Industry Job Bank

  • Make an impact and join the opportunity finance field.

The track record of today’s opportunity finance industry is impressive. All financing directly benefits low-income and low-wealth people to increase access to homeownership opportunities, affordable rental housing, thriving small businesses, and critical services such as childcare, healthcare, and education.

Do you want to develop innovative strategies? Combine your business acumen with an unwavering dedication to making a difference in people’s lives? Change the rules of financing? Make your impact and join the opportunity finance field.

To submit a job listing, please use our online form. If you need to edit or remove a posting, please contact info@ofn.orgSubmissions will be reviewed to ensure relevancy to the industry, and posted within 2 business days.

CDFI President & Chief Executive Officer Northern Initiatives
Marquette, MI
Job Function: Other
Posted: January 23, 2019



In September 2018, Northern Initiatives celebrated 25 years of committed service as a Community Development Financial Institution. We specialize in supporting the launch and growth of small businesses - offering money (more than $65 million through 1,100 in loans) and know how. Our customers have created more than 5,000 jobs and continue to enable their communities to thrive.
With total assets of $29 million, NI lends broadly across Michigan and Northern Wisconsin and supports place-based initiatives. Our passion is being a catalyst for local, impactful and sustainable businesses, especially in rural and minority urban communities.

Position Summary:


The President & CEO of Northern Initiatives has a unique opportunity to serve, make impact, enable social purpose, lead a highly qualified and expanding staff and work with a strong, geographically diverse Board of Directors. Our future leader will be an innovative doer who drives the continued growth of an organization that has cutting edge systems and robust processes; a strong network of partners, supporters and friends; a warm and friendly cultural climate and the opportunity for work / life balance.



This position is responsible for the overall leadership, strategy, and stewardship of the organization. We are seeking a socially conscious and passionate leader who is financially astute and able to inspire commitment and facilitate advancement of the mission, goals and objectives of NI.

The ideal candidate will:
• Be a person of high integrity and character who embraces and lead change.
• Have a vision for and understand how to strengthen NI’s position in existing markets, expand to new markets and enhance the organization’s financial sustainability and impact reporting.
• Demonstrate ability to work with a Board of Directors in crafting a vision, strategy and multi-year direction for the organization.
• Demonstrate curiosity about and understanding of the communities, markets and businesses that we serve as well as the ability to grow systems and services to meet customer needs.
• Possess a combination of vision, strategic and operational management abilities. Has knowledge and experience in all aspects relevant to running a nonprofit financial institution including accounting, budgeting, policies and practices, strategic planning, investments, lending, advisory service delivery, human resources, marketing, information technology systems, regulatory requirements and risk management.
• Demonstrate knowledge and skill in developing and maintaining strong relationships throughout the NI service area with current and potential stakeholders including community leaders, banking institutions, funders, community and economic development organizations, government and other civic institutions.
• Have experience securing funding for all business operations from multiple sources including philanthropy, financial institutions, government, etc.
• Have a solid understanding of small businesses; is familiar with urban, suburban and rural communities across the Great Lakes region and is abreast of local, regional and national economics including innovations in the CDFI industry as well as impact investing industries.
• Be skilled in selecting, managing, coaching, motivating and developing staff. Able to provide clear direction, goals, appropriate support and collaborative strategies.
• Be knowledgeable of and astute concerning community and cultural dynamics, equity, inequality and underserved populations.
• Have 7+ years of leadership experience including managing a multi-million-dollar budget.
• Provide leadership in fundraising and capitalization by overseeing development strategies and serving as a liaison to major development partners and funders.


Minimum Requirements:

• A bachelor’s degree is mandatory. A master’s degree is preferred.
• Ability to run a company headquartered in Marquette, Michigan.
• Some prior experience with nonprofits at the board or management level.
• Flexibility to travel across the Great Lakes region and beyond at least 25-40% of the time.



This is a full-time position. Compensation is commensurate with experience. Benefits include: health, vision, and dental insurance; flexible spending account with employer contribution; 403(b) with employer contribution; paid time off for certain holidays, sick days and vacation days; flexible hours.

How to Apply:


Please submit your resume and a cover letter to:
For more information about Northern Initiatives, go to:

Community Development Loan Officer Florida Community Loan Fund, Inc
Tampa, FL
Job Function: Lending/Loan Operations
Posted: January 23, 2019


Florida Community Loan Fund (FCLF) is a nonprofit lending institution providing capital and expertise to make projects successful and help organizations improve lives and low-income communities throughout the Sunshine State. Established in 1994, FCLF operates statewide from a network of offices in Orlando, Tampa, Sarasota, Fort Lauderdale, and Miami. FCLF financing has helped more than 175 organizations succeed in their projects, providing over 340,000 Floridians annually with housing or social services through 325+ lending transactions to projects totaling over $980 million. FCLF became Florida’s first certified statewide Community Development Financial Institution in 1996 and has been certified as a Community Development Entity since 2004.

Currently, FCLF has $71 million in total assets, a staff of 17, and an operating budget of $5-6 million. It has a growing loan portfolio of $65 million and has closed $232 million in New Markets Tax Credit investments. FCLF Strategic Plan emphasizes significant growth over the next 5 years and we are adding staff now to keep pace with this growth.

Position Summary:

FCLF is seeking two experienced Community Development Loan Officers to promote FCLF in Florida with a concentration in the greater Tampa and Central Florida areas. Successful candidates will identify potential projects to benefit not-for-profit enterprises, which would be funded by loans facilitated through FCLF.


 Engage in and build relationships in the local community to create or expand a presence for FCLF. Develop and nurture relationships with community leaders, funders, developers, nonprofit entity leaders and potential borrowers associated with development projects planned or underway within the community. Promote the potential strategies for utilizing FCLF financing to achieve community development objectives.
 Develop lending pipeline as a priority by identifying projects which would meet the lending criteria of FCLF. Also, identify potential projects for the New Markets Tax Credit (NMTC) program or other specialized lending programs in which FCLF participates.
 Obtain, underwrite, and analyze loan applications for commercial loans to support community/economic development projects based on criteria established for each program and loan policies within each program. Perform due diligence, site inspections, appraisal review, financial statement and pro-forma credit analysis, and credit evaluations of potential borrowers. Prepare credit memos and supporting documentation and present loans for review or approval to the Chief Lending Officer and/or Chief Executive Officer; or Lending Committee.
 Draft and coordinate with the FCLF portfolio administration staff or Chief Lending Officer to issue commitment letters and to facilitate loan closings and monitor loan advances and disbursements.
 Monitor borrower relationships for borrower needs or difficulties. Increase, extend, modify and restructure loans as needed. Mitigate loan portfolio risk through coordination of post-closing technical assistance, extensions, restructurings and work-outs.
 Assist in the preparation of monthly Lending Committee material by contributing to reporting. Participate in periodic portfolio evaluations including presentation of recommendations for loan grades. Assist in the preparation of periodic written reports regarding the status of loan request and applications.
 Partner with technical assistance providers to deliver training services to prepare potential borrowers for the borrowing process.
 Participate in the workshop, marketing and promotional activities and materials development for FCLF. Make workshop presentations and participate in forums which inform the public and special audiences about the opportunities for borrowers offered by the FCLF.


 BS degree in Finance, Business or equivalent combination of education and experience.
 A minimum of 5 years of experience in the commercial/community development/real estate lending, public finance and/or multifamily development fields is desired. Multiple sector experience is preferred.
 Demonstrated ability to source, evaluate and underwrite commercial lending projects, preferably in the community/economic development field.
 Knowledge of and experience in community development financial analysis; other underwriting experience is preferred.
 Ability and experience in delivering services consultatively to diverse constituencies required.
 Experience working in low-income communities.
 Outstanding communication skills, both spoken and written.
 Maturity, initiative, and flexibility required.
 Ability to work independently and coordinate with others located across the state.
 IT skills and the ability to quickly adapt to software.
 Analytical / quantitative analysis skills.
 Qualitative analysis and creative thinking skills.
 Organizational skills.
 Self-motivation skills.
 Research skills.
 Ability to meet deadlines and cope with pressure.


This position offers the unique opportunity to join an innovative organization with the vision and expertise to make a difference in disadvantaged communities throughout Florida.
 A competitive compensation package
 Very generous paid time off benefits program
 403(b) plan with employer-paid contributions
 Opportunities to work with a dedicated team who are driven to aid distressed communities

How to Apply:

Please submit your resume via e-mail to along with a cover letter which specifically outlines your experience in the following:
 Your experience in commercial banking and/or nonprofit lending
 Number of years and position(s) held

In the e-mail subject line, please note to which position you are responding: Tampa or Orlando Loan Officer.

Applications without a cover letter containing the above information will not be considered. No phone calls please.

The Florida Community Loan Fund, Inc. is an equal opportunity employer.

Assistant City Attorney - Affordable Housing Finance Specialist Seattle City Attorney's Office
Seattle, WA
Job Function: Lending/Loan Operations
Posted: January 22, 2019


The City Attorney sees the availability of affordable housing as essential to Seattle remaining the vibrant, livable city we all want it to be. Affordable housing means that lower- and middle-class families can enjoy the great public spaces and schools; it means that new immigrants and school teachers can mingle on the streets with Amazon techies and Boeing executives. But sustaining affordable housing and making sure that its availability keeps pace with the City's burgeoning growth presents many legal questions that our office is studying, including:
◾Whether the City can put requirements on landlords that encourages preservation of affordable rental units.
◾What methods of funding affordable housing are legal.
◾Whether the City can raise the fees it charges developers in exchange for increased development space to meet the demand for more affordable housing that comes with development.
◾Whether the City can require inclusionary zoning to facilitate the development of affordable housing.

State statutes, federal and state constitutions and complex land use regulations must all be considered in planning the City's route to affordable housing. CAO is making it a priority to support the Council and the mayor in finding legally viable ways to meet the City's affordable housing needs.

Position Summary:

The City is looking for a real estate attorney knowledgeable in the Low Income Housing Tax Credit program, as well as traditional multifamily and commercial lending. Individuals who pair the necessary qualifications with a dedication to supporting equitable housing outcomes will be especially competitive; this position offers a unique opportunity for the right person.


Transactions: Represent the Office of Housing in all aspects of real estate issues, including drafting OH's loan documents and reviewing other parties' loan documents; review of partnership agreements; review of title, survey, and other relevant documents.
•Analysis: Analyze risk from a lender perspective in structuring and closing transactions with multiple sources of funds, including low-income housing tax credits (LIHTC program), tax-exempt bond financing, federal CDBG and HOME programs, and various other state and local housing finance programs.
•Advice: Provide legal counsel to City policy makers, departmental leadership, and staff on various real estate finance, property and land use issues. Assist in developing and interpreting City laws, regulations, and policy documents governing multiple City programs and fund sources, including the Seattle Housing Levy and proceeds from a variety of other sources, including land use programs such as incentive zoning and mandatory housing affordability.
•Race and Social Justice: Collaborative work with clients to bring about social change.



•Washington State Bar Membership
•Experience representing lenders in real estate closings
•Experience representing clients on real estate, land use and contracts
•Real estate, community development and housing law counseling experience
•Knowledge of and experience with low-income housing tax credit program and tax-exempt bond financing
•Commitment to the City's Race and Social Justice Initiative


•Eight or more years of experience in real estate, lender finance, and affordable housing closings
•Experience with all aspects of real estate title, survey and acquisition issues, providing sophisticated, nuanced legal advice to executives and managers
•Experience representing municipalities or other public agencies in real estate matters
•Ability to work collaboratively as well as independently
•Ability to handle a variety of matters simultaneously
•Ability to think creatively and analyze risk in complex real estate transactions
•Excellent research, writing, communication, and interpersonal skills
•Experience evaluating and applying policies and practices related to equity


$111,823.00 - $142,046.00 Annually.

Please note: The Civil Division of the City Attorney's Office seeks to set salaries based on objective measures of experience. Salaries typically are not subject to negotiation.

How to Apply:

Applications are accepted through the Seattle City Jobs website. The direct link to this position is here:

Grant Support Technician CITY OF MEDFORD (OREGON)
Medford, OR
Job Function: Grant Writer
Posted: January 21, 2019


Situated in the heart of the scenic Rogue Valley, Medford, population 81,000, is the hub of Oregon's fourth-largest metropolitan area. Located along I-5 in southern Oregon, just 20 miles from the California border, Medford is surrounded by breathtaking mountains in a region featuring world-class outdoor recreation opportunities, including Crater Lake National Park and the Oregon Coast. As the largest city between Eugene and Sacramento, Medford is a growing city with a high quality of life, a growing economy and a moderate climate.

Position Summary:

The City of Medford seeks a Grant Support Technician who performs a wide variety of professional and administrative services related to grant administration and departmental programs and activities. This position reports to the Housing and Community Development Principal Planner and will be working in the Planning Department.


These duties are a representative example; position assignments may vary depending on the business
needs of the department and organization. This position:

  • Participates and/or assists in special projects relating to housing and community development and perform associated research and reporting requirements as assigned.
  • Assists with the administration, compliance and reporting of existing grant programs, such as
  • Community Development Block Grant, Neighborhood Stabilization, and General Fund Grant programs as well as the Construction Excise Tax program.
  • Researches and interprets federal regulations for HUD's block grant programs (CDBG); coordinates preparation and submission of the CDBG Annual Action Plan, CAPER and 5-Year
  • Consolidated Plan; assists Finance Department with reconciliation of all CDBG funds.
  • Ensures activities comply with program regulations, monitors sub-recipients and vendors to ensure compliance with federal regulations.
  • Updates the City's Housing and Community Development web page.
  • Submits relevant reports as required by HUD; works with HUD auditors; prepares and coordinates execution of contracts and grant agreements; coordinates environmental review compliance of HUD-funded activities.
  • Develops and implements the Citizen Participation Plan including coordination with citizens, non-profits, and elected officials; organizes community meetings.Provides backup assistance to interdepartmental staff as needed.
  • Works independently and with teams to research and solicit new grant opportunities.
  • Gives presentations to Commissions, City Council and other groups as necessary.
  • Responds to inquiries from external organizations, agencies and citizens; determines and addresses issues; tracks outcomes to ensure customer service levels are met.
  • Serves as a liaison to various boards and commissions; schedules meetings, prepares agenda packets, attends meetings, records minutes, and provides information to members as necessary; assists with new member recruitment activities as requested.
  • Performs various clerical and administrative tasks and duties: performs routine data entry functions, processes correspondence, and prepares reports.
  • Processes various requisitions, invoices, and purchase orders using City software programs to support and maintain timely and efficient processing.
  • Scope of assigned area will depend on departmental and/or citywide operational structure and is at the discretion of the Principal Planner.
  • Upholds the values of the organization and has strong customer service orientation.
  • Must have the ability to handle job stress and interact effectively with others in the workplace.
  • Must be honest and truthful in all tasks and responsibilities.
  • Performs other related projects and duties as assigned.
  • Demonstrates regular, reliable and punctual attendance.


  • Three years of increasingly responsible administrative experience to perform the job effectively; experience working with Community Development Block Grants, federal and state grants, or other similar types of grant programs preferred; and
  • Bachelor's degree in public administration, business administration, planning, or a related field and/or equivalent combination of education and experience sufficient to successfully perform the essential duties of the job such as those listed above.
  • Current technical/professional knowledge of complex principles, methods, standards and techniques associated with the scope of work of a recognized profession, such as:
    • Solid knowledge of Microsoft Office Suite.
    • Public sector work experience desirable.
    • Excellent verbal, written and interpersonal communication skills.
    • Use computer and other office equipment effectively and efficiently.
    • Presentation skills, written communication, and industry knowledge (governmental regulations).
  • May require possession of a valid driver's license by date of hire. New employees establishing resident status in the State of Oregon must obtain an Oregon driver's license within 30 days (ORS 807.020 (1)).
  • Requires completion of a background investigation to the satisfaction of the City.


$21.83 - $27.86 Hourly
$3,783.34 - $4,828.64 Monthly
$45,400.12 - $57,943.65 Annually


  • Medical, vision, dental with minimal or no monthly premium cost for family coverage
  • Life and long-term disability insurance
  • Paid vacation, sick leave, and holidays
  • HRA-VEBA medical savings account contributions
  • Oregon PERS retirement contributions
  • 457 Deferred compensation for retirement planning
  • Medical and dependent care flexible spending (FSA)
  • Aflac and LegalShield voluntary products
  • On-site fitness center and wellness program


How to Apply:

City of Medford employment application must be completed online via the City's website by 4:00 p.m. deadline on Thursday, February 7, 2019. In order to be considered, please attach a resume and cover letter at the time you submit your application. The City of Medford complies with the Americans with Disabilities Act. If you consider yourself disabled and desire assistance in the application process, please contact the Human Resources Department by telephone: (541) 774-2010 or email:

Executive Director Cooperative Fund of New England
Flexible, MA
Job Function: Lending/Loan Operations
Posted: January 18, 2019


The Cooperative Fund of New England (CFNE) is a community development financial institution (CDFI) founded in 1975 to provide financing and technical assistance to co-ops and community based nonprofits in New England and parts of New York. Since our inception, CFNE has loaned over $50 million from social investors in over 900 loans to new or expanding co-ops and nonprofit organizations. This financing has created or retained scores of jobs, thousands of units of affordable housing, and thousands of business ownership opportunities. Borrowers have brought necessities like food and education into underserved rural and urban communities. CFNE has experienced a remarkably high borrower repayment rate of over 99%, due in part to the broad community involvement required to successfully launch a cooperative. As a U.S. Treasury certified CDFI, CFNE predominantly serves households and businesses in low-income communities and is committed to working for economic, social and racial justice.

With an active and engaged Board of Trustees and a committed and experienced staff of seven spread across the region, CFNE is committed to:

• Providing financial products at reasonable rates
• Developing business skills within our borrowers
• Offering an investment opportunity that promotes socially conscious enterprise

For more information on CFNE, please visit

Position Summary:

CFNE seeks a highly skilled and collaborative leader to replace the organization’s long-time Executive Director upon her retirement and build upon its 44 years of growth and impact. Reporting to the Board of Trustees, the next Executive Director will oversee all management activities for the organization including, but not limited to, working with the Board of Trustees, leading strategic planning, preparing annual goals and actions for the organization, and monitoring the budget and performance of the organization. The Executive Director will lead a highly skilled and committed team of 7 staff who work from home offices throughout New England. The ideal candidate will be a proven and respected leader with a demonstrated commitment to economic, social and racial justice and will possess the skills to maintain excellence in the execution of a growing loan fund. The Executive Director will be excited by the opportunity to grow the organization’s impact on its target markets in the coming years.

Reporting to the Board of Trustees, this position is full-time, will be based remotely in New England, and requires travel throughout the region.


Key responsibilities of the Executive Director include:

Vision and Executive Leadership
• Represent and execute CFNE’s vision and mission; seek to update and strengthen a vision that is inclusive and able to bring CFNE into new markets and take on strategies required in the future
• Maintain a positive, supportive and collaborative culture within an organization that is virtual
• Partner with the Board on strategic organizational planning
• Plan and attend regular staff, Board and committee meetings (both virtual and in person) and assist with Board recruitment
• Ensure that CFNE is managed in a fiscally and socially responsible fashion, manage to the annual and long term budgets and ensure that financial statements, budgets and loan documentation are properly prepared
• Ensure compliance with all city, state and federal laws, regulations and funding requirements along with other grant or foundation funding reguirements
• Recruit, develop and maintain a strong remote team to ensure a high-performance culture and continued empowerment of the staff through education and mentoring

Program and Product Development
• Oversee loan portfolio and ensure that all lending programs are executed with financial performance in mind and are aligned to CFNE’s mission, vision and community priorities
• Maintain and develop relationships with financial partners, banks and loan funds and identify opportunities for loan participations
• Identify the need for, and provide access to, technical assistance for borrowers and prospective borrowers
• Ensure that CFNE’s products and activities evolve continuously to meet the needs of the communities it serves and proactively seek to ask and reach into new communities in an equitable manner
• Lead staff in consistent and meaningful product innovation
• Oversee the business development process with prospective borrowers and ensure that communications and interactions with all borrowers reflect the mission and principles of the organization

Resource Development/External Relations
• Serve as a positive and visible representative of CFNE with audiences and partners throughout the region and nationally
• Ensure that CFNE is able to identify the resources necessary for the financial sustainability of the organization and achievement of its mission
• Represent CFNE at conferences and with CDFI industry organizations, cooperative movement organizations, investors, borrowers, community advocates and other partners and stakeholders.
• Maintain and grow relationships with both public and private investors across the region and nationally and oversee the organization’s fundraising
• Advocate for policies and programs that support the mission of CFNE
• Form partnerships and work collaboratively with other organizations and stakeholders to accomplish goals
• Assure the integrity and growth of the CFNE brand, including effective marketing, outreach and promotion to investors, potential borrowers and partners alike


The ideal candidate will have the following professional and personal skills, competencies and characteristics:
• Deep commitment to the mission and values of CFNE
• 5+ years of senior leadership experience in the community development, lending or cooperative space
• Demonstrated success in team leadership, with a successful track record of inspiring a mission-driven team to achieve results
• Demonstrated success in identifying and securing resources to support an organization
• Strong financial management skills and experience with budgeting and forecasting
• Demonstrated commitment to diversity, equity and inclusion and an excitement about reaching into communities that CFNE has not yet fully accessed
• Exceptional presentation and communication skills, and the ability to serve as a compelling ambassador for CFNE with a variety of stakeholders
• High level quantitative and analytical aptitude along with strong problem-solving skills, in support of sound decision making
• Knowledge of branding and marketing techniques and a willingness to serve as a positive ambassador for the organization
• Strong interpersonal skills and a collaborative, energetic approach; eager to develop productive relationships with a diverse group of colleagues, the Board of Trustees, borrowers, investors, financial partners, and others who contribute to CFNE’s mission
• Willingness to travel within the community and nationally as needed to meet the organization’s goals
• Advanced degree in finance or related field preferred



How to Apply:

Erin Reedy and Shelby Woods of Koya Leadership Partners have been engaged by CFNE to help in this hire. Please submit a compelling cover letter and resume here.
Cooperative Fund of New England is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
Koya Leadership Partners is a national retained executive search and human capital consulting firm that works exclusively with mission-driven organizations, institutions of higher education and social enterprises. We deliver measurable results, finding exceptionally talented people who truly fit the unique culture of our client organizations and ensuring that organizations have the resources and strategies to support them. For more information, visit

Business Development and Outreach Internship Self Help
Durham, NC
Job Function: Finance
Posted: January 16, 2019


The Organization:

Self-Help is a leading national community development financial institution (CDFI) headquartered in Durham, NC. Founded in 1980, Self-Help has provided over $7 billion in financing to 131,000 families, individuals and businesses underserved by traditional financial institutions. It helps drive economic development and strengthen communities by financing hundreds of homebuyers each year, as well as nonprofits, child care centers, community health facilities, public charter schools, and residential and commercial real estate projects. The Self-Help family of non-profit organizations includes North Carolina’s Self-Help Credit Union, Self-Help Federal Credit Union, Self-Help Ventures Fund and the Center for Responsible Lending, a national policy and advocacy organization addressing abusive lending practices. Through its credit union network, Self-Help serves over 129,000 people in North Carolina, California, Chicago and Florida and offers a full range of financial products and services. Learn more at, and

Position Summary:

Internship Program:

Self-Help/CRL offers a 10 week summer internship program that is designed to give students valuable experience in a professional setting while broadening their knowledge of Community Development Financial Institutions (CDFI’s). Along with each specific intern project, the intern will participate in a series of brown-bag lunches to learn more about Self-Help and the Community Development industry as a whole. Interns will also be given the opportunity to network with one another and other Self-Helpers through a variety of planned events.

Internship Description:

The DPI Business Development and Outreach intern will work to raise awareness about Self-Help Credit Union and its services, particularly around specific loan products and credit union branches. For example, the intern will likely spend significant time raising awareness about Self-Help’s Assistive Technology Financing program loans. It is to be determined if the internship will be based in Greenville or Durham.


Essential Responsibilities:

Leading outreach efforts to identified target audience, including mailings.
Helping organize and conduct credit union related community events.
Identify disability organizations with whom we could partner to provide Assistive Technology informational sessions
Analyze and suggest ways Self-Help can improve its commitment to underserved, unserved, and unrepresented communities across our branch network, particularly in Eastern NC
Taking on additional responsibilities as identified by DPI team and branches.


Minimum Qualifications:

Undergraduate or beyond
Outgoing, marketing orientation
Familiarity with Microsoft Office and Salesforce

Desired Qualifications:

Interest in community development finance.
Interest in and familiarity with disability community

Physical Requirements:

Frequently requires use of manual dexterity and repetitive motions, primarily with the wrists, hands, and/or fingers. Must be able to occasionally lift and exert force of up to 10 pounds.



How to Apply:

Application: Please submit a thoughtful cover letter describing why you are interested in this internship and a resume to with the internship title as the subject by Feb 26, 2018.

Self-Help is committed to providing equal employment opportunities to all persons regardless of race, color, class, age, gender, religion, disability that can be accommodated, marital status, ancestry, nationality, family status or sexual orientation.

Business Development Underwriter HEDCO
Hartford, CT
Job Function: Underwriting
Posted: January 15, 2019


Small businesses and entrepreneurs are fundamental to building and sustaining vibrant communities. Creating accessible pathways to entrepreneurship provides economic opportunity for all. While securing adequate capital is one of the key indicators for successful and profitable new businesses owners, lack of funding is a barrier that disproportionately affects minority and female entrepreneurs. Businesses that use bank loans to start or expand their businesses are more likely to have higher sales and employment.

Entrepreneurship can be a source of economic stability for communities when there are limited employment opportunities. Women and minority owned businesses are increasing year over year – women of color in particular are a rapidly growing segment of new entrepreneurs in the United States. In Connecticut alone, minority owned businesses increased by forty percent over five years. However, even with this increasing diversity, women and minority business owners are not well represented. Supporting women and people of color to start their own businesses has the potential to result in significant economic growth for the entire country.

As a statewide not-for-profit Community Development Financial Institution (CDFI), we are revitalizing communities across Connecticut by helping local entrepreneurs launch successful businesses and access low-interest loans with flexible terms. Through strong community relationships, mentorship, and coaching, we transform aspiring entrepreneurs into thriving businesses owners. We are committed to making small business ownership accessible and equitable and building vibrant communities.

We are proud of our wide range of partnerships with governmental agencies, educational institutions, community groups and business organizations. Our success is rooted in our commitment our communities. As a team, we strive to meet both our individual client and local market needs, to collectively provide successful community development outcomes across the state of Connecticut.

Position Summary:

We seek a new Business Development Underwriter to join our Hartford-based team. Reporting to the COO, this position will take primary responsibility for underwriting HEDCO’s small business loans. The Business Development Underwriter is responsible for providing expert analysis and evaluation of the finances and credit of our small business clients. S/he will be responsible for reviewing financial statements to ascertain business viability and carefully reviewing client loan applications.
The Business Development Underwriter will partner with our Entrepreneur and Small Business Team to provide recommendations, insight, and feedback regarding the prospective borrowers’ ability to meet HEDCO’s financial standards and loan terms.


Key Responsibilities

• Evaluate the borrower’s ability to meet HEDCO’s responsible lending standards
• Provide detailed credit analysis of all borrower applications and financial risk
• Assist with the administration of HEDCO’s loan portfolios
• Become HEDCO’s in-house expert on industry standards and trends, applying this knowledge on a case-by-case basis to ensure we are providing our clients with customized service and knowledge
• Prepare necessary reports and documentation
• Become an active steward of HEDCO’s commitment to community development, advancing both its social mission and adhering to its financial responsibilities.

Our ideal candidate has strong analytical skills and is attentive to detail. S/he is able to work diligently and independently, managing competing priorities from multiple team members, and communicating clearly. Our ideal candidate is adept at interfacing with clients and internal team members in a highly professional and respectful manner.


A bachelor’s degree is required, a master’s degree in business or a related field is preferred. Candidates should have at least five years of experience in underwriting and business financial analysis. Knowledge of credit principles, policies, and financial/cash flow analysis is required. Experience working with small business owners and entrepreneurs is a plus, experience with community development and economic development organizations or CDFIs is also highly desirable.

This is a full-time position based in Hartford, Connecticut.


Salary: 50,000 – 65,000 (depending on experience)

How to Apply:

Please send a resume and cover letter to Kim Hawkins, Vice President/COO at describing your fit for the position by Friday November 16, 2018. Materials will be reviewed on a rolling basis.

Small Business Entrepreneurship Advisor HEDCO
Hartford, CT
Job Function: Business Development
Posted: January 15, 2019


As a statewide not-for-profit Community Development Financial Institution (CDFI), we are revitalizing communities across Connecticut by helping local entrepreneurs launch successful businesses and access low-interest loans with flexible terms. Through strong community relationships, mentorship, and coaching, we transform aspiring entrepreneurs into thriving businesses owners. We are committed to making small business ownership accessible and equitable and building vibrant communities. We are proud of our wide range of partnerships with governmental agencies, educational institutions, community groups and business organizations. Our success is rooted in our commitment our communities. As a team, we strive to meet both our individual client and local market needs, to collectively provide successful community development outcomes across the state of Connecticut.

Position Summary:

We seek a new Small Business Entrepreneurship Advisor to join our Hartford-based team. Our new Small Business Entrepreneurship Advisor will expertly manage a portfolio of small business clients, build relationships across the community, and support aspiring entrepreneurs who are in need of fundamental resources and dedicated mentorship as they prepare to launch new businesses.

Reporting to the Chief Operating Officer, the new Small Business Entrepreneurship Advisor will proudly embrace HEDCO’s mission, advancing both its social mission and adhering to its financial responsibilities. The new Advisor will build trusted relationships with our entrepreneurs, ensuring they benefit from all of HEDCO’s program offerings and financial resources. This will require proactive collaboration across our organization and leveraging the expertise of our team and community partners.

The Small Business Entrepreneurship Advisor educates and coaches our aspiring entrepreneurs as they build new businesses – from business planning, strategic planning, and identifying the financial management tools that meet their needs. The Small Business Entrepreneurship Advisor will also ensure clients are well-informed about their options for financing, partnering with clients as they prepare for potential lending opportunities. The Advisor will be responsible for guiding entrepreneurs through every step of their business launch, assisting them with the loan application, approval, and closing to generating growth strategies.

Our ideal candidate has strong interpersonal and analytical skills, is attentive to detail, and consistently demonstrates professionalism. She/he is energized by mentoring small business owners and has proven experience building strategic partnerships with community and economic development organizations.


Facilitate Entrepreneurship Education and Training
• Guide entrepreneurs through the process of launching and growing their businesses
• Promote HEDCO’s programs to help clients receive the individualized support they need
• Facilitate small group trainings for new business owners in areas such as finance, administration, operations, and strategic planning

Provide Ongoing Mentorship
• Provide advice and feedback on business viability
• Provide personalized counseling and coaching to our new entrepreneurs, connecting them to the networks and experts they need to launch and grow successful businesses

Connect Entrepreneurs to Business Resources
• Manage a portfolio of entrepreneurs, supporting them as they prepare for financing and business launch
• Ensure new entrepreneurs are knowledgeable about the small business funding options that meet their individual needs and are prepared to meet with loan committees

Build Community Partnerships
• Actively participate in outreach events with small business owners and new community partners
• Collaborate with partners to ensure alignment of workshops, consulting, and other educational resources
• Develop and maintain productive working relationships with our borrowers, CDFI partners, internal team members, and the community


A bachelor’s degree is required, a master’s degree in business, management, finance, economics or related field preferred.

Candidates should have at least five years of experience in entrepreneurship, finance, business development, and management review or similar fields. Candidates must also have knowledge
In business financial analysis, small business management, budgeting, and strategic planning. writing, and communication skills are essential. Public speaking experience and familiarity with Chambers of Commerce, community development and/or economic development across the state of Connecticut is highly desirable, although not required.

This is a full-time position based in Hartford, Connecticut. It will require some travel across the state and flexible work hours.


Salary: 50,000 – 65,000 (depending on experience)

How to Apply:

Please send a resume and cover letter to Kim Hawkins, COO & Vice President at describing your fit for the position. Materials will be reviewed on a rolling basis.

Loan Officer CommunityWorks
Greenville, SC
Job Function: Lending/Loan Operations
Posted: January 14, 2019


CommunityWorks was established in 2008 as a local housing trust fund through a partnership between the City of Greenville, United Way of Greenville County and Greenville County Redevelopment Authority. CommunityWorks’ mission is to build a brighter future for underserved families and communities through financial education, lending, and investing. In 2011 CommunityWorks was certified by U.S. Treasury as a Community Development Financial Institution (CDFI) which operates a community loan fund that supports community economic development.

Since its inception, CW has generated over $200 million in local economic impact and has provided 30,000 hours of training and coaching, served 4,000 families, provided over $2.6 million loans to startups and existing small businesses, and deployed over $5.1 million in affordable housing and community loans that have created or preserved over 445 affordable housing units. For more information, visit

Position Summary:

The Loan Officer is responsible for identifying, acquiring, and expanding community development lending opportunities in target markets with a focus on providing loan financing and technical assistance to small businesses and nonprofit organizations. The Loan Officer will work closely with borrowers and key stakeholders to find solutions, and effectively manages the loan process from origination through booking, and will continue to actively manage the borrower relationship throughout the term of the loan. The Loan Officer will analyze, structure, and negotiate credit requests.


Key Responsibilities:

• Conduct proactive outreach to target underserved markets and communities to cultivate new lending opportunities.
• Respond to referrals (internal and external) in a timely, professional manner.
• Promote CommunityWorks loan services and products and business services resources to prospective borrowers, community organizations, and other community partners.
• Represent CommunityWorks in public forums, facilitate community outreach efforts, and other activities that promote lending activities.

Loan Origination
• Gathers personal information about clients and businesses to ensure that an informed decision is made regarding the creditworthiness of the borrower and the probability of repayment.
• Analyzes and verifies borrower loan application to determine his or her creditworthiness.
• Provides guidance to prospective borrowers who have problems qualifying for traditional loans.
• Determines the most appropriate type of loan for a particular borrower, and explains specific requirements and restrictions associated with the loan.

• Reviews submitted loan application file to analyze, interpret and evaluate financial information and loan documentation to assess borrower capacity, cash flow, character, and condition to honor his or her obligations.
• Conducts a comprehensive industry and financial analysis and risk assessment and to determine appropriate loan terms and repayment schedule.
• Insure loan requests comply with loan underwriting, product and program policies and procedures.
• Prepare and submit credit memorandums to Director of Lending and/or loan committee for approval.
• Assist with loan closing functions, including preparation of loan documents in consultation with appropriate staff members and legal counsel.

Client Relationship Management
• Guides borrowers through the application process by proactively reaching out to the prospective borrower, obtain basic information about the purpose of the loan and explain the different types of loans and credit terms that are available to the applicant.
• Answers questions about the process and assist borrowers in filling out the application if necessary.
• Works closely technical assistance staff to guide business owners around best business practices to include: business and strategic planning, capital structures and financing options, marketing, sales, and human resource management to grow and expand funded businesses.
• Work closely with loan collections staff to contact borrowers with delinquent loan accounts to help them find a method of repayment in order to avoid their defaulting on the loan.
• Maintain accurate files of current borrower.
• Understands, adopts, and adheres to organizational policies, procedures and guidelines


Professional Qualifications:

• Bachelor’s Degree or equivalent combination of education and experience in office and business management or related field.
• Intermediate financial skills and ability to develop and interpret financial statements
• Working knowledge of loan documentation terminology and methodology.
• Analytical, math, and auditing skills with willingness to use qualitative and quantitative data in decision making
• Knowledge and proficiency working with MS Office Applications such as word processing, spreadsheets, databases and other office software applications.
• Strong spreadsheet and data skills.
• Excellent oral communication skill & writing skills.
• Self-starter who can work independently and in a collegial and collaborative team environment.
• Ability to thrive in an entrepreneurial, team-oriented, and mission driven environment.
• Physical ability to perform essential job functions.

Personal Qualifications:
• Personal maturity, professional discretion, emotional intelligence, strong work ethic, task oriented, highly responsive to the day to day needs of the organization, ability to work effectively with a
range of personnel, including the CEO, the management team, other professional staff.
• Ability to organize multi-faceted & diverse assignments, manage multiple priorities and projects simultaneously.
• Cheerful presence, patience, social and communication skills, enthusiasm, consistently positive attitude.
• High energy, flexibility and drive to work in an entrepreneurial organization. High tolerance for ambiguity, changing demands, and multiple priorities.
• Strong analytical, accuracy, and problem solving capabilities.
• Passion for affordable housing, community development, social justice.
• A commitment and ongoing interest in working in the non-profit field.


Compensation commensurate with experience.

How to Apply:

Email Cover Letter, Resume, and 3 professional references to with “Loan Officer application” in the Subject field. NO PHONE CALLS PLEASE.

Credit Analyst IFF
Chicago, IL
Job Function: Lending/Loan Operations
Posted: January 14, 2019


IFF improves the world by strengthening nonprofits and the communities they serve. As a mission-driven lender, real estate consultant, and developer, IFF helps communities thrive by creating opportunities for low-income communities and persons with disabilities. Key to our success has been a deep sense of purpose, a broad perspective, and a relentless focus on achieving positive results. Across the Midwest, we help clients from every sector, including human service agencies, health centers, schools, affordable housing developers, and grocery stores.

IFF is looking for candidates with a commitment to the work it does and can demonstrate their creativity, detail-orientation, diligence, efficiency, enthusiasm, flexibility, organization, thoughtfulness, and sense of humor.

Our staff of nearly 100 professionals works from our Chicago headquarters, and we also serve the Midwest from six regional offices: Indianapolis, IN; Detroit, MI; Kansas City, MO; St. Louis, MO; Columbus, OH; and Milwaukee, WI.

Position Summary:

Basic Job Function

Responsible for supporting the loan origination process by analyzing applicant financial, project and management capacity and preparing loan recommendations. Work closely with lenders across all IFF sectors and states on loan opportunities to determine long-term fit with IFF mission and credit requirements. Manages and maintains database information with responsibility for data integrity.


Job Duties and Responsibilities:

1. Support the underwriting of loan opportunities.

a. Work directly with originations team lenders and potential borrowers to fully assess the applicant, project and financing request.
b. Spread applicant’s financials and provide historical analysis of applicant’s financial strengths and weakness in order to assess capacity for new debt.
c. Compare liquidity, profitability, and credit histories of organization being evaluated with similar organizations within industry environment to determine risk relative to sector.
d. Input relevant information into loan evaluations and summaries.
e. Analyze borrower budget and projections to assess and stress test debt service capacity.
f. Assist lender with write-up and presenting at loan committee.
g. Provide an assessment of the collateral and contribution to risk mitigation.
h. Complete a risk rating of the proposed borrower(s).

2. Build and maintain complete records in the Loan Management System (“LMS”) from inquiry through loan approval.

a. Ensure LMS records are completed to track status of loans as they move from application to commitment stage including key data on source of loan, date of inquiry and other process points.
b. Ensure a complete record in LMS on the account including key contacts, project information and impact data.

3. Support the Portfolio Management team in entering information on current clients and other post close monitoring.

a. Coordinate as needed obtaining information necessary.
b. Ensure that Portfolio Management team receives all relevant information for post- close relationship management and that files are complete.

4. Research and provide updates on nonprofit sectors or environment to inform the lending team on opportunities and risks emerging in certain sectors.

5. Perform other projects as assigned.

Performance Measures:

1. Complete, accurate, and thoughtful analysis and communication of lending risks and mitigants for loan applications.

2. Proactively seeks solutions to identified issues and challenges relating to loan program implementation.

3. Timely, accurate and comprehensive analyses and reporting.

4. Cultivates a culture of openness in information sharing. Encourages open communication, cooperation, and the sharing of knowledge.

5. Models personal accountability that promotes ownership and engagement.

6. Builds and maintains effective working relationships with colleagues, peers and team members.

7. Values and supports differences in others, contributing to an inclusive work environment. Demonstrates the ability and willingness to communicate effectively with people of diverse backgrounds and experiences to create a collaborative, collegial, and caring community.

8. High level of satisfaction with both internal colleagues and external contacts.


Position Qualifications:

Education: Bachelor’s Degree required, preferably in business, accounting or finance or equivalent experience in a similar position.

Previous Experience: Two years of experience in the areas of accounting, financial analysis, or credit for commercial, industrial and nonprofit organizations required. Ability to perform financial statement analysis including spreading financial statements and assessing cash flow metrics preferred.

Special Knowledge & Skills:

1. Analytical and business writing skills required to determine credit risk and to prepare credit presentations.

2. Experience with commercial real estate or community development collateral and lending a plus.

3. Proficiency in Microsoft Excel.

4. Demonstrated interest in nonprofit sector.

Unusual Requirements: Occasional evening and weekend work.


Compensation will be discussed at time of phone screening.

Medical plans (PPO, HMO, and HSA options)
Dental plans (PPO)
Vision discount program
Pretax medical, transportation, and dependable care flexible spending accounts
Generous vacation and sick time
401K plan with 5% employer contribution after one year of employment
Employer-paid life and AD&D coverage
Employer-paid short-term and long-term disability coverage
Other perks include:

Professional development
Flexible work schedule policy
Summer Fridays policy

How to Apply:

Application Instructions: Applicants must submit a cover letter, resume and salary requirements with “Credit Analyst” in the subject line of the email.

IFF values equity, diversity and inclusion as part of its mission to strengthen nonprofits and the communities they serve. IFF is an equal opportunity employer.


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