Background:
<p>About the Washington Area Community Investment Fund (Wacif) Established in 1987, the Washington Area Community Investment Fund’s mission is to increase equity and economic opportunity in underserved communities in the Washington, DC area by investing knowledge, social, and financial capital in low- and moderate-income entrepreneurs. Our mission is driven by three strategic pillars: inclusive entrepreneurship, community wealth building, and equitable economic opportunity, and is fulfilled by providing access to capital products and services, and capacity building technical assistance to low- and moderate-income entrepreneurs.</p>
Position Summary:
The Washington Area Community Investment Fund (Wacif) seeks to fill the full-time position of Chief Program Officer, which will be responsible for ensuring organizational impact by providing leadership for Wacif’s small business and entrepreneurship advisory services and technical assistance initiatives. As part of the executive leadership, the CPO will be a hands-on and participative leader reporting to the CEO, and will serve as the chief architect for designing and implementing new advisory programs, partnerships and strategies. The CPO will be a strategic thought-partner, responsible for managing all of Wacif’s entrepreneurship- and small business-focused educational programming and resources. The CPO will develop and contribute to the creation and implementation of organizational strategies and programs, and will oversee small business startup and growth services that include: 1) one-on-one assistance; 2) business success coaching; 3) trainings and workshops; and, 4) acceleration services/cohort-based learning.
Responsibilities:
Leadership, Staff Management and Organizational Strategy
- Directly supervise small business programs and advisory services staff for execution of services and programs.
- Create and support a high performing culture in the program department aligned with Wacif core values: equity, inclusion, stewardship, and accountability.
- Develop a team-based environment to motivate and inspire staff to work collaboratively toward vision and goal, by clearly communicating agency vision, implementing yearly staff development plans and mentoring.
- Coordinate with Human Capital Manager to identify and create leadership and professional development opportunities for staff.
- Work closely with Wacif’s leadership in securing new funding for small business advisory service operations through existing and developed funder relationships related to the field.
- Establish annual program, departmental and staff goals and objectives and track results against these goals as well as accountability protocols.
- Lead advisory services and program budget development process, and maintain a high level of fiscal responsibility.
Program Oversight and Evaluation
- Oversee the coordination, integration, and delivery of all programs, contracts and related services, promoting collaborative relationships between program areas and ensuring that the expectations of funders, partners, constituents, clients, and other stakeholders are consistently met.
- Respond to funder requests for proposals and applications in partnership with development and senior staff; coordinate planning and activities necessary for development of model program designs in response to RFPs and RFAs.
- Work closely with the finance department to budget and monitor programmatic operations to ensure sound fiscal and system management.
- Ensure the delivery of qualitative and quantitative goals and outcomes of programs and services.
- Coordinate and analyze the appropriate data to inform the programmatic and operational decision-making process.
- Use CRM platform to increase programmatic efficiency, transparency and collaborative efforts among teams.
- Determine staffing plans to achieve program goals and objectives and participate in hiring decisions for new program staff.
- Develop an assessment protocol to determine the feasibility and sustainability of programs as well as lead to more effective and efficient service delivery.
- Analyze and assess programs based on data collected and implement corrective measures if required.
Program Development and Service Delivery
- Collaborate with the CEO to identify, develop and execute strategies to support entrepreneurship in the Washington, DC metropolitan area, including new programs and event opportunities, topics, and markets for educational programming and initiatives.
- Lead programmatic areas focused on signature programs and a team of program managers and small business advisory services staff to:
o Execution of Wacif’s signature, award-winning small business growth program, the Ascend Capital Accelerator.
o Develop and create business startup and growth services that include: 1) one-on-one assistance; 2) business success coaching; 3) trainings and workshops; and, 4) acceleration services.
o Develop pre- and post- loan technical assistance and training for Wacif borrowers.
o Oversee execution of established programs such as the Minnesota Avenue Main Street, and Employee Ownership Initiative.
o Prepare monthly, quarterly and annual program plans and reports.
o Analyze financial standing of small businesses and entrepreneurs to determine loan-readiness.
o Conduct periodic needs assessments of the small business and entrepreneurial community.
o Package clients financial and operational information to traditional and non-traditional funding sources.
- Manage all aspects of program and content development for Wacif’s entrepreneurial-focused initiatives and partnerships.
- Develop annual program of activities including workshops, trainings, and other events to support small businesses.
- Evaluate and track effectiveness of small business and entrepreneurship programming and initiatives.
- Serve as chief business development specialist by providing direct assistance to small businesses and entrepreneurs.
- Develop and coordinate seminars, trainings, and workshops for aspiring entrepreneurs and small business owners on issues ranging from business plans to growth strategy.
- Manage all event planning, and execution of all entrepreneurship-focused educational programming & events.
- Manage the research and content creation of both print and online small business educational resources.
- Develop and maintain strong relationships and partnerships with other small business assistance organizations.
- Market services to traditional and non-traditional financial partners to bolster deal flow and increase community impact.
- Develop and maintain effective relationships with local businesses and provide them with appropriate support information.
Requirements:
- Must be a team player, able to work within a team structure, and collaborate with a diverse set of stakeholders to develop effective partnerships.
- Proven ability to set and execute an organization’s strategic vision and successfully achieve its mission.
- Demonstrated skills at building and cultivating strong relationships with key stakeholders, including staff, Board members, funders, partners, government officials.
- Experience managing program budgets from multiple sources including government (federal, state, and local), philanthropic, private, corporate and financial institutions.
- Ability to build and manage relationships.
- Entrepreneurship and/or small business experience, preferred.
- Finance and/or small business lending experience a plus.
- Minimum of 5-7 years of management experience.
- Minimum of 5-7 years of experience in program/project management, and small business direct assistance.
- Bachelor’s degree from an accredited institution required.
- Positive, entrepreneurial spirit including ability to seek new and creative solutions to challenges.
- Experience with grant writing and grants management preferred.
- Ability to manage multiple projects simultaneously with precision and attention to detail while continually finding ways to improve processes to produce higher quality events with more effective results.
- Excellent oral, written and interpersonal communication skills with special attention to detailed editing of promotional materials, website and print pieces.
- Excellent public speaking, organizational, and problem-solving skills and abilities.
- Exceptional customer service.
- Fluency with Microsoft Office suite, required.
- Experience with customer relationship management (CRM) systems, preferred, specifically HubSpot, a plus.
- Occasional evening and weekend hours, in addition to travel, is required.
Compensation:
Competitive salary commensurate with experience. Medical, Dental, Vision, Life & Disability coverage available. Retirement plan (employer contribution & matching); transportation benefits, paid vacation (increased with tenure), holidays, and sick leave days.
How to Apply:
Interested candidates should email a (1) resume/CV, (2) thoughtful cover letter that outlines how your skills and experience meet the qualifications of the position, and (3) salary history to opportunity@wacif.org with “Chief Program Officer” in the subject line. Applications will be reviewed on a rolling basis.
Background:
ABOUT THE ORGANIZATION
The Housing Partnership Network has been an Aeris-rated 4-star, AA organization since 2005 and operates its lending activity through two community development financial institutions (CDFIs): Housing Partnership Network, Inc. and The Housing Partnership Fund, Inc. HPN created the Housing Partnership Fund in 2001 as its lending arm to meet its members’ growing need for flexible, early stage financing for affordable housing development. Today, HPN provides capital to both its members and social enterprises. This includes unsecured enterprise-level, secured project-level and bridge financing for affordable multifamily, single family and community development projects as well NMTC allocation for single family homeownership initiatives. Additionally, HPN offers lines of credit and equity investments for housing-focused social enterprises.
OUR COMMITMENT TO DIVERSITY AND EQUITY
HPN is committed to creating a diverse and equitable environment and is proud to be an equal opportunity employer. HPN recruits, employs, trains, compensates, and promotes regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status and other protected status. We believe that the more inclusive we are, the better our work will be. We aspire to build a diverse team, one that better reflects the people and communities we serve. Applicants who contribute to this diversity are strongly encouraged to apply.
WE VALUE
Collaboration - We are a true network. We believe in the power and benefits of broad engagement, empowerment and collaboration.
Connection - We actively build relationships that connect people, ideas, and organizations to forge new paths for improving communities.
Inclusion - We recognize our power comes from the collective and cooperative nature of our work, based on an environment that is inclusive of diverse experiences, backgrounds and perspectives.
Respect - We are open, honest, and respectful in all of our interactions which strengthens our relationships, our mission, our work with colleagues and members, and ultimately the lives of the people we all serve.
Transformation - We work with our members to transform our industry by creating systemic solutions to help people who live in our communities to thrive.
Position Summary:
The primary responsibility of the Loan Associate is to support HPN’s CDFI lending business by underwriting loan requests. A strong knowledge of real estate and nonprofit enterprise-level finance is required. Knowledge of CDFI programs such as New Market Tax Credits is a plus.
Responsibilities:
The Loan Associate will support the origination of new loans and assist in the loan closing process as necessary.
Originations/Underwriting (70%)
• Provide underwriting analysis for debt and equity transactions and make recommendations to the Director of Lending.
• Perform financial analysis, due diligence and project feasibility assessment for potential borrowers.
• Prepare term sheets based on initial borrower analysis and alignment with HPN’s loan products.
• Prepare written credit memoranda with detailed analysis and recommendations for terms and credit structure. This includes borrower, property/project and market level analysis, as applicable, and recommendation on financial covenants and reporting requirements.
• Supporting presentation of analysis to HPF Board for review and approval.
• Maintain loan pipeline in Salesforce and pipeline reporting
• Support lending business projections based on loan pipeline knowledge
• Provide technical assistance to borrower through the application and underwriting process.
• Work with the borrower and external parties up through the loan commitment and then assist in transition to closing process, which is led by Director of Portfolio Management.
• Develop and cultivate relationships with borrowers and partner CDFIs.
Special Projects (20%)
• Support President of HPF with a variety of projects including:
o Investor and funder due diligence requests;
o HPF website, marketing collateral, and communications (coordinate with HPN communications staff);
o HPN member peer exchange initiatives related to CDFIs;
o HPN’s New Market Tax Credit program
• Prospecting and research in support of new products and programs (eg. NMTC program for single family, high-leverage A/B note structure acquisition product, mezzanine lending)
Portfolio Management (10%)
The Loan Associate will support the asset management team and investor reporting activities as needed. This could include, but is not limited to:
• Facilitating post-closing hand off to portfolio management team
• Supporting annual reviews of borrowers/loans
• Reviewing and processing borrower draw requests, modification and extension requests.
• Assisting in creation of qualitative reports for investors, marketing and communication materials.
Requirements:
• Bachelor’s Degree, preferably in finance or accounting. Credit analysis training a plus.
• 2-5 years of professional experience as an underwriter or financial analyst and/or experience in portfolio or asset management, preferably with a CDFI or similar organization;
• Ability to develop proforma financial statements, cash flows and credit analysis;
• Knowledge of affordable housing development, finance, and nonprofits preferred;
• Knowledge of closing process and legal documentation for debt transactions;
• Strong written and oral communication skills;
• Ability to manage time and multiple demands to accomplish objectives;
• Proficiency with Microsoft Excel and Word.
• Commitment to social justice and HPN’s mission
OTHER
• This position is, preferably, based in Boston but remote locations will be considered.
• Some travel is required (subject to COVID-19 restrictions
Compensation:
Salary range is $63,000-$90,000
How to Apply:
To apply please submit a cover letter and resume through our applicant tracking system
Background:
The Homewise mission is to create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life. We empower and support clients with financial education and coaching, real estate services, affordable mortgage lending, down payment assistance, loan servicing, refinance and home improvement lending. We also strengthen neighborhoods by increasing homeownership through real estate development, property rehabilitation, and revitalizing communities. If you are looking for a dynamic, high-energy work environment that focuses on creating positive change, consider a career with Homewise. We offer competitive pay, full benefits, retirement, tuition reimbursement, professional development, and growth opportunities.
Position Summary:
We are seeking a Mortgage Operations QC/ Compliance Analyst to join our lending team. The mission of the QC/Compliance Analyst is to ensure that Homewise meets all loan obligations providing accurate documentation on time that meet all investor, regulatory, and disclosure requirements. Serves as the compliance expert for the Homewise mortgage lending department and assists the department in developing, interpreting, and enforcing policies and procedures. The QC/Compliance Analyst provides backup support to the Mortgage Loan Closers and the Post Closing & Secondary Marketing Technician. The ideal candidate is a customer service-orientated adaptable self-starter with the ability to communicate clearly both orally and written, listens to understand others viewpoints, anticipates customer needs and offers innovative solutions, knows all relevant investor requirements regarding rate lock processes and deadlines, and is familiar with mortgage loan documentation, appraisals, and financial documents.
Responsibilities:
The QC/Compliance Analyst is responsible for carrying out the following duties:
• Audits each loan for compliance with State and Federal laws
• Submit monthly closed loan report to TENA for audit selection
• Submit files to TENA and investors for audit purposes
• Works closely with loan officers regarding adverse action processes for compliance with all regulations including any Homewise requirements.
• Provides monthly correspondence with loan production team regarding third-party audit QC findings
• Provides back-up support for the Post Closing & Secondary Marketing Technician
• Provides back-up support for the Mortgage Closers
• Uses the Homewise, Inc. Outlook, Point, STARS, Doc Velocity, and other electronic tools to provide the best service to customers.
• Works closely with other internal departments including but not limited to Home Purchase Advisors, Real Estate Sales, Real Estate Development, and Lending to ensure best practices in service provided to customers.
• Works closely with other internal departments including but not limited to Home Purchase Advisors, Real Estate Sales, Real Estate Development, and Lending to ensure best practices to remain in compliance with all applicable regulations, policies, and procedures.
Requirements:
Education and Experience
• Bachelors degree or equivalent experience in mortgage processing, mortgage quality control, or accounting required.
• A minimum of three years’ mortgage industry experience is required.
• Minimum of two years’ experience in Mortgage loan processing or Quality Control preferred
• A minimum of two years’ customer service experience required
• MBA Education Certificate for AC: CMCP Level 1.
• Competent in Microsoft Excel, Word, Outlook; Loan Origination systems, Windows, and other software applications as appropriate.
Compensation:
Negotiable
How to Apply:
Please submit your resume to jobs@Homewise.org or visit our website at www.Homewise.org
Background:
The Homewise mission is to create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life. We empower and support clients with financial education and coaching, real estate services, affordable mortgage lending, and down payment assistance, loan servicing, refinance and home improvement lending. We also strengthen neighborhoods by increasing homeownership through real estate development, property rehabilitation, and revitalizing communities. If you are looking for a dynamic, high-energy work environment that focuses on creating positive change, consider a career with Homewise. We offer competitive pay, full benefits, retirement, tuition reimbursement, professional development, and growth opportunities.
Position Summary:
We are seeking a Mortgage Loan Underwriter to join our lending team. The mission of the Loan Underwriter I is to assist Homewise customers to become successful homeowners by fairly interpreting and enforcing policies, examining loan documentation for accuracy and completeness, reviewing terms of loans in detail, and making sound loan decisions that reflect the greater Homewise mission. The ideal candidate able to work independently, listens and understands other's viewpoints, communicates clearly both orally and in writing, adjusts quickly to changing priorities, pays close attention to detail, and is familiar with mortgage loan documentation, appraisals, and financial documents.
Responsibilities:
Essential Duties and Responsibilities
The Loan Underwriter I is responsible for carrying out the following duties:
• Obtain an NMLS lending license in the State of New Mexico.
• Reviews all loan documentation in detail, ensuring accuracy and completeness of all documentation.
• Analyzes credit of all mortgage applicants to determine risk associated with each loan.
• With oversight of the Underwriting Manager decides whether to approve, request exceptions from the Loan Review Committee, or decline each mortgage processed through Homewise, Inc.
• Underwrites each mortgage loan to the standard investor and Homewise guidelines.
• Ensures that loans are all compliant with Fair Lending practices and all required state and Federal laws.
• Works closely with other internal departments including but not limited to Home Purchase Advisors, Real Estate Sales, Real Estate Development, and lending to ensure best practices in service provided to customers.
• Uses the Homewise, Inc., Outlook, Point, STARS, Doc Velocity, and other electronic tools to provide the best service to customers.
• Complies with all applicable regulations, policies, and procedures.
• Maintains current knowledge of investor and industry guidelines and regulations.
• Provides or sources information for origination staff and other departments as necessary to ensure that origination and counseling staff provide high-quality information and customer service.
Requirements:
A Bachelors’ degree or equivalent experience in mortgage processing, mortgage quality control, or accounting is required. A minimum of three years’ mortgage industry experience is required. A minimum of two years’ experience in Mortgage loan processing or Quality Control preferred. Must be able to work flexible hours including evenings and/or weekends on occasion.
Compensation:
Negotiable
How to Apply:
Please submit your resume to jobs@homewise.org or visit our website at www.Homewise.org
Background:
Oweesta Corporation is a certified national Native community development financial institution. Oweesta’s programs and services include lending, capacity building, and financial education and asset building. Oweesta focuses on the development of strong Native institutions and asset building programs and our mission is to provide opportunities for Native people to develop financial assets and create wealth by assisting in the establishment of strong, permanent institutions and programs contributing to economic independence and strengthening sovereignty for all Native communities. Oweesta is currently seeking a qualified applicant for the following position.
Position Summary:
POSITION SUMMARY
The Communications Officer reports directly to the Chief Operating Officer and is responsible for short- and long-term planning and implementation of Oweesta’s marketing & communications program and strategic communications plan in coordination with the team, as well as creation and execution of marketing strategies, campaigns, and initiatives that continuously reach and expand Oweesta’s audience, enrich client/partner/investor experience, and fuel the growth, scale, and impact of the Oweesta mission.
We are seeking an outstanding writer and editor who can quickly digest complex content and produce high quality materials for a variety of audiences. The Communications Officer conducts public relations, marketing, and communications services and provides support for fundraising and programmatic activities, grantwriting, impact collection and reporting assistance to the Oweesta team. This individual will work and coordinate across programmatic areas/projects, requiring the ability to independently set priorities and manage time well.
Oweesta’s Communications Office is the voice across all digital and social media platforms; responsible for content creation and execution across all our channels, which include: Oweesta’s website (www.oweesta.org), social media, email marketing communications. The Communications Officer is tasked with continuously improving the quality and quantity of our content by monitoring and increasing engagement and performance using analytic tools. Expert copywriting and editorial skills, as well as social media expertise/best practices are a must. Candidates should also be current on relevant news and trends – a genuine interest in economic development and Native communities is a plus.
This person must display:
• Passion, positivity, and strong team skills
• Client facing and desire to grow professionally
• Internal motivation and time management skills
Responsibilities:
DUTIES AND RESPONSIBILITIES:
1. Write and design attractive email blasts, program advertisements, and press releases.
2. Help develop and implement (with team) strategic communications plan (including annual planning and budgeting); providing strategic thought leadership
3. Develop and maintain comprehensive marketing/social media/communications calendar outlining communication timelines, content, and department resources involved
4. Works with Communications and other Oweesta staff to market Oweesta’s other services and products to potential and existing clients.
5. Plan, direct and execute corporate and initiative-based marketing and communications plans in coordination with departments/contract managers
6. Oversee, local, regional and national public relations efforts as part of larger plan(s), including scanning news coverage of CDFI and Native economic development work and Oweesta and identify opportunities for contributions
7. Ensure public relations, advertising and marketing efforts are timely and consistent with national programs, services, and policy as derived from our staff and constituents
8. Make arrangements for broadcast and print interviews for staff – assist staff in identifying speaking opportunities based on areas of expertise and help draft submissions to relevant conferences; assist staff in developing dynamic and compelling presentations for meetings/public speaking as needed
9. Maintain positive working relationships with Oweesta partners, Federal agencies, Native/tribal leaders, and other representatives
10. Develop and serve as Editor-in-Chief of regular Oweesta and community development newsletters
11. Manage content for Oweesta-based websites, social media (including managing FBLive), physical marketing materials, etc. in conjunction with staff
12. Monitor and ensure all organizational communications/marketing have unified brand identity and meet high standards; define and implement a brand strategy
13. Provide graphic design, web design, and photography support as needed to develop and maintain materials, and to develop and implement specific projects or campaigns
14. Support national conferences/events put on by Oweesta for branding/communications/marketing and logistical support as needed
15. Works with other staff on interdisciplinary efforts and performs other duties as assigned by supervisor
Requirements:
EDUCATION AND EXPERIENCE:
1. Bachelor’s degree or relevant experience preferred (preferably in English, Journalism, or Communications).
2. Minimum three years’ experience in a communications/marketing position in similar organization/field, preferably with national scope and/or with a Native nonprofit.
3. Experience in Native community/economic development helpful and with Native communities is highly desirable.
4. Strong media/Native media contacts are helpful
5. Critical and creative thinker who can work/problem-solve thoughtfully, with strong organizational skills and demonstrated ability to manage multiple projects simultaneously
6. Hardworking, motivated, and self-directed; able to meet timelines
7. Superior copywriting and editorial skills – with attention to detail and ability to communicate effectively
8. Ability to use following tools a plus: Adobe Creative Suite, MailChimp, social media management/analytics platforms, WordPress, Social Media Platforms (Facebook, Twitter, LinkedIn)
9. Ability to manage video creation, including planning, script writing, coordination
10. Experience in creating/managing website content, with an understanding of web analytics and search engine optimization
11. CRM experience welcomed
KNOWLEDGE, SKILLS, ABILITIES, and PHYSICAL REQUIREMENTS:
1. Strong written and verbal communications skills required.
2. Strong visual sensibility
3. Excellent computer skills (including experience with WordPress, InDesign, PPT highly desirable)
4. Some awareness of the complexities and challenges of community development finance and small business development in Native communities.
5. Strong business and customer service skills required.
6. Ability to work constructively with diverse constituents and as a participant on multi-disciplinary teams required.
7. Ability to travel required.
8. No extraordinary physical requirements beyond ability to travel. Job involves normal physical requirements for an office position. Oweesta supports and complies with ADA.
Compensation:
Oweesta offers competitive salaries and benefits including health, dental, life and disability insurance and a Simple IRA pension plan with up to 3% match by Oweesta (100% of healthcare premium costs covered by employer). Oweesta also offers a generous time off program, parental leave, summer hours, and professional development opportunities.
How to Apply:
To Apply:
Please submit a resume, cover letter, and 3 professional writing samples to Krystal Langholz, Chief Operating Officer of Oweesta, at Krystal@oweesta.org
Background:
Oweesta is the only existing Native CDFI intermediary offering financial products and development services exclusively to Native CDFIs and Native communities. Specifically, Oweesta provides training, technical assistance, investments, research, and policy advocacy to help Native communities develop an integrated range of asset-building products and services, including financial education and financial products.
Asset-building tools stimulate reservation economies by providing tribal members the opportunity to acquire financial management skills and build and accumulate assets through small business creation, homeownership, education, and much more.
Position Summary:
Position Title: Loan Officer
Reports to: Lead Lending and Investment Officer, Oweesta
Job Level: Exempt
Hours: Full Time
Location: Remote
Position Summary: Responsible for assisting the Lead Lending and Investment Officer (LLIO) with managing Oweesta’s portfolio of loans to Native CDFIs as well as capital investments from a variety of impact investors.
Responsibilities:
Portfolio Management Responsibilities
• Performs financial analysis and underwriting for loan clients.
• Prepares credit memos for loan clients.
• Performs due diligence and risk mitigation strategies.
• Analyzes portfolio risk to recommend strategies increasing responsiveness of lending program while prudently mitigating credit risk in accordance with industry standards.
• Assists LLIO and CFO in developing and maintaining lending and portfolio management policies, procedures, and reporting templates.
• Assists LLIO with developing work-out plans for troubled loans and recommends restructures or other collection strategies.
• Assist LLIO with reporting to capital investors.
• Tracks investor loan covenants, principal and interest payments, and monitors all loan agreements for compliance.
• Supports the LLIO and CFO in preparing for the annual audit.
• Performs other duties as assigned by supervisor.
Requirements:
Desired Qualifications:
• Degree from an accredited college or university.
• Relevant experience providing lending services or portfolio management.
• Strong written and verbal communication skills required.
• Financial analysis skills.
• Experience working with Native communities or other diverse communities strongly preferred.
• Proficiency with Microsoft Office products, particularly Microsoft Excel
Special Requirements:
• Work schedule might involve some evening and weekend work.
• Might be asked to travel for multiple days in a row.
Compensation:
DBE
How to Apply:
To Apply:
Please submit a resume and cover letter to Florence Ludka, Chief Financial Officer of Oweesta, at Florence@oweesta.org
Background:
California FarmLink invests in the prosperity of farmers and ranchers through lending, education, and access to land. FarmLink envisions a healthy food system where farmers and ranchers have equitable opportunities to build wealth and conserve natural resources. We value equitable access to opportunity, resilient working landscapes, fairness and accountability, and learning from diverse farmers and ranchers.
Join California FarmLink’s lending team to support the prosperity of California farmers and ranchers, ensure equitable access to economic opportunity, and support environmental stewardship and vibrant local food systems. This position plays a key role in FarmLink’s agricultural lending as a Community Development Financial Institution (CDFI), providing underserved farmers and ranchers with access to capital and technical assistance. The Lending Associate will serve as the primary point of contact within the organization for business owners inquiring about and applying for financing.
Position Summary:
Join California FarmLink’s lending team to support the prosperity of California farmers and ranchers, ensure equitable access to economic opportunity, and support environmental stewardship and vibrant local food systems. This position plays a key role in FarmLink’s agricultural lending as a Community Development Financial Institution (CDFI), providing underserved farmers and ranchers with access to capital and technical assistance. The Lending Associate will serve as the primary point of contact within the organization for business owners inquiring about and applying for financing.
Responsibilities:
• Serve as initial point of contact for FarmLink’s Loan Program; effectively represent products and programs
• Act as liaison between loan applicants, regional field staff, underwriter and loan services
• Collect required documentation, verify accuracy and completeness, and follow up on missing items
• Compile and process documents to create complete paper and digital loan application files, and enter information into loan management, underwriting and loan documentation systems
• Conduct due diligence: order, review, interpret and summarize credit reports, preliminary title reports, appraisals, lien searches, and entity status reports; review and verify business entity documents
• Maintain loan pipeline report and ensure lenders are apprised of updates
• Input/process guarantee applications, including FSA and SBA, utilizing each agency’s interface/system
• Provide applicants with timely and periodic status updates of their loan application
• Provide technical assistance to applicants in completing applications, financial reports and projections
• Continually assess loan intake processes and systems to increase operational efficiency and effectiveness
Requirements:
• Ability to provide excellent customer service to both internal and external clients, via phone, email and in person meetings • Have a passion for making a difference in the world through FarmLink’s mission to invest in the prosperity of farmers and ranchers
• Ability to communicate the written and spoken word in both English and Spanish (bilingual)
• Good organizational skills, exceptional attention to detail, well disciplined, meets deadlines, and a self-starter
• Ability to handle multiple tasks and frequent interruptions
• Ability to handle stressful situations with calmness and courtesy, while meeting deadlines
• Knowledge and experience using MS Word, Excel; as well as basic accounting procedures
• 1-3 years of experience handling personal/business financial information with the appropriate discretion, ideally in a banking or lending setting
• Minimum BS in business administration, finance, community development or other related field, or the equivalent combination of education and work experience
• Familiarity with agriculture, agricultural/small business lending, US Department of Agriculture programs, and/or CDFIs a plus
Compensation:
Salary: $35,000 - $55,000
How to Apply:
Please email a thoughtful cover letter explaining your interest in the position and the organization, along with a resume to info@cafarmlink.org No phone calls please. Applications accepted on a rolling basis; position open until filled; priority screening date is September 25, 2020.
Background:
Who We Are
Pacific Community Ventures (PCV), a 20-year-old nonprofit CDFI, engages small businesses, impact investors, and policymakers to build an economy that works for everyone. Our approach is unique. PCV’s Lending and Small Business Advising teams connect entrepreneurs to the expertise and affordable capital they need to grow their businesses to help local economies thrive. We do this with a focus on helping them create good jobs, that address racial and gender wealth gaps, and contribute to community wealth-building. PCV’s Impact Investing Research and Consulting team executes client and research projects that empower investors and policymakers to more effectively deploy capital to underserved communities in ways that positively impact our society and environment. Our approach benefits local economies while contributing to scalable and systemic change, reflecting our “think globally, act locally” philosophy.
Why You’re Needed
We’re a dynamic nonprofit organization with a growing Loan Fund that supports more and more small businesses with loans and pro bono mentoring, creating good jobs in low-and-moderate income communities. With our expansion, we are adding loan support software and streamlining our processes and procedures to reach entrepreneurs more efficiently. You will be a dedicated teammate with strong analytical, writing, and interpersonal skills who is passionate about investing in underserved communities.
This position will report to the Managing Director, Small Business Services, work closely with the Director of Lending, and Credit Officer. This is a wonderful opportunity for a quick learner who wants to gain experience in the fields of small business lending and community development.
Position Summary:
This position will report to the Managing Director, Small Business Services, work closely with the Director of Lending, and Credit Officer. This is a wonderful opportunity for a quick learner who wants to gain experience in the fields of small business lending and community development.
Responsibilities:
Specific Responsibilities:
Among other things, you will:
Be the primary source of contact for all potential borrowers and referring partner organizations.
Collect due diligence items from potential borrowers, run credit checks, and assist with ratio and financial analysis in the underwriting process
Discuss the viability of credit packages with lending team and make recommendations
Participate with borrower compliance with financial, reporting, and advising covenants, monitor borrower financial performance, and provide analysis to the Managing Director and Director to inform risk ratings
Actively update all applications in the lending software
Maintain electronic and hard copy files in audit-ready condition for all borrowers
Help maintain reporting, risk rating analysis and other portfolio records as needed
Grow industry and sector knowledge by attending events and developing strong working relationships with clients and partners
Skills and Abilities
Bachelor’s degree with an interest in finance/community development
Familiar with QuickBooks, Salesforce, MS Office Suite, with a strong aptitude for learning new computer programs quickly
Self-starter willing to take initiative, but also works well in a team
Excellent interpersonal skills and strong ability to multi-task
Embody PCV values of coming from a place of “Yes,” having empathy, being transparent, and maintain a sense of humor!
Spanish speaker strongly preferred
Requirements:
Skills and Abilities
Bachelor’s degree with an interest in finance/community development
Familiar with QuickBooks, Salesforce, MS Office Suite, with a strong aptitude for learning new computer programs quickly
Self-starter willing to take initiative, but also works well in a team
Excellent interpersonal skills and strong ability to multi-task
Embody PCV values of coming from a place of “Yes,” having empathy, being transparent, and maintain a sense of humor!
Spanish speaker strongly preferred
Compensation:
Compensation
As an organization committed to creating good jobs, we walk the talk. We provide excellent benefits for full-time employees, including full health, dental and vision insurance, retirement savings accounts with a generous match which is fully vested immediately, and ample paid time off and holidays as well as professional development opportunities.
During the current COVID-19 shelter-in-place order, this position will be 100% remote. Onsite work in Oakland, CA will resume according to Alameda County guidelines.
How to Apply:
o Apply
Interested candidates must be legally authorized to work in the United States. To apply for this position, send a resume and cover letter to: HR@pcvmail.org. Please include the title of Credit Analyst in the subject of your email. This position will be open for applications through August 7, 2020.
PCV is an equal opportunity employer; applicants are considered for all roles without regard to race, color, religious creed, sex, national origin, citizenship status, age, physical or mental disability, sexual orientation, marital, parental, veteran or military status, unfavorable military discharge, or any other status protected by applicable federal, state or local law. We are especially interested in candidates who have direct experience with the communities we serve.
Background:
Do you want to work for Montana’s largest CDFI? In one of the most interesting, historic, and picturesque communities in the Rocky Mountains? If yes, then Clearwater Credit Union has an exciting, high impact opportunity for you, complete with awesome benefits and a great work environment. We are pleased to be accepting applications for a Business Loan Officer in Butte or Bozeman, Montana. Successful candidate must be able to work in Butte at least fifty percent of the time.
Position Summary:
The Business Loan Officer position is responsible for assisting business members with their commercial lending needs, being a resource of information for business members, and building stronger relationships in the business community.
Responsibilities:
• Interviewing the member, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
• Providing excellent member service by managing member expectations through good communication and timely loan closings.
• A strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
• Structures and negotiates terms, underwrites, and closes loans
• Manages a loan portfolio of commercial members that includes monitoring the credit quality by analyzing updated financial information and ensuring that the loan file is updated with all necessary documentation.
• Performs collections and workouts of troubled loans, as necessary.
• Familiarity with credit and other internal policies
• Serves on local boards and volunteers for various community events.
Requirements:
• Minimum 1-3 years of business lending experience.
• Bachelor’s degree in finance, accounting, business administration, or equivalent work experience.
• Excellent computer skills, including Microsoft Office Suite
• Strong written and verbal communication skills required
• Strong organizational time management skills and problem solving skills
Compensation:
Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.
How to Apply:
Must apply online at www.clearwatercreditunion.org/careers or https://workforcenow.adp.com/jobs/apply/posting.html?client=mfcu#
Background:
The Homewise mission is to create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life. We empower and support clients with financial education and coaching, real estate services, affordable mortgage lending, down payment assistance, loan servicing, refinance and home improvement lending. We also strengthen neighborhoods by increasing homeownership through real estate development, property rehabilitation, and revitalizing communities. If you are looking for a dynamic, high-energy work environment that focuses on creating positive change, consider a career with Homewise. We offer competitive pay, full benefits, retirement, tuition reimbursement, professional development, and growth opportunities.
Position Summary:
We are seeking a Director of Mortgage Loan Production that is an experienced customer service oriented adaptable self-starter with the ability to effectively coach, manage, and communicate clearly both orally and written. The mission of the Director of Mortgage Loan Production is to ensure that Homewise Lending customers experience customer service that meets or exceeds their expectations throughout the lending process by providing efficient and effective processes and tools to support the lending function.
Responsibilities:
Director of Mortgage Loan Production Job Duties Include:
• Ensures that the Lending Team meets monthly production goals for Home Purchase, Refinance, and HI loans close by the original closing date on the Purchase Contract.
• Ensure systems and processes in the Lending function maximize the efficiency of the Lending function and operations at Homewise. Implements procedures and process improvements designed to improve efficiency and customer service, and on-time closings. Ensure employees are adequately trained in using these systems.
• Participates in and arranges staff training to ensure that staff is qualified and knowledgeable regarding guidelines and policies.
• Assists Operations Manager designing and implementing tracking systems to enforce accountability among production staff.
• Leads the implementation of new technologies including POS and LOS systems. Ensure maximum efficiency in the use of these systems and integration with all other systems as needed. i.e. servicing director, STARS.
• Ensures compliance with all consumer lending laws and regulations.
• Distributes workload among production staff fairly and effectively.
• Ensures productive and harmonious relationships with other Homeownership Team functions including, Home Purchase Advisors, Home Buyer Coaches, Real Estate Sales Associates, and other departments including Real Estate Development and Finance to ensure best practices in service provided to customers.
• Uses Fannie Mae Desktop Underwriter, Calyx, DocVelocity, STARS, and Microsoft Office to maintain a variety of reports. Maintains organized files that can be easily researched by others.
• Participates in setting team goals and objectives on an annual basis.
• Occasionally travels to complete training or to perform other functions representing the lending department.
Requirements:
Work Schedule:
• Must be able to work flexible hours including evenings and/or weekends on occasion.
Please only apply if you have a High school diploma or equivalent and a minimum of five years of experience in mortgage lending or a related field.
Compensation:
Negotiable
How to Apply:
Please submit your resume to jobs@homewise.org or visit our website at www.Homewise.org
