Background:
Guardian Savings Bank
Position Summary:
-
Responsibilities:
Guardian Savings Bank is looking for a highly motivated professional with mortgage processing experience to work in our funding department as a Mortgage Loan Processor. In this role, you will review loan files for completeness upon receipt of the file and to order any credit reports, title, flood, and/or appraisals needed. You will act as a liaison between loan originators or the borrower to obtain any missing documents. If you have a passion for helping others, great communication skills, a positive attitude, a competitive spirit and a desire to be part of a growing team, we would love to hear from you.
Requirements:
SKILLS/QUALIFICATIONS
• High School Diploma or equivalent, required
• Minimum 2 years current Mortgage Loan Processing experience, preferred
• Minimum 1 year of documenting loan transactions, preferred
• Experience working with Microsoft Office application and Calyx processing system, preferred
• Working knowledge of FLMC guidelines, preferred
• Working knowledge of required loan documentation and its purpose, preferred
• Excellent verbal and written communication skills.
• Excellent interpersonal and customer service skills.
• Proficient in Microsoft Office Suite or related software.
• Excellent organizational skills and attention to detail.
• Basic understanding of clerical procedures and systems such as record-keeping and filing.
• Ability to work effectively with all levels of professionals including borrowers, attorneys, title companies, appraisers.
COMPENSATION
· Benefits package includes 401(k) match, medical/dental/vision
· Base salary plus uncapped commission
· Company-generated leads
· Growth Opportunity
At Guardian Savings Bank, our primary focus is on what we do best, making home ownership a reality for all. We’re known for our low cost, low rate mortgage loans and offer a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans. In addition, Guardian is a leader in construction, lot, investment, and apartment loans. With over 125 years of hometown service, we pride ourselves on the personal attention we give to our customers. We offer a large array of checking and savings products with competitive rates to meet all of their personal and business goals.
Guardian Savings Bank is an EEO/Affirmative Action Employer and will make all employment-related decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Job Category: Hourly
Department: Processing
Employee Status: Regular
Schedule: Full Time
Shift: 1st Shift
Job Type: Full-time
Guardian Savings Bank: Low Costs, Low Rates. Let us make home ownership a reality for you.
Apply Here: https://www.Click2Apply.net/kszjp55cf86kvhvt
PI122012451
Compensation:
$14-$16 per hour
How to Apply:
Apply Online at https://www.Click2Apply.net/kszjp55cf86kvhvt
Background:
People United for Sustainable Housing (PUSH Buffalo) seeks a Director of Community Development to lead our affordable housing and related community development activities, centered primarily on the West Side of Buffalo, New York.
The Organization and its Programs
PUSH Buffalo was created in 2005 as a nonprofit membership organization that would combine community development and community organizing activities to address displacement and improve Buffalo’s West Side. Our mission today is: to mobilize residents to create strong neighborhoods with quality affordable housing; to expand local hiring opportunities; and to advance social, economic and environmental justice in Buffalo.
PUSH Buffalo created the Buffalo Neighborhood Stabilization Company (BNSC) in 2009 to develop affordable housing and to purchase and redevelop vacant land. Today, as an affiliate of PUSH, BNSC undertakes housing and land development, plus sustainability and new economy work, encompassing green housing construction, community-based renewable energy and weatherization projects, land acquisition and holding, and green job training and development.
PUSH Buffalo aims to hold developers, including our affiliates, accountable to our low-income community, through our board and membership, and through extensive outreach and community planning activities. We lead social and environment justice campaigns. We are working to move from an extractive economy to a regenerative economy, in accordance with the Just Transition framework. PUSH seeks to increase the percentage of affordable housing units on the West Side from 15 to 25%.
While our real estate development focuses on the West Side, our advocacy campaigns and work against displacement and for affordable housing, climate justice and green jobs bring us into larger coalitions, and extends our work across the city, regionally and nationally.
PUSH with its affiliates, currently has a $4.5 million operating budget and a staff of approximately 40 people.
Position Summary:
PUSH/BSNC has developed 100 units of rental housing on 27 sites (scattered sites that PUSH/BNSC purchased and assembled, plus a school re-use). We have used a wide range of public and private housing resources, including Low Income Housing Tax Credits, state, city, bank and philanthropic resources. PUSH/BSNC has several projects in pre-development, including 53 units of tax credit rentals and around 9 units in small properties targeted to first time homebuyers. Our projects have also included a workyard, a workforce training center, our office space, and a nursery/greenhouse.
PUSH has developed some of its projects independently, with consultant support, and some with Syracuse-based Housing Visions. PUSH manages some of its properties itself, and some through Housing Visions.
The Director of Community Development leads PUSH/BNSC’s efforts to create high-quality affordable and sustainable housing for low income households, and community development projects that advance economic justice. The Director works with the PUSH Executive Team and other PUSH staff to grow and manage our existing housing portfolio. As a member of the senior team, they collaborate with other leaders of our organization on programs and policy activities.
The Director of Community Development supervises the Senior Project Manager and the Project Manager. They oversee the Property Manager, who manages the property management and maintenance team. The Deputy Director of Administration supervises the Director of Community Development. The Director of Community Development also reports to the BNSC board of directors on Community Development activities.
We seek a creative, mission driven developer to become our next Director of Community Development. They will be comfortable carrying out comprehensive community planning processes, together with the board, the community and others on staff, in order to determine project priorities. They will work on a variety of projects that reflect the community’s vision for the West Side.
Responsibilities:
Key Duties and Responsibilities
• Pursue new project opportunities and conduct early stage feasibility analysis
• Assemble and manage project teams together with project management staff
• Develop project financing plans and submit applications for grants, equity, and loans
• Coordinate closings for property acquisition, construction, and permanent financing
• Develop and oversee project and departmental budgets
• Ensure compliance with all project funding sources
• Actively participate in visioning and strategizing about neighborhood development goals and priorities, and engage in community planning processes
• Build strong relationships and serve as a primary contact with government officials, local partners, and others who participate in the development process, as well as with other organizations that PUSH partners with and who inform PUSH’s work
• Supervise project managers
• Oversee asset management of PUSH’s existing real estate portfolio, including supervising our property manager and acting as liaison to the third party property management company
• Provide regular reports to the BNSC Board of Directors, PUSH leaders and committees
• Identify and recruit experienced professionals to serve as technical assistance providers, partners and mentors
• Stay current with local, regional, state and federal affordable housing and neighborhood development policies and programs
• Set departmental goals together with program staff and senior management team
• Develop and manage appropriate evaluation and reporting processes, and
• Perform other related duties as assigned.
Requirements:
Our ideal candidate will have many of these experiences and qualifications:
• A strong background in real estate, affordable housing or community development, including at least three years of experience developing or funding affordable housing
• Demonstrated commitment to community-based development, and engaging in active community visioning for development
• Knowledge of local, state and national funding sources used to develop affordable housing
• Demonstrated familiarity with regulatory and legal requirements for development in Buffalo or similar communities
• At least two years of staff supervision
• Bachelor’s degree; a Master’s degree in a related field or additional work experience preferred
• Strong financial skills and comfort teaching others about development finance
• Commitment to equitable development and working in a diverse multi-cultural community
• Familiarity with the Just Transition framework or a willingness to embrace this framework
• Emotional intelligence
• Strong listening skills
• Ability to adapt to a dynamic and shifting work environment
• Ability to work independently and as a member of a team
• Strong written and verbal communication skills
• Ability to work with MS Office suite and other software
• Experience with horizontal and democratic management structures preferred, and
• Cultural competence and linguistic skills in English plus at least one of Spanish, French, or Arabic languages a plus.
Compensation:
PUSH Buffalo offers a competitive salary and a generous benefits package.
How to Apply:
Please submit one PDF document containing a cover letter, detailing your interest and qualifications for this position, and an up-to-date resume to: http://annlsilverman.com/PUSH- community-development-director/
Applications will be reviewed and acknowledged as they are received. We aim to fill this position by early fall 2020.
PUSH Buffalo seeks a diverse pool of candidates. We are committed to a policy of equal employment opportunity without regard to race, color, national origin, religion, disability, gender, gender identity, sexual orientation, or age.
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
Craft3 is a nonprofit Community Development Financial Institution (CDFI) with a mission to strengthen economic, ecological, and family resilience throughout Oregon and Washington communities. We do this by providing loans to entrepreneurs, nonprofits, individuals, including those without access to traditional financing. We then complement these financial resources with our expertise, professional connections, and other advocacy for our clients. Learn more at www.craft3.org
Position Summary:
Craft3 is seeking an experienced, bilingual (Spanish/English) Consumer Lender that supports the delivery of Craft3 loan products through equitable sources. You will work with customers and partners to originate loans that advance environmental, economic, and family resilience in the Pacific Northwest. This includes engagement in outreach activities and partner relationship management, ultimately supporting the Latinx community. You may not meet all the requirements of the job description - go ahead and apply anyway if you are interested. Craft3 is an equal opportunity employer; women and minorities are encouraged to apply.
Responsibilities:
• Discuss loan products, origination process, and loan agreements in Spanish with potential borrowers.
• Field initial customer inquiries and build loan pipeline.
• Field contractor/partner inquiries; project/loan status, customer coordination.
• Originate, and underwrite consumer loan applications, complete necessary due diligence, third party engagement, and prepare loan documents.
• Execute in-person and remote loan closings, including providing notary services when applicable for loan closings conducted at Craft3 offices.
• Complete proper loan filing and documentation per company policy.
• Provide disbursements to contractors. Coordinate with partner programs and others, as needed to collect relevant documentation (e.g. bids, invoices, county approval, etc.).
• Provide support to consumer team members as needed; such as reviewing files and collaborating on complex scenarios.
• Self-Audit work throughout the lending process to assure completeness and accuracy.
• Identify and generate lead sources for existing and new products.
• Identify and attend meetings and events, in partnership with Product Manager, to establish and strengthen partner relationships, grow referral sources, and build awareness of Craft3’s consumer loans.
• Represent Craft3 in public presentations.
Requirements:
Two years of related experience in a consumer lending, credit union, banking, or CDFI environment; must include experience in loan processing, documentation, underwriting, and/or servicing. Fluency in Business Spanish (written and spoken) required; experience discussing and negotiating loan products. Experience with mortgage lending (such as sales, loan processing, documentation, funding) and community outreach or engagement a plus.
Compensation:
Craft3 offers a competitive salary $33,000 - $53,000/annually plus benefits: medical, dental, vision, Life/AD&D, LTD/STD insurance, paid sick and vacation leave, volunteer time off, wellness program, transportation, flexible schedule, and 403B Retirement savings plan with employer match.
For more information about Craft3 and our benefits visit our website at: www.Craft3.org/Careers/benefits.
How to Apply:
Apply online at www.craft3.org/Careers/Jobs and to view the complete job description.
Application Deadline: Open Until Filled
Background:
The NDC Grow America Fund (GAF), in cooperation with our Community Partners, provides financing to growing small businesses throughout the country. GAF operates as a community development lender to support the creation of jobs and the expansion of eligible small businesses in underserved areas, particularly minority and women-owned businesses. The financing provided is partially guaranteed by the U.S. Small Business Administration under GAF’s Small Business Lending Company license, and GAF has Preferred Lender status nationwide. GAF is also Certified Development Financial Institution (CDFI). GAF has lent to over 500 borrowers with an average size of $500,000. GAF actively conducts business in approximately 40 different client communities throughout the United States and has ambitious growth plans.
The Grow America Fund is seeking to fill a position for a Loan Officer. The Grow America Fund, Inc, (GAF), a subsidiary of the National Development Council (NDC). The National Development Council (NDC) is the oldest national non-profit community and economic development organization in the United States. It was founded in 1969 with a mission of increasing the flow of capital for investment, jobs and community development to underserved urban and rural areas across the country. For additional information about NDC, please visit: http://ndconline.org/
Position Summary:
Loan Officers are responsible for marketing, sourcing, evaluating and underwriting the SBA 7(a) loans in the various client communities. The Loan Officer works under general supervision of the GAF Chief of Credit, exercising significant latitude in the use of initiative and independent judgment in the performance of his (or her) responsibilities. The position will service multiple GAF communities. Current GAF client communities that could be served include the Seattle and the Los Angeles metro areas. These communities may change. Candidates may be from these communities and/or living near a major airport with good air service. The job involves travel to visit potential borrowers and to attend internal meetings of staff and management.
Responsibilities:
• Develop and maintain referral sources for prospective small businesses located within the client communities and in need of financing, and
• Interview and screen prospective loan applicants to determine if minimal loan qualification standards are met, and
• Assist potential borrowers find alternative financing resources if they do not qualify for the GAF program, and
• Gather data necessary to complete application package and source documents for credit analysis of all qualified applicants, and
• Perform credit analysis and underwriting functions for qualified applicants, and
• Structure financing packages to match potential borrower needs using in matching sources and uses of funds as well as repayment terms, and
• Prepare and present loan reports to the GAF credit committee, and
• Negotiate any remaining loan structuring elements and issue commitment letters, and
• Assist loan closing officer with preparation of closing documents, liaison with attorneys and SBA and gathering of final documents required by the particular type of SBA loan being closed, and
• Assist portfolio management with servicing issues and borrower relationships during the entire life of the loan, including but not limited to modifications of collateral, site visits, annual reviews, SBA audits workout plans and liquidations.
• Become an NDC trainer specifically for Economic Development 101 (ED 101) and Economic Development 201 (ED 201) plus other classes. ED 101 explores economic development activities as part of a community overall economic development finance strategy and investigates the funding resources available for job creation projects. Participants analyze and structure economic development projects for small and medium size business and commercial real estate projects utilizing incentive financing packages. In ED 201, participants build on the financial analysis and deal structuring techniques learned in ED 101 through investigation of advanced methods used to analyze the creditworthiness of operating small and medium sized businesses.
Requirements:
Bachelors degree from an accredited four-year college or university with major course work in finance, business administration, economics or a related field.
Minimum five years of experience in commercial banking, business or community lending.
• Strong analytical, time management and organizational skills as well as a high level of attention to detail, and
• Effective written and verbal communication skills with the ability to be persuasive one-on-one as well as in a group setting, and
• Knowledge and experience in program and task management, and
• Ability to work effectively with community-based organizations, banks, CPAs, small businesses, entrepreneurs and public sector administrators, and
• Impeccable personal integrity and ability to maintain confidentiality of borrower data, and
• Computer literacy in contact management, word processing, spreadsheet and database programs.
• Presentation skills to small and large groups (5-100).
Compensation:
Based upon experience.
How to Apply:
To apply, submit a resume to Careers@NDCOnline.org.
Position open until filled.
