Senior Loan Officer

Background

ROC USA was launched in 2008 to make quality resident ownership viable nationwide and to expand economic opportunities for homeowners in manufactured (sometimes still outdatedly called “mobile”) home communities.

The ROC USA integrated technical assistance and financing model is supported by a network of nonprofit affiliates and a financing subsidiary, ROC USA Capital. Together, we deliver an unmatched combination of coaching and financing through the entire community purchase process and ongoing training and education for years to come.

Summary

We are looking for a Loan Officer who will be responsible for managing all aspects of ROC USA Capital’s loan origination and underwriting process for our $300 million portfolio and growing. This role will work directly with the Deputy Director to evaluate and process loans for resident-owned manufactured home communities while supporting our mission to make quality resident ownership viable and successful nationwide. ROC USA Capital, the lending subsidiary and a certified Community Development Financial Institution (CDFI) with the U.S. Treasury Department, is the national leader in financing resident-owned manufactured home communities, also known as “ROCs.

Responsibilities

• Underwrite pre-development and community acquisition/permanent and refinance loans, including analysis of financial statements, project development budgets, and operating pro formas
• Manage the complete loan approval process, including coordination with outside legal counsel and preparation of recommendations for the Loan Review Committee
• Conduct on-site community visits to inspect infrastructure and meet with ROC Board members
• Coordinate underwriting and loan documentation with third-party lenders on joint financing opportunities
• Participate in developing new loan products and updating lending policies
• Train technical assistance providers on ROC USA Capital loan products and lending processes
• Produce financial analysis and reports for investors, partners, and other stakeholders

Requirements

Required Qualifications

• Bachelor’s degree in business, finance, public administration, or related field
• 5+ years of multifamily lending experience
• Demonstrated experience managing loan underwriting and closing processes
• Strong proficiency with Microsoft Office applications including Word, Excel, and PowerPoint
• Ability to manage multiple complex transactions while meeting deadlines

Preferred Qualifications

• Commercial banking or CDFI lending experience
• Experience with manufactured housing communities or cooperative housing
• Background in affordable housing finance

Required Skills & Competencies

• Strong written and verbal communication abilities with excellent interpersonal skills
• Demonstrated entrepreneurial and resourceful mindset with ability to work independently
• Customer-centric approach with ability to build authentic relationships across diverse communities
• Detail-oriented project management capabilities
• Strong commitment to racial and economic equity
• Ability to travel up to 15% of time for site visits and events

Compensation and Benefits

The position is a 40 hour (full-time) per week position and remote-based. The salary for this
position is dependent on experience with a range between $90,000-$110,000, depending upon
experience. We also offer an excellent benefits package, including deeply subsidized health care,
a health reimbursement account, generous vacation and sick time, and a 3% retirement match.

How to Apply

Provide your cover letter and resume to [email protected] with the subject line, “Senior Loan Officer“.