements and review the legal loan documents and manage execution.
File certain collateral lien instruments.
Submit loan information to Loan Program partners such as SBA E-Tran if applicable.
Manage disbursements of loan proceeds.
Update loan data into Core Servicing Software (Salesforce) upon funding and prepare the internal Servicing File.
Support the Credit Department in processing existing loan modifications, renewals, deferments, and any other such loan action that requires a change to the original legal loan documents of existing loans.
Mentor Closing Team.
Perform other duties as assigned.
Business Solutions Team Functional Area (how the Business Solutions Team is supported):
Oversee the loan closing process.
Coordinate with the Business Solutions Team to confirm data integrity within our Customer Relation Management or Core Loan Processing System (Salesforce).
Verify that all team members have identified and correctly disclosed loan information in the Core Loan Processing System (Salesforce).
Requirements:
Qualifications:
Experience:
4-year degree or a combination of secondary education and experience.
Minimum of 5 years in two or more areas: loan closing, loan administration, loan documentation or loan review.
Knowledge:
Knowledge of U.S. Small Business Administration 7a Community Advantage loan requirements.
Thorough understanding of Commercial Loan documentation.
Thorough understanding of business entity documentation.
Knowledge and understanding of rules and regulations governing lending activities, including SBA.
Familiar with Salesforce and TEA software applications preferred.
Skills/Abilities:
Proficient with Finastra Fusion Laser Pro loan document preparation software.
Maintain confidentially processing sensitive client information using discretion and tact.
Support a quality credit culture and operate on a team-based lateral organization structure.
Maintains and supports a shared collaborative team culture in person and virtually.
Ability to meet reasonable deadlines and prioritization of workflow within a changing fast paced work environment.
Living our Values:
Economic Justice: Demonstrate commitment of economic justice through loan closers for clients that are approved.
Opportunity: Demonstrate commitment of opportunity when overseeing loan status in support of our vision for economic opportunity for all.
Customer Service: Provide strong, efficient, and effective customer service to all stakeholders including co-workers, clients, board members, partner agencies, and institutions.
Excellence: Maintain an environment of excellence through a quality service attitude that drives performance results.
Integrity: Maintain an environment of integrity through application of sound moral and ethical principles, especially when closing a loan.
Innovation: Promote innovation in loan closing procedures to improve economic access for all.
Teamwork: Seek and encourage teamwork.
Passion: Embody and encourage passion for the mission to support small businesses and exemplify that passion through the loan closing process.
Compensation:
Physical Demands:
Work is principally sedentary but may involve some physical exertion during the course of normal work activities, and travel to meetings, conferences or workshops in other cities. As an exempt employee, extended hours may be required on a frequent basis.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment:
Work involves the normal risks or discomfort associated with a standard office environment and is usually in an area that is adequately heated, lighted and ventilated.
Compensation:
We offer a competitive salary that depends on prior experience. Our benefits package includes Medical, Dental, Vision, Short Term Disability, Long Term Disability, 401k Account with employer match, plus generous vacation and sick time.
The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change.
How to Apply:
You can visit https://carolinasmallbusiness.org/contact/careers/ to apply.
Or send your resume and cover letter to hr@carolinasmallbusiness.org
Background:
RUNWAY (Formerly The Runway Project) is committed to advancing black resiliency for black business
and the communities they serve by building emergent financial practices and infrastructure that close the
racial wealth gap for good. We are a national initiative that works to repair the structural inequities of the
racial wealth gap by providing entrepreneurs of color early stage “Friends & Family” funding and holistic
business support that is the crucial foundation for business success and long term community wealth
building. In partnership with investors, financial institutions, and the entrepreneurship ecosystem, we
collaborate as an innovative means to bridge from the old economy of extraction to the next economy
based on relationship and community regeneration.
We are driven by the guiding principle that capital can be used to heal, repair and connect. This principle
informs all aspects of our organizational culture; from our lending and credit processes with our
entrepreneurs, to the interpersonal working relationships within our team. We aim to partner and seek
community with our funders interested in disrupting dominant systems and norms, and co-creating new
experiments while at the same time, upholding a culture of self-care and restoration that we deem
necessary for true systemic action.
We are a team of diverse, entrepreneurial Black and Brown women building an economy that centers
healing, joy, culture, and collective wealth for Black people. We believe in bringing our whole selves to the
work, and practice living our values of equity, racial healing. We are organized as a self-directed
non-profit and are seeking entrepreneurial, energetic folks that enjoy dreaming & collaborating to build a
more just economy.
The Oakland Program
The first funding program offered by Runway is the Friends & Family Loan Program in Oakland. This
program is a collaboration with Uptima Business Bootcamp and Self-Help Federal Credit Union (SHFCU)
to provide friendly loans and post-loan business advising services to African-American entrepreneurs in
Alameda and Contra Costa counties. An initial loan fund of $500,000 was created at SHFCU through the
sale of traditional NCUA-insured certificates of deposit (CDs) that provide safe, no risk, above market-rate
returns for depositors, while pooling this money into a targeted fund for loans to African-American
entrepreneurs. In order to fully secure the loans without creating a barrier for entrepreneurs through
personal guarantees and collateral requirements, Runway established a collateral account funded by
philanthropic money and low-interest loans. Through this pilot, Runway has deployed the entire fund
$500,000 to 27 entrepreneurs in the Oakland Bay Area and has recently raised an additional $250,000 in
investment capital that is actively being deployed.Runway is also in the co-design process for additional
friends & family style funding, in deep collaboration with grassroot movement partners and
mission-aligned investors.
Position Summary:
Position Title: Portfolio Director, Oakland
Position Overview
Runway, launched in 2017 and headquartered in Oakland, CA, has made a significant positive impact on
the lives of its portfolio entrepreneurs. Building upon this success, the project is embarking on a very
exciting growth phase by partnering with Self-Help Federal Union, and The Real People’s Fund to extend
“Friends & Family” style funding to the greater Oakland Bay Area. The initiative is seeking a local Portfolio
Director to lead this growth effort and support strengthening our lending back office infrastructure. The
ideal candidate would be passionate about supporting BIPOC-owned businesses, and disrupting
traditional financial sector practices to build more restorative ones. The Portfolio Director will work closely
with entrepreneurs, the local small business support ecosystem, local investors, financial partners and the
Runway national team. The ideal candidate is a self-starter, ready to roll up their sleeves and support
building back-end systems in alignment with our organizational values and needs.
Responsibilities:
Primary Responsibilities:
Portfolio Management
● Lead the Oakland-based Friends & Family and Movement Building Funds
● Manage credit policy, underwriting, and loan administration practices
● Collaborate and regularly engage with key stakeholders
● Build and nurture relationships with local small business ecosystem partners
● As the credit committee member, onboard & engage with members of the local credit committee
● Steward key relationships with financial partners
Building out fund administration systems
● Collaborate with service providers to strengthen fund administration and back office systems
● Build out new loan servicing and onboarding systems
● Review and analyze fund performance and key metrics
● Fulfill loan closing requirements and documentation
● Research and identify loan servicing systems
Pipeline Development
● Strengthen partnerships with selected entrepreneurship ecosystem partners
● Build relationships and guide prospective borrowers through the application process
● Work with pipeline team to support informational sessions and pre-loan support
● Work with pipeline team to represent Runway at local community events
● Responsible for monitoring and reporting on pipeline
Underwriting & Credit Analysis
● Review prospective borrower applications and identify additional information needed
● Work with prospective borrowers to support them in preparing for credit committee meetings
● Engage in follow-up consultations with prospective borrowers to learn more about them, their
business, goals, challenges, and financial picture, as well as provide some strategic and financial
guidance
● Conduct financial analysis that includes analyzing personal financial statements, business
financial statements, cash flow analysis, and ability to repay
● Prepare credit memos for loan pre-approvals and present proposals to credit committee
● Work with prospective borrowers to support them in preparing for credit committee meetings
● Chair the local credit committee and support the selection of potential funding recipients
● Inform prospective borrowers of loan pre-approval decision
Fund & Portfolio Management
● Support regular review and analysis of loan performance
● Responsible for monitoring portfolio performance
● Perform other duties to support scaling our lending operations
● Maintain regular communication & engagement with Runway leadership team
● Provide periodic reporting to Runway team, local funders and Steering Committee
● Attend recurring steering committee meetings
Requirements:
Desired Skills/Experience/Qualifications:
● Passionate about disrupting traditional finance and extractive economies and building new
economic models that build community wealth for people of color
● Experience working in finance, small business lending, impact investment, or related fields.
Experience working with entrepreneurs and/or running a business is a plus
● Exceptional team player committed to building a healthy and values driven culture, rooted in
justice, collective liberation, and joy
● Committed to excellence; comfortable giving and receiving feedback. Self-reflective and eager to
learn
● Entrepreneurial spirit, resourceful, and a creative problem-solver
● Bachelor's Degree is preferred. 10 years of relevant work experience in a related community
finance field may be substituted
● Multilingual in commonly spoken languages (Spanish) is a plus
Compensation:
Compensation: Full-time salaried Position
How to Apply:
How to apply: Send resume and cover letter to info@runway.family by March 10, 2021
RUNWAY is an equal opportunity employer and prohibits unlawful discrimination based on race, color,
creed, gender, religion, marital status, registered domestic partner status, age, national origin or ancestry, physical or
mental disability, medical condition including genetic characteristics, sexual orientation, gender identity or expression,
personal appearance, protected veteran status, or any other consideration made unlawful by federal, state, or local
laws. It also prohibits unlawful discrimination against a person who is perceived to have any of those characteristics,
or is associated with a person who has or is perceived as having any of those characteristics. African American and
People of Color are strongly encouraged to apply.
Background:
Carolina Small Business Development Fund is a nonprofit and CDFI that promotes economic development by providing loans and technical assistance to small businesses in North Carolina.
Everything started in 1990 when Community Development Credit Unions (CDCUs) needed help. At the end of the 1980s, regulators began applying more stringent requirements on CDCUs, pushing some to the brink of liquidation. In response to the crisis, representatives from the CDCU network came together in the interest of preserving small, historically black credit unions. This collaboration lead to the creation of what was then called the North Carolina Minority Support Center (NCMSC). The NCMSC's mission was to provide ongoing technical assistance and capital to support CDCUs throughout North Carolina. Generous support from the North Carolina General Assembly, the Z. Smith Reynolds Foundation, the Stevenson Credit Union Assistance Program, and the National Federation of Community Development Credit Unions helped to build the NCMSC into a nationally recognized resource.
Over the past 30 years, from humble beginnings as the NCMSC, Carolina Small Business Development Fund has transitioned to become the leading provider of capital for small businesses in the state. With our recent name change in 2016 from The Support Center to Carolina Small Business Development Fund, we have reinforced our commitment to help small businesses achieve their business dreams.
We strive to build communities where passionate entrepreneurs can succeed and have expanded our reach into all areas of the state to expand access to capital and opportunity for all.
Position Summary:
Who we are: Carolina Small Business Development Fund (CSBDF) is a nonprofit and certified community development financial institution (CDFI). We are passionate and committed to providing support to small businesses across the state. Our Mission is to foster economic development in underserved communities by providing capital, business services, and policy research to support small businesses. CSBDF provides assistance to small business in four major ways: as a partner, as a trusted guide, as an advocate for small business, and as an accessible funding source. Our work supports our vision to create economic opportunity for all people.
Nature of Work: The underwriter performs loan analysis in accordance with Carolina Small Business Development Fund policies and procedures consistent with the organization’s goal of achieving and maintaining a quality credit culture. The Underwriter ensures loans are processed and underwritten in compliance with CSBDF loan policy and procedure, government guarantee programs guidelines (e.g. SBA-Small Business Administration), and various other funding partner program guidelines.
Supervision Received/Exercised: Works under the general supervision of the Director of Underwriting and has no direct supervisory responsibilities.
Essential Job Functions: The following duties ARE NOT intended to serve as a comprehensive list of all duties performed by all employees in this classification. Shown are duties intended to provide a representative summary of the major duties and responsibilities. Incumbent(s) may not be required to perform all duties listed and may be required to perform additional, position-specific duties.
Responsibilities:
Credit Functional Area:
Perform credit investigation and analyze pre-underwriting commercial loan package information within 24/36 hours.
Perform initial analyses and prepare written Credit Approval Documents for submission to team lead, within five business days of the loan application requests, for approval.
Prepare, review and analyze the creditworthiness of all commercial loan originations and renewals by spreading company and personal financial statements into CSBDF approved software.
Manage loan application requests assigned that involve significant amounts of loan screening and analysis.
Conduct thorough, comprehensive business and organizational analysis to form a deep, broad, accurate and up-to-date understanding of that business’s health, capacity and capability to appropriately utilize and fully repay its loan in a timely manner.
When applicable, prepare loan recommendation packages for submission to appropriate approving channel such as Director of Underwriting, or CSBDF Credit Committee, or V.P. of Credit (any one or combination of the above). Packages may be associated with guarantee programs such as those associated with the U.S. Small Business Administration or other guarantee programs where an external review and authorization is required).
Review third-party valuation reports, e.g., real estate appraisals, environmental assessments, business valuations, for accuracy and acceptance within 48 hours.
Assists with loan review analysis of lending portfolio and the establishment of annual review and follow-up mechanisms to best service loan accounts.
Tests financial covenant compliance of existing borrowing relationships and prepare Covenant Compliance Review reports with findings.
Perform other duties as assigned by the Director of Underwriting.
Business Solution Officer Functional Area:
Underwriter will work with BSO team to prepare loan packages and coordinate support for client if needed.
Analyze and adjudicate loan applications to assist Business Solutions team with negotiating loan terms, balancing the customers’ needs with CSBDF’s risk profile, growth and earnings goals.
Assist in protecting CSBDF’s assets by providing the necessary analysis and recommendation that leads to sound credit decisions
Requirements:
Qualifications:
Experience:
Bachelor’s degree in Business Administration, Finance, Economics or a related field preferred.
At least three (3) years of small business lending experience that includes credit analysis and underwriting, loan origination.
Any combination of experience and training that can be considered equivalent to the education preference.
Completion of consumer and commercial credit courses and/or banking experience is preferred.
Willingness and ability to travel within service area to visit applicants, referral partners, and borrowers.
Knowledge:
Financial and spread analysis, credit and lending, and experience working with various types of commercial loans, including SBA and other government guaranteed loan programs. Basic accounting theories, credit principles, lending functions, loan research, cash flow analysis and general credit policies.
Knowledge of the 5c’s of credit and application to credit evaluation.
Experience using both EBIDTA and UCA Methods of cash flow.
Knowledge and understanding of rules and regulations governing lending activities for SBA.
Familiarity with Salesforce and Tea software applications preferred.
Skills/Abilities:
Understands trends and changes between financial reporting periods.
Supports a quality credit culture and operate on a team-based lateral organization structure.
Maintains and supports a shared collaborative team culture in person and virtually.
Good analytical ability and attention to detail.
Effective written and verbal communication skills.
Ability to meet reasonable deadlines and prioritization of workflow within a changing fast paced work environment.
Living our Values:
Economic Justice: Demonstrate commitment of economic justice through credit analysis for clients.
Opportunity: Demonstrate commitment of opportunity when underwriting in support of our vision for economic opportunity for all.
Customer Service: Underwriter will provide strong, efficient, and effective customer service to all stakeholders including co-workers, clients, board members, partner agencies, and institutions.
Excellence: Underwriters maintain an environment of excellence through a quality service attitude that drives performance results.
Integrity: Underwriters maintain an environment of integrity through application of sound moral and ethical principles, especially when evaluating a client’s financial credit.
Innovation: Underwriters promote innovation in their credit analysis and underwriting scope to improve economic access for all.
Teamwork: Underwriters seek and encourage teamwork because their initial analysis is the foundation for a long term client relationship with our organization as the client’s preferred lender.
Passion: Underwriters embody and encourage passion for the mission to support small businesses and exemplify that passion through their credit analysis.
Physical Demands:
Work is principally sedentary, but may involve some physical exertion during visits with the course of normal work activities, and travel to meetings, conferences or workshops in other cities. As an exempt employee, extended hours may be required on a frequent basis.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment:
Work involves the normal risks or discomfort associated with a standard office environment and is usually in an area that is adequately heated, lighted and ventilated.
Compensation:
Compensation:
We offer a competitive salary that depends on prior experience. Our benefits package includes Medical, Dental, Vision, Short Term Disability, Long Term Disability, 401k Account with employer match, plus generous vacation and sick time.
The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change.
How to Apply:
Visit: https://carolinasmallbusiness.org/contact/careers/
Or email your resume and cover letter to hr@carolinasmallbusiness.org
