Background:
Since 1987, the NC Rural Center has worked to improve the quality of life for the state’s rural people and places. We operate with the core belief that our rural communities have inherent cultural value and are vital to the overall economic health of our state. We recognize that the changing landscape of rural North Carolina brings with it significant challenges, but we also believe in the resiliency of our state’s rural people and their dedicated stewardship of the communities they call home. The NC Rural Center’s mission is to develop, promote, and implement sound economic strategies to improve the quality of life of rural North Carolinians. We serve the state’s 80 rural counties, with a special focus on individuals with low to moderate incomes and communities with limited resources.
The NC Rural Center manages a suite of small business capital support programs called the Small Business Credit Initiative (SBCI). Through business lending and early-stage equity investments, the initiative promotes economic growth and job creation and retention across all 100 North Carolina counties. The suite of programs, including the newly established COVID-19 Rapid Recovery Program, totals approximately $200 million in assets under management.
Position Summary:
The Director of SBCI leads a small team that markets the programs across the state and manages relationships with participating community banks, Community Development Financial Institutions (CDFIs), and early-stage investment fund managers; performs credit analysis and reviews and manages the loan approval process; administers the commitment, documentation, and loan funding processes; and performs financial analysis to manage capital availability and program tracking for management and investor reporting.
Successful candidates will have significant financial, business development, and management experience. Interest and experience in the nonprofit sector is a plus. The candidate’s fit into our mission-driven culture with a passion for rural economic development is a top priority in the selection process.
Responsibilities:
Strategic Leadership
• Lead the SBCI team of four with one direct report.
• Serve as a member of the NC Rural Center leadership team.
• Identify opportunities to support other small business activities and assess other mission-supporting programs.
• Determine program staffing requirements.
• Balance mission impact and risk while growing SBCI lending in rural North Carolina.
• Set credit policy and make credit decisions.
Relationship Management
• Identify, secure, and maintain trusted partnerships with senior management (e.g. Presidents, Chief Operating Officers, Chief Lending Officers, Chief Credit Officers) of North Carolina lenders.
• Engage partner lenders to maintain mindshare ensuring active program use.
• Conduct frequent outreach and training sessions for lenders.
• Attend and present at lender and small business conferences in North Carolina.
• Manage relationships with the Fund-of-Funds investment managers, monitor program compliance, and manage funding flows.
Asset Management
• Manage the Capital Access Program, the Loan Participation Program, the Fund-of-Funds program and the COVID-19 Rapid Recovery program. Manage allocations across programs based on liquidity, market demand, and financial and mission impact.
• Manage ongoing loan participation opportunities including vetting loan requests for structure compliance and credit risk, loan committee review, and commitments to lending partiners.
• Manage the portfolio of loan participations for timely servicing of principal and interest payments and monitor risks for strategic use and establishment of loan loss reserves.
• Monitor Fund-of-Funds ROI/IRR and determine appropriate reinvestment/portfolio allocations.
• Develop a forward view of cash flow including loan receipts, investment exits, and administration expenses, with a focus on balancing optimal fund deployment and liquidity.
• Advise and collaborate with Senior Director of Finance and Administration on general North Carolina Rural Center financial health and related decisions.
• Maximize return on financial investment of available cash.
• Write and deliver reports on program results to management, board, and funders to recommend changes, modifications, and refinements.
• Lead program compliance efforts and manage program reporting.
Requirements:
• 12+ years of experience with increasing responsibility in commercial lending, small business fundraising and/or financial management experience, or equivalent.
• Proven experience in leading business units, managing teams, and delivering strong results.
• Bachelor’s degree in business, finance or other comparable field required; master’s degree in business or related field desired.
• Ability to coordinate multiple competing priorities.
• Strong relationships with a network of bankers and financial service professionals in North Carolina a plus.
• Proven business development capability.
• Experience and knowledge of early-stage financing and the angel/venture capital ecosystem; experience in a startup or entrepreneurial company a plus.
• Excellent written and oral communication skills.
• Experience/knowledge of investment analysis with working knowledge of financial concepts of ROI and IRR.
• Strong interpersonal skills and attention to detail; collegial and collaborative working style.
• Experience in nonprofit, community development finance, or mission-driven lending a plus.
• Compliance experience a plus.
Compensation:
Compensation commensurate with experience.
How to Apply:
The NC Rural Center has retained Elinvar to conduct this search. For confidential consideration, prepare a cover letter and resume specifically tailored for this opportunity and email them as a Word document to gerri@elinvar.com. Applications will be reviewed on a rolling basis and position will remain open until filled. You are encouraged to apply as soon as possible and no later than July 14, 2020.
Background:
PolicyMap is a national online mapping tool and platform that enables government, commercial, non- profit and academic institutions to access data about communities and markets across the US. It is used for research, market studies, business planning, site selection, grant applications and impact analysis.
We offer access to the PolicyMap tool through subscriptions and enterprise access, license the underlying data in our platform and help organizations and companies bring interactive mapping to their own websites. Launched in 2008, PolicyMap now has hundreds of customers, including federal, state and local government agencies, major universities, non-profit organizations, and commercial firms spanning real estate, banking and health care. PolicyMap is a Benefit Corporation founded on the belief that data has the power to change communities and markets. The problem is that getting that information is not simple or efficient. Data and analytics need to be reliable, consistent, and relevant.
They need to be readily accessible. And they need to be responsive to the issues public and civic organizations are trying to understand. Changes in technology and the expansion of online mapping applications are creating new opportunities for the public and civic sectors to increase their ability to use and share good data and analytics to inform decisions.
Position Summary:
PolicyMap seeks a Data Analyst to contribute to the Data and Content Development Team by sourcing, acquiring, maintaining and curating data for our online data and mapping services. Because PolicyMap customers include government agencies, universities, non-profit organizations and commercial firms, the Data Analyst must have an aptitude for conceptualizing data related to a variety of topics related to housing, poverty and health, to name a few.
The Data Analyst contributes to the Data Development Team by playing an integral role in the creation of new, unique data indicators derived from the combination of public and proprietary data using rigorous statistical methods. The Data Analyst is also responsible for maintaining existing datasets on PolicyMap. Essential to the position is the capacity to contribute to PolicyMap’s role as a thought leader in data and mapping by providing fresh, relevant ideas and submissions to our blog, social media and Mapchats webinar series. This role also requires candidates who are invested in and enthusiastic about providing attention to detail to the PolicyMap platform by occasionally testing beta products and QA of the various PolicyMap products, which include our main site, our major client projects, and our API offering.
Reporting to the Data Development Lead, the Data Analyst researches and procures datasets, analyzes, and processes them using MS SQL Server Management Studio, MS Access, ArcGIS, and R. They need to have strong writing skills and the ability to translate technical data descriptions into user friendly text accessible to our spectrum of users.
The Data and Content Development department prizes attention to detail. Enthusiasm for our products and our clients are core values. We work well independently, and we take ownership of our individual workloads, while leveraging the strengths of all our team members through collaboration. The 6-person Data and Content Development department is agile, creative, and uses the best tools and approaches at hand for each task. PolicyMap’s office in Midtown Village provides a casual-dress work environment that matches our creative, collaborative culture.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Data Set Processing
• Research and procure large and small public and proprietary datasets
• Collect, process and document our datasets using SQL, MS Access, and ArcGIS
• Communicate with tech team to ensure data appears properly in PolicyMap
• Author documentation of process and dataset indicators
• Provide validation and quality assurance of datasets
• Validate other team members’ datasets
New Data Creation and Thought Leadership
• Contribute to the implementation of original, unique data and analytics new to PolicyMap
• Brainstorm ideas and contribute to PolicyMap’s social media efforts, blog articles and Mapchats
webinar series related to current policy topics
Other
• Participate in testing beta versions of new features.
• Provide occasional online trainings to prospective PolicyMap users.
Responsibilities:
PolicyMap seeks a Data Analyst to contribute to the Data and Content Development Team by sourcing, acquiring, maintaining and curating data for our online data and mapping services. Because PolicyMap customers include government agencies, universities, non-profit organizations and commercial firms, the Data Analyst must have an aptitude for conceptualizing data related to a variety of topics related to housing, poverty and health, to name a few.
The Data Analyst contributes to the Data Development Team by playing an integral role in the creation of new, unique data indicators derived from the combination of public and proprietary data using rigorous statistical methods. The Data Analyst is also responsible for maintaining existing datasets on PolicyMap. Essential to the position is the capacity to contribute to PolicyMap’s role as a thought leader in data and mapping by providing fresh, relevant ideas and submissions to our blog, social media and Mapchats webinar series. This role also requires candidates who are invested in and enthusiastic about providing attention to detail to the PolicyMap platform by occasionally testing beta products and QA of the various PolicyMap products, which include our main site, our major client projects, and our API offering.
Reporting to the Data Development Lead, the Data Analyst researches and procures datasets, analyzes, and processes them using MS SQL Server Management Studio, MS Access, ArcGIS, and R. They need to have strong writing skills and the ability to translate technical data descriptions into user friendly text accessible to our spectrum of users.
The Data and Content Development department prizes attention to detail. Enthusiasm for our products and our clients are core values. We work well independently, and we take ownership of our individual workloads, while leveraging the strengths of all our team members through collaboration. The 6-person Data and Content Development department is agile, creative, and uses the best tools and approaches at hand for each task. PolicyMap’s office in Midtown Village provides a casual-dress work environment that matches our creative, collaborative culture.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Data Set Processing
• Research and procure large and small public and proprietary datasets
• Collect, process and document our datasets using SQL, MS Access, and ArcGIS
• Communicate with tech team to ensure data appears properly in PolicyMap
• Author documentation of process and dataset indicators
• Provide validation and quality assurance of datasets
• Validate other team members’ datasets
New Data Creation and Thought Leadership
• Contribute to the implementation of original, unique data and analytics new to PolicyMap
• Brainstorm ideas and contribute to PolicyMap’s social media efforts, blog articles and Mapchats webinar series related to current policy topics
Other
• Participate in testing beta versions of new features
• Provide occasional online trainings to prospective PolicyMap users
Requirements:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Bachelor’s degree required with preference for Master’s Degree (or 2 years’ commensurate work experience) in urban planning, public policy, health services research, economics, public health, anthropology, sociology, demography or other related fields
• Two years’ commensurate work experience required (can include internships)
• Demonstrated proficiency and experience required with GIS (ArcGIS or QGIS), SQL and/or MS Access, or other relational databases; one or more statistical software programs (SPSS, SAS, R) a plus
• Experience using federal data, such as U.S. Census and Bureau of Labor Statistics (BLS)
• Familiarity with current public policy issues and community development concerns
• Proven organizational skills and attention to detail
• Excellent technical and compositional writing skills
• Able to write on a variety of topics to a lay audience
• Experience in blogging and social media preferred
• Excellent interpersonal skills
COMPETENCIES:
To perform the job successfully, an individual should demonstrate the following competencies:
• Ownership/Accountability – Actively manages work and issues through to completion.
• Customer Service – Understands and manages customer expectations.
• Communication – Effectively communicates needs, challenges, and expectations to other staff members.
• Initiative – Anticipates and communicates challenges and opportunities.
• Commitment – Demonstrates sense of passion and urgency for work, mission and organization.
• Adaptability – Sees opportunity and risk for continuous improvement.
• Efficiency and Productivity – Determines priorities and allocates time and focus accordingly.
• Professional/Technical Expertise – Understands and applies technical/procedural knowledge of job.
Compensation:
PolicyMap offers a competitive salary based on experience and skills, as well as an excellent benefits package including employer-paid health, disability and life insurance, 401(k) savings plan with employer match, flexible spending accounts (medical, dependent care, and transportation), tuition reimbursement, generous paid time off, and EAP program.
How to Apply:
Please mail or email resume with cover letter, salary requirement and research and/or writing sample to:
Eliza Wallace
Data Development Lead PolicyMap
1315 Walnut Street, Suite 1500
Philadelphia, PA 19107
eliza.wallace@policymap.com
PolicyMap, Inc. uses E-Verify to validate all new hires’ ability to legally work in the United States. PolicyMap, Inc. is an Equal Opportunity Employer. PolicyMap, Inc. does not discriminate in hiring or employment practices on the basis of race, color, religion, gender, age, sexual orientation, marital or familial status, national origin, non-job-related disability, or status as a veteran. Minority candidates are encouraged to apply
Background:
CEDS Finance is a mission-based lender whose mission is to support the American Dream of financial self-sufficiency, by assisting refugees, immigrants, and those from underserved communities in Metro Denver in small business development. CEDS Finance is the 2018 Colorado Community Lender of the Year. The organization is a Community Development Financial Institution (CDFI) that’s facilitated over $5.1 million of investment capital and created/retained over 780 jobs.
Position Summary:
The Loan Officer is responsible to process and underwrite loan applications, manage and implement collections process, provide technical assistance to CEDS Finance clients, and support the loan department in all manners. Processing and underwriting applications includes tracking applicants; reviewing intake forms, business plans and supporting documents; as well as conducting the financial underwriting. Managing collections includes establishing a client relationship with the borrower, monitoring repayments and booking loan transactions.
Responsibilities:
• Client Intake & Loan Package Assembly: Assess clients for CEDS Finance eligibility and fit, provide training on completing loan application, as needed, and track applicant and progress information. Organize loan information (maintaining both hard & soft copies), review application for thoroughness and accuracy, determine additional information needs and perform the necessary due diligence, including site visits and reference checks.
• Collection: Work with the Investment and Finance Manager to track monthly payments. When clients are late, follow collection guidelines (calling and emailing clients). Work with clients to understand why they are late and problem solve how they might get back on track. Build relationships with clients and conduct regular check-ins to monitor the progress of their businesses. Update client data, including contact information, regularly.
• Outreach: May be called upon to represent CEDS Finance at community outreach events, including hosting a table or trade booth at festivals or forums. Present information on CEDS and explain our products to targeted stakeholders to develop customers and the brand.
• Loan Analysis & Presentation: Analyze and score the loan package in terms of business viability, credit/character, collateral, owner’s equity and skill to operate business. Perform external analysis on applicant, including performing credit scores, OFAC checks and conducting reference checks. Take loans through internal staff review and may be called upon to present them to the External Credit Committee.
• Technical Assistance: Provide guidance and/or training, either in groups or one-to-one sessions, to potential borrowers on issues related to small business management, such as business startup, marketing, bookkeeping, financial strategy and/or cash flow management.
• Report Preparation & Submission: Prepare and submit required reports to funders and Executive Director.
• Procedural Obligation: Ensure CEDS Loan Procedures are properly being implemented, including updating relevant software (DownHome Solutions, MPERS, and other internal tracking database systems), and perfecting collateral.
• Special Projects: Work with the Executive Director on special projects as the need arises. This may entail – among other things – supporting proposal preparation, leading asset distributions, and/or researching new projects or partnerships.
• Other Duties: Perform other duties as assigned by Executive Director and Investment Manager.
Requirements:
• B.A. or B.S. degree is required; preference for a degree in Finance, Economics, Accounting, Business Management. Master’s degree is strongly preferred
• Two to five years’ experience (domestic or international) in commercial underwriting, impact investing, finance, business consulting or business plan preparation
• Strong financial analysis skills including understanding the linkages between the various financial statements and a proficiency in Excel
• Interest in impact investing or socially-minded businesses is desired, experience is preferred
• Ability and experience to work with low income individuals of wide-ranging cultures
• Excellent interpersonal and problem-solving skills
• Ability to work effectively in a team and can operate independently as the tasks are require
• Ability to speak more than one language a plus
• Proficiency with MS Office Suite (Word, Excel and PowerPoint). Experience with DownHome Solutions, Equifax, Credit Builder, Photoshop/Gimp and/or Word Press is preferred
• Proactive, professional and hardworking with strong organizational and analytical skills. Flexible with an interest to learn and develop professional skills
Compensation:
We can offer a competitive salary, commensurate with experience.
How to Apply:
If interested, please submit a resume and cover letter to info@cedsfinance.org with “Loan Officer” in the subject line. The cover letter should include where you learned of the job opening. The application deadline is July 2, 2020.
Background:
Manna, Inc. seeks an adaptive mission-oriented and entrepreneurial leader who is dedicated to affordable housing and wealth creation and can build on Manna’s outstanding reputation and track record as an affordable housing developer and advocate in Washington, DC.
The Organization
Manna, Inc. was founded in 1982 as a faith-based organization that develops quality affordable housing in Washington, DC. Since its inception, Manna has created, preserved or rehabilitated 2,000 rental or for sale homes. Manna, a certified member of NeighborWorks America® with an exemplary rating, is also a HUD certified housing counseling organization and Community Housing Development Organization (CHDO).
Manna has made the creation of affordable housing – particularly homeownership, neighborhood stabilization and asset building for low-income residents, a priority. Manna homeowners have built up approximately $200 million in equity. In response to the changing dynamics in the Washington, DC housing market, Manna has expanded into affordable rental housing development. Manna has a robust development pipeline of more than 500 rental units and 50 for sale homes.
Manna has multiple lines of business and program areas:
• Affordable homeownership and rental housing development.
• Construction management and general contracting services through a wholly owned for-profit, Providence Construction.
• Educating first-time homebuyers through Manna’s highly regarded Homebuyers Club and HUD certified housing counseling.
• Serving as a vocal and effective advocate for low income people in Washington, DC.
• Providing property management services to affordable homeowner associations.
• Sale and marketing of available housing for other nonprofit and for-profit entities.
Manna’s multiple lines of business are handled through several organizational affiliates:
• Manna Ventures is a for-profit corporation organized to serve as the holding company for Providence Construction, which is a for-profit that provides construction management and general contracting.
• Manna-Whitelaw is the managing member of the for-profit Historic Whitelaw LLC. Manna Community Development Corporation (CDC) is a nonprofit membership organization that focuses on low-income families in the Shaw neighborhood and is now the limited partner of The Whitelaw Hotel Limited Partnership.
In 2018, Manna sold its former office building and used the $4.2 million in proceeds to create a reserve fund to repay Manna investors and a revolving construction fund. This infusion of capital, plus a robust pipeline of projects, had dramatically improved Manna’s financial health. Manna is currently assessing how the crisis created by the economic impact of Coronavirus is impacting the pipeline.
Manna has a $2.3 million budget and Providence Construction has a $3.8 million budget for 2020. Manna’s revenue comes from developer fees, philanthropic support, and government grants and contracts. Manna currently has an in-house finance team plus a part time CFO who is a contractual employee. Manna plans to hire a full-time, in-house CFO in 2020.
Manna has a staff of 30 people. Many staff are long tenured, having been with the organization for 20 years or longer.
Manna is governed by a 13-member board of directors that meets monthly. The Board includes representatives with experience in real estate, nonprofit management, finance, accounting, affordable housing policy and advocacy, community activism, and marketing. Manna meets CHDO requirements and NeighborWorks America® requirements for the Board, with five board members representing low-income residents.
Manna has been fortunate to benefit from the wisdom and leadership of Reverend Jim Dickerson, the founding President and CEO. He has decided that it is time for him to step away from the President and CEO role, while continuing to support the organization and its future.
For more information, please visit https://www.Mannadc.org
Position Summary:
Manna is looking for a visionary, entrepreneurial and tactical leader with a passion for Manna’s mission and the people served. The President and CEO will be an outward facing leader who can capitalize on and leverage Manna’s outstanding reputation as an affordable housing advocate and developer, as well as work with the senior leadership team and Board to streamline and modernize internal policies and procedures. Adapting Manna’s existing business lines to current realities and potentially identifying new ones to ensure MANNA’s long-term financial sustainability will be a top priority for the President and CEO.
Responsibilities:
Manna’s next CEO will:
• Be the external face of the organization, maintaining Manna’s stellar reputation as a highly visible and effective advocate and developer;
• Lead, with senior staff, the organization’s real estate development efforts, including the ability to create affordable housing opportunities and evaluate the feasibility and organizational risk of specific real estate projects.
• Provide strategic management and fiscal leadership that supports current programs and services, and maintains or increases earned revenue;
• Maintain or develop relationships with for-profit and other partners to ensure a steady pipeline of projects that align with Manna’s mission and bring revenue into the organization;
• Raise funding from foundations, government, corporations and individuals in partnership with Manna’s development team;
• Develop sustainable business plans—and the revenue to support them -- for each of Manna’s lines of business;
• Ensure that the organizational culture is one that is diverse, nurtures and develops talents, creates and supports a common mission across lines of business, and is highly communicative and collaborative.
Requirements:
Experience and Attributes
Candidates will combine a passion for mission with a strong track record of leading a complex organization, be a strong fundraiser and deal maker, and have experience in real estate development. Other desired experience includes:
• Strong fiscal management skills, and the ability to understand complex real estate transactions and organizational finances across multiple lines of business;
• An understanding of the importance of affordable housing and a deep commitment to the people who live in Manna’s buildings;
• A humble and collaborative leadership style that inspires internal and external stakeholders;
• A track record of managing and nurturing a team, especially one that includes many long tenured staff;
• An ability to build coalitions and advance an affordable housing advocacy agenda that is responsive to the current economic crisis and maintains Manna’s voice as a leading local affordable housing advocate;
• An approach to change management that can marry an appreciation for Manna’s history, mission, and reputation with implementation of new strategies to ensure long term financial sustainability – including Manna’s existing and future pipeline of projects;
• A demonstrated track record of raising significant funding from a variety of sources including government, foundations, corporations and individuals.
Compensation:
TBD
How to Apply:
To apply, upload resume, cover letter, and salary requirements by clicking this link https://curawebservices.mindscope.com/RAFFA04463_CURA/Aspx/form.aspx?lan...
For other inquiries, contact Adrienne O’Rourke at Adrienne.ORourke@marcumllp.com. Resume reviews begin immediately.
Consistent with equal employment opportunities and diversity and inclusion objectives, Manna seeks to attract, develop, and retain productive, engaged employees to create a diverse, high-performing, sustainable organization and workforce dedicated to accomplishing Manna’s mission.
About Raffa – Marcum’s Nonprofit & Social Sector Group
On behalf of Manna, Raffa – Marcum’s Nonprofit & Social Sector Group is working with the Board of Directors to advance the search. Founded in 1984 and recently merged with Marcum, Raffa is, and always has been, a mission-driven professional services firm seeking to do more for nonprofits and socially conscious companies like Manna. Learn more about our work at http://marcumllp.com/industries/nonprofit-social-sector.
Background:
Vital Healthcare Capital (V-Cap) is a not-for-profit CDFI dedicated to strengthening quality healthcare in low-income communities.
We finance community health centers and behavioral health organizations, advocate for health equity including good healthcare jobs, and build partnerships to strengthen communities in need. Our lending has recently focused in Colorado and New York, and will expand in the coming year.
We partner with Self-Help, one of the largest CDFI entities in the country, to bring scalable capital and national reach to the communities we serve.
V-Cap is committed to diversity, equity and inclusion throughout our organization, including in our equal opportunity employment practices.
Position Summary:
This position will play a key role in the next phase of V-Cap’s growth, with responsibility for originating loans, representing V-Cap in new markets, and identifying opportunities for V-Cap to advocate for greater systemic impact.
We are looking for an experienced finance professional with a passion for developing new programs that support vulnerable communities.
The ideal candidate will thrive in a small, growth-oriented environment where hands-on work, strong financial acumen and creative problem solving, balanced with strong commitment to our mission make an immediate, meaningful difference.
Responsibilities:
Actively develop a deep pipeline of community healthcare borrowers in our target markets,
Develop leads and nurture potential and existing relationships with community health/behavioral health borrowers and their advocates, community associations, policy makers and providers, including identifying and participating in key events, including business events, networking events, and outreach activities,
Coordinate early stage screening and development of potential loans, including evaluating financial and programmatic fit, and coordinating with V-Cap’s lending partner, Self-Help, for transactions ready to move to underwriting and credit approval,
Work with other sources of funding to incorporate grants, low-interest or subordinated debt, participations, or guarantees into V-Cap financing,
Work with community partners to identify public policy or systemic issues affecting V-Cap borrowers and the patients/clients they serve where V-Cap can usefully participate in advocating for progressive change,
Share organizational and administrative responsibilities as needed in collaboration with other team members.
Requirements:
Minimum 3 to 7 years of progressive responsibility in commercial lending or CDFIs, finance, or healthcare or nonprofit financial management, and preferably with business development and originations experience,
Master’s degree in business/finance or health care policy/administration, or equivalent experience,
Experience working with Federally Qualified Health Centers, Behavioral Health or Medicaid funded services is highly desirable,
Strong commitment to social justice and economic and racial equity, and investing in care for our most vulnerable populations.
Skill set for success includes:
Highly analytical/quantitative skills, including depth in financial statement analysis,
Proven strengths in relationship management, with experience in cultivating relationships with organizations’ CEOs, CFOs, funders and policy makers, and the ability to represent V-Cap with all levels of stakeholders,
Understanding of healthcare policy issues facing low income communities including Medicaid funding streams, and behavioral health and community health services,
Disciplined, time-sensitive approach to managing, monitoring and cultivating V-Cap’s lending pipeline,
Adept communicator, verbally, in written business communications and in digital/multimedia formats, sensitive to handling highly confidential information,
Confident in fully utilizing current business software platforms, including MS Office suite (Excel/Word/Powerpoint), G Suite products, and staying current in social media platforms,
Self-starter who is able to work independently with a strong goal-setting, results orientation, and juggle multiple priorities in representing stakeholders and communities, and well versed in remote/home-office based work skills and discipline,
Able to thrive in navigating change, quickly grasp new information and contribute financially-sound, creative solutions in the rapidly changing healthcare landscape.
Compensation:
Compensation package commensurate with experience.
Full time position with excellent benefits package.
How to Apply:
Email resume with letter of qualifications to:
Recruiting@vitalcap.org
Background:
Vital Healthcare Capital (V-Cap) is a not-for-profit CDFI dedicated to strengthening quality healthcare in low-income communities.
We finance community health centers and behavioral health organizations, advocate for health equity including good healthcare jobs, and build partnerships to strengthen communities in need.
Our lending has recently focused in New York and Colorado, and will expand in the coming year. We partner with Self-Help, one of the largest CDFI entities in the country, to bring scalable capital and national reach to the communities we serve.
V-Cap is committed to diversity, equity and inclusion throughout our organization, including in our equal opportunity employment practices.
Position Summary:
This position will play a key role in the next phase of V-Cap’s growth, with responsibility for originating loans, representing V-Cap in new markets, and identifying opportunities for V-Cap to advocate for greater systemic impact.
We are looking for an experienced finance professional with a passion for developing new programs that support vulnerable communities.
The ideal candidate will thrive in a small, growth-oriented environment where hands-on work, strong financial acumen and creative problem solving, balanced with strong commitment to our mission make an immediate, meaningful difference.
This position may be located in the NY metro area or in the Denver CO area, with some travel expected as needed.
Responsibilities:
Actively develop a deep pipeline of community healthcare borrowers in our target markets,
Develop leads and nurture potential and existing relationships with community health/behavioral health borrowers and their advocates, community associations, policy makers and providers, including identifying and participating in key events, including business events, networking events, and outreach activities,
Coordinate early stage screening and development of potential loans, including evaluating financial and programmatic fit, and coordinating with V-Cap’s lending partner, Self-Help, for transactions ready to move to underwriting and credit approval,
Work with other sources of funding to incorporate grants, low-interest or subordinated debt, participations, or guarantees into V-Cap financing,
Work with community partners to identify public policy or systemic issues affecting V-Cap borrowers and the patients/clients they serve where V-Cap can usefully participate in advocating for progressive change,
Share organizational and administrative responsibilities as needed in collaboration with other team members.
Requirements:
Minimum 3 to 7 years of progressive responsibility in commercial lending or CDFIs, finance, or healthcare or nonprofit financial management, preferably with business development and originations experience,
Master’s degree in business/finance or health care policy/administration, or equivalent experience,
Experience working with Federally Qualified Health Centers, Behavioral Health or Medicaid funded services is highly desirable,
Strong commitment to social justice and economic and racial equity, and investing in care for our most vulnerable populations.
Skills for success include:
Highly analytical/quantitative skills, including depth in financial statement analysis,
Proven strengths in relationship management, with experience in cultivating relationships with organizations’ CEOs, CFOs, funders and policy makers, and the ability to represent V-Cap with all levels of stakeholders,
Understanding of healthcare policy issues facing low income communities including Medicaid funding streams, and behavioral health and community health services,
Disciplined, time-sensitive approach to managing, monitoring and cultivating V-Cap’s lending pipeline,
Adept communicator, verbally, in written business communications and in digital/multimedia formats, sensitive to handling highly confidential information,
Confident in fully utilizing current business software platforms, including MS Office suite (Excel/Word/Powerpoint), G Suite products, and staying current in social media platforms,
Self-starter who is able to work independently with a strong goal-setting, results orientation, and juggle multiple priorities in representing stakeholders and communities, and well versed in remote/home-office based work skills and discipline,
Able to thrive in navigating change, quickly grasp new information and contribute financially-sound, creative solutions in the rapidly changing healthcare landscape.
Compensation:
Compensation package commensurate with experience.
Full time position with excellent benefits package.
How to Apply:
Email resume with letter of qualifications to:
Recruiting@vitalcap.org
Background:
CEI integrates financing, business and industry expertise, and policy solutions to help grow good jobs, environmentally sustainable enterprises, and shared prosperity in Maine and other rural regions. CEI envisions a world in which communities are economically and environmentally healthy, enabling all people, especially those with low incomes, to reach their full potential.
PLEASE NOTE*** DESPITE THE COVID-19 OUTBREAK, CEI IS STILL ACTIVELY RECRUITING FOR THESE POSITIONS. WE WILL CONDUCT INTERVIEWS VIA SKYPE TO ENSURE EVERYONE’S SAFETY AND COMFORT.
Position Location details:
Due to the COVID-19 pandemic, our teams have shifted to working remotely from home. For our client facing roles, you will service clients throughout the state via remote technology and tools so you must have reliable internet access at home as part of the role requirements.
CEI continues to monitor the COVID-19 crisis. When it is safe to make the transition back to our offices, we will do so in compliance with federal and state CDC guidelines and with a specific plan in place that ensures the safety of our staff and clients.
Position Summary:
Now more than ever, you can make a difference in the small business community in Maine.
Are you passionate about helping small businesses in rural Maine start, grow and thrive? Do you have a background in business management, either through first-hand experience as a small business owner or sector experience? Are you looking to be part of a team who shares your vision of the importance of developing a strong Maine economy with good, quality job opportunities for people in all regions of the state?
Then we want to hear from you…
CEI is a non-profit headquartered in Brunswick, Maine who is a national leader in rural economic and business development. CEI’s mission is to help grow good jobs, environmentally sustainable enterprises, and shared prosperity in Maine and in rural regions across the country by integrating financing, business and industry expertise, and policy solutions.
We are seeking a Business Advisor to work with the Small Business Development Center of CEI to service our Midcoast territory. The Business Advisor works with small business owners, facilitating start-up, survival and business expansion; provides business planning, management development, and assistance with preparing for and obtaining financing.
Qualified candidates are knowledgeable in all aspects of business management, planning and business financing; are client focused, professional, results-driven, excellent listeners and communicators, work collaboratively, are comfortable presenting in front of small and large groups, and are proficient with business and office software and technology.
Responsibilities:
Responsibilities and Duties
Within the assigned territory, the Business Advisor conducts market research, develops local partnerships and represents the SBDC and CEI within the communities we service. The Business Advisor may participate on panel discussions and in presentations as appropriate, as well as organizing and presenting workshops on a variety of business related topics. The Business Advisor manages communications and reporting for the regional advising activities.
This is a full-time 40 hour per week position with full benefits. While typically a Midcoast-based role, due to the COVID-19 pandemic our teams have shifted to working remotely from home. You will service clients throughout the state via remote technology and tools so you must have reliable internet access at home as part of the role requirements.
CEI continues to monitor the COVID-19 crisis. When it is safe to make the transition back to our offices, we will do so in compliance with federal and state CDC guidelines and with a specific plan in place that ensures the safety of our staff and clients.
Requirements:
Qualifications and Skills
Qualified candidates are knowledgeable in all aspects of business management, planning and business financing; are client focused, professional, results-driven, excellent listeners and communicators, work collaboratively, are comfortable presenting in front of small and large groups, and are proficient with business and office software and technology.
Qualified candidates should have a four year college degree, preferably in business management or significant related business and/or professional experience. An advanced degree, especially and MBA, highly desirable. Candidates will have a minimum of five years’ related business and/or professional experience. Prior business ownership is also very desirable.
Candidates must be very comfortable using and interfacing with web-based communication platforms such as Skype, Zoom, Go-to-Meetings and others, as remote work will be part of the role, at least for the foreseeable future.
Compensation:
Dependent on Experience
How to Apply:
Please apply online at: https://www.ceimaine.org/about/careers/staff-positions/
Background:
CEI integrates financing, business and industry expertise, and policy solutions to help grow good jobs, environmentally sustainable enterprises, and shared prosperity in Maine and other rural regions. CEI envisions a world in which communities are economically and environmentally healthy, enabling all people, especially those with low incomes, to reach their full potential.
PLEASE NOTE*** DESPITE THE COVID-19 OUTBREAK, CEI IS STILL ACTIVELY RECRUITING FOR OPEN POSITIONS. WE WILL CONDUCT INTERVIEWS VIA SKYPE TO ENSURE EVERYONE’S SAFETY AND COMFORT.
Position Location details:
Due to the COVID-19 pandemic, our teams have shifted to working remotely from home. For our client facing roles, you will service clients throughout the state via remote technology and tools so you must have reliable internet access at home as part of the role requirements.
CEI continues to monitor the COVID-19 crisis. When it is safe to make the transition back to our offices, we will do so in compliance with federal and state CDC guidelines and with a specific plan in place that ensures the safety of our staff and clients.
Position Summary:
Now more than ever, you can make a difference in the small business community in Maine.
Are you looking to apply your business and technical skills in a creative and impactful way? Do you want to be part of a team who shares your passion for helping to create a strong Maine economy by supporting small businesses, workforce development, good jobs and environmental sustainability? Are you interested in building a career in small business finance?
We want to hear from you…
CEI’s mission is to help grow good jobs, environmentally sustainable enterprises, and shared prosperity in Maine and in rural regions across the country by integrating financing, business and industry expertise, and policy solutions.
We have an amazing career opportunity for someone who is passionate about the intersection of community development, business and finance.
The Loan and Investment Officer reviews and assesses financing requests from a wide variety of companies, cooperatives, developers, and nonprofit organizations in accordance with CEI’s mission-driven lending philosophy. They will work with borrowers in a comprehensive fashion, from marketing to potential customers and partnering organizations, to evaluating, structuring, and closing loan requests, to managing an existing portfolio of loans. This role offers a dynamic work environment, learning and growth opportunities, and tangible support for Maine businesses who are in critical need of our services.
This is a full-time 40 hour per week position with full benefits. While typically a Brunswick-based role, due to the COVID-19 pandemic, our teams have shifted to working remotely from home. You will service clients throughout the state via remote technology and tools so you must have reliable internet access at home as part of the role requirements.
CEI continues to monitor the COVID-19 crisis. When it is safe to make the transition back to our offices, we will do so in compliance with federal and state CDC guidelines and with a specific plan in place that ensures the safety of our staff and clients.
Responsibilities:
Responsibilities and Duties:
1. Business Development - markets CEI and its financing programs to potential customers, bankers, funders and other partners. Speaks to potential customers making inquiries about loan and financing programs. Represents CEI at local, state and national events from time to time.
2. Underwriting and Approval - works with the Chief Investment Officer, Director of Lending and our credit analyst to assess, package, and present financing requests. Provides applicants with information on loan structuring, business planning, and delivers limited technical assistance. Works closely with CEI Program and Business Development staff to meet CEI’s social mission and strategic plan objectives.
3. Loan Closing – gathers and manages required documentation in advance of loan closings. Coordinates with customers, other lenders, legal counsel, CEI Loan Services and Accounting. May serve as a Closing Agent for other lenders’ transactions when necessary.
4. Portfolio Management - manages and monitors existing loan portfolio, including completion of annual reviews. Services existing accounts, handling requests for additional financing, troubleshooting, etc. Supports Director of Loan Quality and Compliance with delinquent accounts.
5. General - participate in training and professional development opportunities. May be appointed to assist or lead special projects and support process, policy, or product innovation, such as conducting research into new loan products or improving data analytics.
Requirements:
Qualifications and Skills
Qualified candidates will have a passion for business and community economic development. The individual must be results-driven, curious, and willing to learn. She/he will have the proven ability to work collaboratively and foster strong relationships with clients and colleagues. Excellent time management, critical thinking, and organizational skills are a must. Attention to detail and competence in writing and math are also important.
Candidates must also be very comfortable using and interfacing with web-based communication platforms such as Skype, Zoom, Go-to-Meetings and others, as remote work will be part of the role, at least for the foreseeable future.
Qualified candidates will have a degree in business or related field. Equivalent combination of education at least three years of relevant professional experience may be considered as a substitute for formal education. Interest in the non-profit sector is important. A minimum of two years direct lending or financial services experience is required. Exposure to/understanding of finance/lending or community development finance is a plus.
Compensation:
Dependent on Experience
How to Apply:
Please visit our careers page and apply through our on-line application process:
https://www.ceimaine.org/about/careers/staff-positions/
Background:
Vital Healthcare Capital (V-Cap) is a not-for-profit CDFI dedicated to strengthening quality healthcare in low-income communities.
We finance community health centers and behavioral health organizations, advocate for health equity including good healthcare jobs, and build partnerships to strengthen communities in need.
Our lending has recently focused in New York and Colorado, and will expand in the coming year. We partner with Self-Help, one of the largest CDFI entities in the country, to bring scalable capital and national reach to the communities we serve.
V-Cap is committed to diversity, equity and inclusion throughout our organization, including in our equal opportunity employment practices.
Position Summary:
We are looking for a high energy individual who is passionate about supporting vulnerable communities, thrives in a small, hands-on, creative work environment, and has a strong balance of deep analytical/quantitative skills and excellent written, oral and relational communication skills.
This is a NYC based position, supporting V-Cap’s work in NY, CO, and in new V-Cap markets.
Responsibilities:
Provide staff support to V-Cap’s CEO across V-Cap’s lending, program planning and organizational development activities,
Be a key point of contact in coordinating communication and activities with existing relationships and potential new relationships in the community healthcare sector on behalf of V-Cap’s CEO,
Provide research, analysis, writing and presentation development in support of V-Cap’s initiatives, including for draft reports, grant proposals and related documents, targeted to healthcare community and funder stakeholders,
Manage project timelines and time-bound critical deadlines for reporting, grant applications, other funding vehicles, and proposal and presentation opportunities,
Support V-Cap’s communications plans and activities including preparation for meetings, conferences, and presentations as well as website and electronic outreach to partners, stakeholders and community leaders,
Share organizational and administrative responsibilities as needed in collaboration with other team members.
Requirements:
Bachelor’s degree and demonstrated depth of interest in related health and social impact fields,
1 to 2 years of experience in a financial organization, community development organization, community healthcare provider, or health policy organization,
Strong commitment to social justice and economic and racial equity, and investing in care for our most vulnerable populations.
Skills for success include:
Highly analytical/quantitative skills,
High level of sensitivity to building positive relationships with communities, supporting professionals, and investment stakeholders, with a collaborative work style,
Polished, respectful and time-sensitive communicator, in verbal forums, including in person, via phone and through video platforms, and in all written communications,
Adept at current business software platforms, including MS Office suite (Excel/Word/Powerpoint), G Suite products, social media platforms, and website programs, for example Squarespace,
Able to thrive in the rapidly changing healthcare landscape, quickly grasp new information, acquire knowledge and contribute to finding creative, financially-sound solutions,
Able to learn, build depth and gain a comfort level in discussing healthcare policy issues facing low income communities, including Medicaid funding streams, and behavioral health and community health services.
Compensation:
Salary commensurate with 1 to 2 years experience and bachelor's degree.
Full time position with benefits.
How to Apply:
Email resume and letter of qualifications to:
Recruiting@vitalcap.org
Background:
Since 1982, California Capital Financial Development Corporation (California Capital), a nonprofit 501(c)(3) corporation, has supported our community through capacity building and access to capital programs for small and microenterprise businesses, and entrepreneurs. Certified by the U.S. Department of Treasury as a Community Development Financial Institution (CDFI), since 2002, we are a mission-based organization, focusing on programs and services with a goal of creating asset and wealth development in low/moderate income, diverse and underserved communities. California Capital provides technical assistance through a continuum of services including business training, one-on-one counseling, and a number of access to capital programs. Our lending programs include the administration of the State of California Small Business Loan Guarantee, Disaster Loan Guarantee Programs, and RUST (Repair and Removal of Underground Storage Tanks Program). In addition, California Capital has an EDA Revolving Loan Fund, CDFI loan funds, and investor loan funds that allow us to meet the capital needs of small and microenterprise businesses in low/moderate income, diverse and underserved communities. California Capital is located in Sacramento, California, serving small and microenterprise businesses in Northern California from San Joaquin County, north the Oregon border, and coastal counties to the west.
Position Summary:
Under the direction of the Chief Lending Officer and/or other senior staff, the loan officer/underwriter is responsible for reviewing financial data, assessing credit risk and structuring transactions. In collaboration with the organization’s credit staff, he or she will perform financial analyses and provide credit recommendations based on a review of all underwriting criteria.
As part of a highly efficient team, the Loan Officer/Underwriter responsibilities will expand beyond core credit analysis, contributing to development of new lending opportunities in target markets and the preparation of funding proposals and reports, including government agencies and loan fund investors. Additional responsibilities include providing competent, thorough, courteous, and efficient customer service to both internal and external customers with a minimal level of direction, guidance, and oversight.
The ideal applicant knows how to work in a collaborative environment and has strong financial analysis and writing skills. Versatility and flexibility across a wide spectrum of business tasks are key.
EMPLOYMENT TYPE: This is a full-time position
Responsibilities:
• Handle loan originations from beginning to end under the supervision of the Chief Lending Officer, and/or senior staff. Daily duties may include:
• Creating and reviewing financial statements with the use of Excel.
• Identifying information needed to perform underwriting analysis by reviewing a credit file.
• Conducting research relevant to loan applications under review
• Contacting borrowers to collect updated financial information as required.
• Work directly with the lending team in a collaborative process to evaluate credit worthy potential clients.
• Works with senior staff on analyzing figures around economic development metrics, including designing and implementing client-focused surveys.
• Participates, in close collaboration with other members of the team, in the preparation of proposals and periodic reports to partner agencies.
• Performs interim and annual financial loan monitoring in close collaboration with senior staff.
• Work closely with Loan Closing Specialist in preparing loan documentation.
• Works in partnership with Chief Lending Officer and loan team members on business development activities, including participating in client and/or prospect calls and representing the organization in meetings.
• Collaborates closely with our team in the development, launch and execution of new lending programs.
• Performs other duties as may be deemed necessary and appropriate.
Requirements:
• Bachelor’s degree in accounting, business, economics, finance, or equivalent combination of training and experience from a four (4) year college or university.
• Ideal candidate has a minimum of 2-4 years’ experience in mission-oriented financial analysis, deal structuring, and relationship and loan processing management.
• Strong writing and composition skills.
• Entrepreneurial approach to work (a must).
• Knowledge of and/or interest in community development, racial equity and economic inclusion.
• Experience and desire to increase access to resources in low/moderate income, diverse and underserved communities.
• Proven ability to build relationships with potential clients, as well as business and lending partners.
• Experience or willingness to be trained and become proficient with lending software and Client Relationship Management systems.
• Advanced knowledge and experience in Excel.
• Strong interpersonal communication skills.
• Fluency in languages in addition to English is a plus.
• We are looking for an individual who wants to make a difference in this critical new landscape, who would help us improve how we work day-to-day and maximize the growth and impact of our organization in the long term.
• The right fit would be someone willing to work hard, and always holding themselves to a high bar of performance. Sounds like you, or someone you know? Please reach out!
Compensation:
COMPENSATION: Competitive salary commensurate with experience. Excellent benefits package, including health, dental, vision and retirement plan available. Paid vacation, holiday and sick leave.
How to Apply:
Interested candidates should email resume with a cover letter to Deborah Lowe Muramoto at dmuramoto@cacapital.org with "Loan Officer/Underwriter" in the subject line.
California Capital is an equal opportunity employer.
For more information on our programs and services, visit our website at www.cacapital.org.
NOTE: Due to the current COVID-19 Pandemic, some work may be organized remotely on a temporary basis. This is not a remote-work position.
NO PHONE CALLS OR FAXES PLEASE
